Bluestone Mortgages

Kb21

Melandpaul said:

Do bluestone make you pay off all your credit commitments? 

No but they can make it a special condition on your mortgage offer if they feel
If would be benefit 

pipsinbrum

Kb21 said:

pipsinbrum said:

Had a verbal offer for a 5 year fixed. Which is fine. I can't believe it 💃💃💃💃💃💃💃
Stay strong everyone xxx

Yes yes yes 😍😍😍

Thank you. So happy 😊 

Cosy2020

Congrats on the offers! The wait is killing me - I'm constantly worrying about our bank statements, if anything new crops up on our credit report etc. Only on week 3 - I don't know how some of you did it for so long!

Jen271626

Congrats on the offers!
We have had some requests for further information today. Asked what lots of customers transfers into my husbands business account was, the year house was built, and 3 months of my dads bank statements - its gifted equity so found that a bit strange but have sent it all over. Im not sure if its with a case manager or an underwriter. 

Fingerscrossed16

@Jen271626 when did you submit your application? Surprised they’ve asked for 3 mo the statements for transferring of equity from your dad?

Jen271626

Fingerscrossed16 said:

@Jen271626 when did you submit your application? Surprised they’ve asked for 3 mo the statements for transferring of equity from your dad?

I'm not actually 100% when Brightstar submitted it. I paid their fee and my brokers fee last Monday. 

Fingerscrossed16

Your a few days ahead of me, mine was Tuesday into bluestone I think, but same as you with gifted equity.

Jen271626

Jen271626 said:

Fingerscrossed16 said:

@Jen271626 when did you submit your application? Surprised they’ve asked for 3 mo the statements for transferring of equity from your dad?

I'm not actually 100% when Brightstar submitted it. I paid their fee and my brokers fee last Monday. 

However last Monday before I paid my broker he  said Bluestone were asking for some other info - tenancy agreement, explanation for adverse credit and my dads id. So they must of had it by then.

Fingerscrossed16

Yes I had that last Tuesday as I’d sent them but needed to be on their papers so resent them Tuesday along with parents ID etc. But they haven’t come back on anything yet so guessed it hasn’t been picked up yet.

Bon18

We heard today our purchaser’s mortgage has all been approved and agreed and offer made today. How long will it be for written offer after verbal?