What small DFW things will you do this w/c 06/04/20?

1LuckyLady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important 😁

1LuckyLady

Morning all,  I do hope that I've not crossed posts with someone else this morning! 
Hope everyone had a nice weekend.
It's looking like it will be another nice day here although we had rain for the first time in a long time overnight. 
Todays plans 
* Daily walk after dh finishes work this evening
* Share bathwater later
* Keep the heating off as much as possible (not been on this last week other then in dh's home office where he gets a bit cold sometimes)
* Check fridge and make sure nothing is going to waste  done  
* Update shopping list after checking fridge/freezer... I had said to the family I would plan to shop just on Tuesdays but I'm going to see if I can stretch it another day by getting creative!   done  
* See if there is enough washing to do a load on the quick wash done and hang out to dry   done  
* Kids are on Easter holidays now but I need them to do a bit of their homework each day as it will help fill the time   done  
* Make that date cake as I've still not got round to it
* Exercise from home,  Joe Wicks on youtube with the kids  done  ,  an exercise dvd on my own (I've lost a 1 1/2 since the end of January   and really don't want to lose momentum! )
* Meal plan for the coming week

That's enough of a starter,  take care all and stay safe

PurpleFairy26

Thanks for starting us off 1LL. Enjoy your day. Hello to all who follow. My list:

Continue washing the last few winter coats and dry outside
bag up hats and scarfs and put in loft
make a cake of some sort
water seedlings later
spend an hour digging in the garden 
more crochet practice
knit
update meal plan once food delivery arrives 
one thing off lockdown list
continue using up items - today’s will include moisturiser, OOD coffee, lasagne sheets and white chocolate chips. 

Check banking, update sheet 
family walk later 

have a good day all purps. 

DawnW

Morning all

Thanks for starting us off 1LL. We had rain overnight too, but it looks as though it will be nice today

Up early as usual to walk the dog, fetched in the things the milkman had left, and had breakfast. Today I will:

Sort out shopping delivery that arrived yesterday evening and was just put away anyhow as it was quite late Done most, still some veg that I had shoved in the meat safe to sort out

Pay milk bill, I normally pay monthly via Sagepay on their web site, but the business are having big cash flow and other issues at the moment due to lost business and school custom etc, and have requested weekly payment by BACS. Done, also checked banks

Updated spreadsheet

Make scones that I didn't get to yesterday Done, stilton and walnut ones, to use up some freezer bits

Also made leek and potato soup, now in fridge

Start thorough clean downstairs - I did the dreaded dresser last night while waiting for the shopping, and it looks lovely. Will do some more today. Did one grotty corner and some general tidying up. Should have done more, motivation lacking!  Still, if I clean one messy corner each day during this lockdown, progress will be made!

Meal plan - I had lots of salad stuff and fruit arrive with the shopping last night, which was great, as I had virtually none left. Done, had a nice big salad tonight with jacket potatoes, HM coleslaw and tuna. Tomorrow will make shepherds pie.

Hope everyone has as good a day as possible under the circumstances.

ditty1234

Morning 1LL and thank you for a start to the week. I am meant to be working but still need to settle down. Started with a dead internet, but now it's better. I think everybody was checking in at 9 AM. 
Todays plan is:
Work from desk
Healthy lunch from store
Get some bread and milk - maybe other bits
Walk dog/walk me
Fix a bike - breaks and seat - had a small crash w kerb yesterday and scratched my leg, but no broken bones and no A and E for me
Vacuum house
Yoga
Get somebody to cook - we have an unofficial rota - hmm I think that somebody is me!
Stress about various things and write a list, 
Not watch crappy tv tonight
Have a great day everybody, 

little_pink_purse

Morning everyone 
thanks for starting us 1LL
very windy and cold today
today’s to do list
very small spend
return to work
all meals from stores
check banking  and plan for the following wages xx
 have a great day xxxxlppxxx
stay safe xx 

ziggy2407

Hi everyone

@1LuckyLady - Thanks for starting us off today.

Today: 
Stay Positive and count my blessings - 
Check Bank & made PAD - Done
Speak to mum - Done, will speak again later
Swagbucks & Topcashback (easy game with cash prizes) -  
Bake or make - 
Purge a few emails - 
Enter a few comps 
All meals from cupboards/fridge/freezer -
Check: Lucky Bob, PMP, WinaDinner -
Read Library Book - 

Have a great day!

C x

1LuckyLady

Morning all, 
Its looking lovely out there again. 
Todays plans 
* Daily walk after dh finishes work this evening
* Share bathwater later
* Keep the heating off as much as possible (not been on this last week other then in dh's home office where he gets a bit cold sometimes)
* Check fridge and make sure nothing is going to waste 
* See if there is enough washing to do a load on the quick wash  done  and hang out to dry  (maybe follow @PurpleFairy26 and do the hats/scarves etc)  done  
* Kids are on Easter holidays now but I need them to do a bit of their homework each day as it will help fill the time   
* Make that date cake as I've still not got round to it
* Exercise from home,  Joe Wicks on youtube with the kids  done  and exercise dvd on my own
* Meal plan for the coming week as this dropped off my list yesterday too. 
 Also checked banking/updated spreadsheet with some DD's that had gone out done  
That's enough of a starter,  take care all and stay safe

carrielovesfanta

Morning folks
Sorry I've been m-i-a. i haven't caught up with last week's thread or this week's yet so I hope you're all ok.
Things have been a bit of a rollercoaster here! I was made redundant on Friday and the company I worked for was placed into administration as I was expecting. I kinda felt ok for it though over the weekend and I was glad that it wasn't looming over me any more. I did my CV, polished up a covering letter and set my daily routine for the week ahead.
Yesterday I sat down, sent my CV to a local company and a specualtive one to a company in another part of the country that I have a longstanding working relationship with. Then everything went mad! Some old colleagues who have their own business called me and I may pick up some work there. Then one of my old bosses rang and they might have a role for me post-coronavirus, then the company that I sent the specualtive CV rang and asked if I wanted some freelance work, starting this morning! Of course I said yes, but it was all so much to process that I hardly slept a wink last night! As a freelancer, I can command an entirely terrfiying day rate (over double my old salary!!). I have been onto HMRC's website to set myself up as a sole trader immediately!

So I'm sitting here, waiting for them to get in touch with data and a software licence! 

Today's mse things:
B/L/D from stores
Get some exercise at lunchtime
OH to do housework
Heating off
Pinch OH's excel template invoice form
Set up a spreadsheet for earnings and expenses

Have a good one all

clf x

little_pink_purse

Wow clf it has been a crazy few days for you enjoy your new post 

today’s to do 

working crazy hours
all meals from home
a nsd 
do wages 
check banking 

have a good day stay safe xxxlppxxx

ditty1234

Morning, everybody its an other sunny morning in Southern England. Time for a new and better me ... so woke up, did a short core yoga, am attending staff meeting right now (smirk). So grateful for team meetings w camera and mic turned off. 
Will work half a day today and Thursday. And then a week off.
CLF what a fantastic response.
I'm OK with the bank for now, but will slightly break the bank as have to get a new duvet cover, as the old one is sadly splitting, and it's not time to pick up something nice now. Gosh I miss my sewing machine. 
Well time to go on a food hunt, then home to do some work, and something outside. 
Uni-son is starting a new hhs job today as a carer, as he might do a post grad in nursing. While daunting he is not enjoying sitting around my house 24/7.
Have a great day.