Bluestone Mortgages

j_d1988

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 

Its the not knowing that's the big issue! 

And the worry of lost money! xx

I know I get u. I’ve had many sleepless nights 

So have I and still am! 

Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?

I know how at been there, questioned everything, “what could they want next” “what will they ask” “will they bring up something on my statement I can’t prove” 
honest it will be worth it 

Upto now we havent been asked for any extra but i expect its coming! 

Did you have a 6 week timeframe?? x

I hate to say it but it probably is, just be prepared and send it over as soon as possible. 

 we are in week 8 now 

I think we are in week 4/5 now... not sure if Rippon will wait another 3!!! x

Kb21

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 

Its the not knowing that's the big issue! 

And the worry of lost money! xx

I know I get u. I’ve had many sleepless nights 

So have I and still am! 

Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?

I know how at been there, questioned everything, “what could they want next” “what will they ask” “will they bring up something on my statement I can’t prove” 
honest it will be worth it 

Upto now we havent been asked for any extra but i expect its coming! 

Did you have a 6 week timeframe?? x

I hate to say it but it probably is, just be prepared and send it over as soon as possible. 

 we are in week 8 now 

I think we are in week 4/5 now... not sure if Rippon will wait another 3!!! x

Your case may be quicker everyone seems to be different. We are self employed so had to wait for a tax return etc. Don’t worry it will be ok x

j_d1988

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

j_d1988 said:

Kb21 said:

How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 

Its the not knowing that's the big issue! 

And the worry of lost money! xx

I know I get u. I’ve had many sleepless nights 

So have I and still am! 

Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?

I know how at been there, questioned everything, “what could they want next” “what will they ask” “will they bring up something on my statement I can’t prove” 
honest it will be worth it 

Upto now we havent been asked for any extra but i expect its coming! 

Did you have a 6 week timeframe?? x

I hate to say it but it probably is, just be prepared and send it over as soon as possible. 

 we are in week 8 now 

I think we are in week 4/5 now... not sure if Rippon will wait another 3!!! x

Your case may be quicker everyone seems to be different. We are self employed so had to wait for a tax return etc. Don’t worry it will be ok x

Ah right, we both work at the same company... me paid monthly and other half weekly...

Fingers crossed... thank you x

FirstTimeBuyer428

Has anyone recieved the offer in the post? If so could you let me know how long it took ? I got my offer last Wednesday but still waiting on the written. My solicitors have it already so i'm just wondering when I will receive it 

Hopeful89

FirstTimeBuyer428 said:

Has anyone recieved the offer in the post? If so could you let me know how long it took ? I got my offer last Wednesday but still waiting on the written. My solicitors have it already so i'm just wondering when I will receive it 

Mine never turned up in the post! My MA sent me the PDF which I’ve printed off and returned in the post with the DD form 

FirstTimeBuyer428

Hopeful89 said:

FirstTimeBuyer428 said:

Has anyone recieved the offer in the post? If so could you let me know how long it took ? I got my offer last Wednesday but still waiting on the written. My solicitors have it already so i'm just wondering when I will receive it 

Mine never turned up in the post! My MA sent me the PDF which I’ve printed off and returned in the post with the DD form 

Ahh thank you so much, my MA said it would be in the post but I haven't received anything, my solicitors are sending out paperwork I need to sign but I would like to see the offer first as I know people have had conditions before. I have emailed my MA to see if he could send it me. 

Thank you for your help. 

Kb21

Anyone know what the final underwriter is about? It is it just up to date bank statements etc? 

FirstTimeBuyer428

Kb21 said:

Anyone know what the final underwriter is about? It is it just up to date bank statements etc? 

Hello, 

My application went to bluestone on the 26th Feb, for 3 weeks before this I was sending info to my MA for the packager. 

I only got asked 1 question and they booked the valuation in for the 1st April. I got the offer on the 14th. I was sending payslips every week and statements every month just to keep them up to date. Everyone has different time scales it looks like. 

Hope this helps. 

Kb21

FirstTimeBuyer428 said:

Kb21 said:

Anyone know what the final underwriter is about? It is it just up to date bank statements etc? 

Hello, 

My application went to bluestone on the 26th Feb, for 3 weeks before this I was sending info to my MA for the packager. 

I only got asked 1 question and they booked the valuation in for the 1st April. I got the offer on the 14th. I was sending payslips every week and statements every month just to keep them up to date. Everyone has different time scales it looks like. 

Hope this helps. 

Perfect thank you. We are self employed and the latest tax return was sent in April. So I’ll keep up with the bank statements. Valuation request yesterday for us after being in the application stage since 9th March 

FirstTimeBuyer428

Kb21 said:

FirstTimeBuyer428 said:

Kb21 said:

Anyone know what the final underwriter is about? It is it just up to date bank statements etc? 

Hello, 

My application went to bluestone on the 26th Feb, for 3 weeks before this I was sending info to my MA for the packager. 

I only got asked 1 question and they booked the valuation in for the 1st April. I got the offer on the 14th. I was sending payslips every week and statements every month just to keep them up to date. Everyone has different time scales it looks like. 

Hope this helps. 

Perfect thank you. We are self employed and the latest tax return was sent in April. So I’ll keep up with the bank statements. Valuation request yesterday for us after being in the application stage since 9th March 

I understand, it is a long wait. When my valuation was requested on the 1st my MA didn't receive any information until the offer which was the 14th. Its awful waiting around. My fingers are crossed for you to get some news soon