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Bluestone Mortgages

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Comments

  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    I feel like were heading that way too!! 

    Or the developer will get sick of waiting and pull the house! 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
    Its the not knowing that's the big issue! 

    And the worry of lost money! xx
  • Kb21 said:
    Just had a update we have been approved 💖💖🏡🏡🏡
    Congratulations

    I didn’t think they made an offer until the valuation had been Completed? 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    Kb21 said:
    Just had a update we have been approved 💖💖🏡🏡🏡
    Congratulations

    I didn’t think they made an offer until the valuation had been Completed? 
    It’s a verbal offer until valuation is done. They don’t really issue a valuation unless they are happy they will offer the mortgage so once u are though the underwriters it’s good to go that’s why we didn’t issue our valuation b4 the underwriters stage 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
    Its the not knowing that's the big issue! 

    And the worry of lost money! xx
    I know I get u. I’ve had many sleepless nights 
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
    Its the not knowing that's the big issue! 

    And the worry of lost money! xx
    I know I get u. I’ve had many sleepless nights 
    So have I and still am! 

    Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    edited 20 April 2021 at 4:44PM
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
    Its the not knowing that's the big issue! 

    And the worry of lost money! xx
    I know I get u. I’ve had many sleepless nights 
    So have I and still am! 

    Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?
    I know how at been there, questioned everything, “what could they want next” “what will they ask” “will they bring up something on my statement I can’t prove” 
    honest it will be worth it 
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
    Its the not knowing that's the big issue! 

    And the worry of lost money! xx
    I know I get u. I’ve had many sleepless nights 
    So have I and still am! 

    Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?
    I know how at been there, questioned everything, “what could they want next” “what will they ask” “will they bring up something on my statement I can’t prove” 
    honest it will be worth it 
    Upto now we havent been asked for any extra but i expect its coming! 

    Did you have a 6 week timeframe?? x
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    How at guys keep the faith. It’s so so stressful I won’t lie and u feel like it’s never going to happen. But how at stock at it. We had a £65,000 deposit and having a £104,000 mortgage, the house was up for £190,000 and we got it for £170,000 
    Its the not knowing that's the big issue! 

    And the worry of lost money! xx
    I know I get u. I’ve had many sleepless nights 
    So have I and still am! 

    Its scary knowing your future is in someone else's hands... and not being able to do anything about it?!?!?!?
    I know how at been there, questioned everything, “what could they want next” “what will they ask” “will they bring up something on my statement I can’t prove” 
    honest it will be worth it 
    Upto now we havent been asked for any extra but i expect its coming! 

    Did you have a 6 week timeframe?? x
    I hate to say it but it probably is, just be prepared and send it over as soon as possible. 
     we are in week 8 now 
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