Bluestone Mortgages

bloomingmarvelous

Willowlou said:

bloomingmarvelous said:

MA contacted me yesterday with an email from Bluestone to say the valuation has been returned and was due to be reviewed yesterday. 
Still not heard anything more.. was hoping today we would seeing as they were looking at it yesterday. 

I was wondering how you were getting on! Hope you hear very soon! 

aw thanks, how about you? 

Willowlou

bloomingmarvelous said:

Willowlou said:

bloomingmarvelous said:

MA contacted me yesterday with an email from Bluestone to say the valuation has been returned and was due to be reviewed yesterday. 
Still not heard anything more.. was hoping today we would seeing as they were looking at it yesterday. 

I was wondering how you were getting on! Hope you hear very soon! 

aw thanks, how about you? 

Valuation booked for tomorrow 😬 expecting it to go ok as it’s a new build but just dreading more questions and requests for documents following it!! 

bloomingmarvelous

Willowlou said:

bloomingmarvelous said:

Willowlou said:

bloomingmarvelous said:

MA contacted me yesterday with an email from Bluestone to say the valuation has been returned and was due to be reviewed yesterday. 
Still not heard anything more.. was hoping today we would seeing as they were looking at it yesterday. 

I was wondering how you were getting on! Hope you hear very soon! 

aw thanks, how about you? 

Valuation booked for tomorrow 😬 expecting it to go ok as it’s a new build but just dreading more questions and requests for documents following it!! 

Ooooh hope all goes well today and they do show up unlike how ours was first time ha. 
Yes I am at that point now, really hoping the no more docs are needed but I bet they will!!! argh. 

Willowlou

Crossing everything for it just to go through! Let me know when you hear 😊

Fudgecake3

Apparently our initial assessment is done, BS asking for tenancy references for the last 24 months, nightmare because it’s not been the same landlord, it was housing association then they sold to the local council. No idea how to get this sorted!!!

Stixalot

you can just filter your bank statements to show your rent payments for 24 months rather than having to get references, there no need to get landlord references. This is what we did and BS were more than happy.

bloomingmarvelous

Willowlou said:

Crossing everything for it just to go through! Let me know when you hear 😊

Valuation report has come back all good  so now its been passed to the underwriting team.' Who will be in contact in due course'.... 

I am glad the valuation has come back fine but didnt get very excited as im nervous for this underwriting bit now. Just expecting them to want more docs due to the valuation taking almost a month! I really hope not.

Willowlou

bloomingmarvelous said:

Willowlou said:

Crossing everything for it just to go through! Let me know when you hear 😊

Valuation report has come back all good  so now its been passed to the underwriting team.' Who will be in contact in due course'.... 

I am glad the valuation has come back fine but didnt get very excited as im nervous for this underwriting bit now. Just expecting them to want more docs due to the valuation taking almost a month! I really hope not.

That’s great news! Really hoping it just goes straight to offer for you. 

Keep us updated! 🤞for offer before the weekend for you 😊

disneydreamer1985

Had to submit for an extension as completion will be 3 days after offers expires due to delays in the chain 😩

Submitted it Wednesday and haven’t heard back yet apart from the advisor saying it would be worked on Thursday and then Friday saying it was still being reviewed. 

Stressing even though nothings changed apart from our credit scoring actually getting better! 

Willowlou

disneydreamer1985 said:

Had to submit for an extension as completion will be 3 days after offers expires due to delays in the chain 😩

Submitted it Wednesday and haven’t heard back yet apart from the advisor saying it would be worked on Thursday and then Friday saying it was still being reviewed. 

Stressing even though nothings changed apart from our credit scoring actually getting better! 

Ah I’m sure you’ll be ok! How did you find the mortgage application? We had our valuation done yesterday and I’m so stressed 😫