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5 months to emerge as a butterfly

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  • benbenandme
    benbenandme Posts: 12,346 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Well yesterday turned out to be another productive day :)
    Clean the car, inside and out - Emptied the rubbish out, haven't cleaned it yet
    Clear some of the rubbish area so we can get through the back gate  Done, dropped some in the skip where Mr S works 
    Paint the hall and downstairs toilet Done
    Bath the dog Done, smells much better :)
    Dye my hair Done, greys are gone for a few more weeks
    10,000 steps Done
    Ds to tidy and clean his room Still a work in progress
    Mr S's ds to do some schoolwork As above
    Order a new showerhead Done, collected and fitted :)

    Today Mr S has gone back to work, I have been for my run, it was hard today but I did it (week 5, run 2). Today's run was a 5 minute warm up walk, then 8 minute run, 5 minute walk, 8 minute run, and a 5 minute cool-down walk. I'm pleased I did it although my thighs are burning still.
    The rest of the day involves: making a fish pie for dinner, finishing my steps (just over 6,000 done already :) ), general hoover through / put things away etc, clean the tiles in the bathroom and post in some facebook groups re. my cards. Other than that I'm not too sure yet.
    My ds had a nice surprise yesterday - he got paid all his holiday he hasn't taken in the last year, so got an extra £500ish in his paypacket :) He has been trained well and immediately put the whole lot in his savings for driving lessons as he wasn't expecting the money anyway so it's all a bonus :)
    Have a good day all!
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,346 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So I've been quite productive this morning, 2 loads of washing done and almost dry in the line already, hoovered, tidied and dusted through downstairs. I have set up a virtual open house, tomorrow night, for my Flamingo cards - if anyone is interested in joining the event please do: https://www.facebook.com/events/517836275577630/ You don't need to buy anything, it might just help to while away a bit of time while we're all stuck indoors :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on being so productive - well done too to DS for putting his extra money into savings.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • benbenandme
    benbenandme Posts: 12,346 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning all, today is going to be spent prepping for my card event tonight online. I have had quite a good response so far from people, now i need to get all the posts ready, plan what I want to say / show and get it organised. It's quite scary but good fun too, I have never tried doing an event this way so should be interesting!
    Yesterday I did my 10,000 steps, I will need to take the dog for a decent walk later to get today's done as it's not a run day.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • savingmore
    savingmore Posts: 661 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    lol about yr mums comments:  I recognise that one.  My mum was always overweight and if i lost it was always ‘you don’t look well’ or something along those lines, and then always a noticing if I put on a couple of pounds.  It was a defensive reaction mixed with jealousy I think.   well done on the steps...i need encouragement to up mine.   I just need to get out and do it.  i must have been under 1,000 yesterday 😂
  • benbenandme
    benbenandme Posts: 12,346 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning :) 
    Savingmore I wish that was the case with my mum - she eats what she wants and is slim as anything. Even the day she gave birth to me (her 3rd child) she weighed 8.5 stone. I, on the other hand, take after my Dads side of the family who pretty much all are/ were on the chunky side :):) 
    Last nights event went well, I got a few orders but more than that I am pleased that it all worked how i wanted it to, I will definitely do it again when the Christmas range comes out. The best bit was that I sold a full set of rollwrap (£46)- this is a new product for us this month and I challenged myself to sell one before Christmas, I did it already :):)  
    Today I have been for my run - todays was a straight 20 minute run without stopping, I'm feeling very proud right now :)
    The rest of today will be quite chilled, a bit of pottering and tidying up, I might need to get something out the freezer for dinner too. I've already done 6,500 of todays stps so that isn't a big worry today either :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,346 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Finally reached the cash out point for Populuslive, so that's £50 on its way to me at the end of the month :)
    Bathroom has been cleaned, beds made, windows open, one load of washing done, hoovered through and a victoria sponge cake made :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you've had some real wins this week
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • benbenandme
    benbenandme Posts: 12,346 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thanks SavingHolmes, I for one am really enjoying lockdown. I am a complete introvert so for me staying at home is my idea of heaven anyway :) It has given me time to catch up with some bits and pieces and I'm loving it!
    Today is a non-run day so I need to go for a good walk to get my steps in as I won't do many just pootling around the house. The weather isn't supposed to be so good today either, so I've dropped Mr S at work and will pootle for an hour or so, then go for my walk with the dog and come back and pootle some more. Today I might focus on the finances. I have kept track much better this month of my spends (mainly just tesco's), but I have too many random accounts here and there and I want to get some sort of control back over them. That's the plan anyway :) I also need to call up re. our holiday and see what's going on there.
    I have had a text today to say my csa money is on its way, I did think that may have stopped again with everything that's going on but nope, £80 is heading my way :):) 
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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