Will my travel insurance pay if exams are delayed?

Zebra007

My son is sitting his GCSEs this summer. We are due to go on holiday in July.
If the exams are delayed due to coronavirus and the dates clash with our holiday, will our travel insurance/ABTA cover this? (We have travel insurance as part of our Directline Plus home cover) We are due to leave on the 10th July - so after the official finish school date for him, but schools will still be in term time
Wonder if anyone can help please?

bradders1983

I mean, you could just ring them and ask?  Although summer is months away, the number of people needlessly panicking on this section of the forum the last few weeks is off the chart.

Aylesbury_Duck

Only your policy or insurance company will be able to tell you.  I suspect you won't be covered - I've seen this before when a parent booked a holiday without fully understanding the exam timetable and planned to leave before the last exam.  They weren't covered.

Zebra007

Not panicking, just trying to be ahead of the game

Aylesbury_Duck

Some schools advise parents not to book any holidays until term has finished, even in years 10-13 when there's traditionally study leave for much of June and July.  Exams can be postponed for a number of reasons e.g. school illness, printing/delivery problems, compromised papers, and schools have to postpone and sometimes use alternative papers.  It's the risk you take trying to get a cheaper break in term time I'm afraid.  I doubt an insurer would cover cases like yours but do check.

Zebra007

Thanks - the school instruction was to stay available until the end of June 

Ganga

Schools may be closed before then if the number of people catching the virus increases ,who can see 4 months ahead.

Aylesbury_Duck

I agree.  I fully expect school closures to be tacked onto one or either side of the Easter break, although I doubt that in itself will cause GCSE and A-level exams to shift.  I can see a situation where GCSEs are shunted to the November sittings but A-levels?  They're more complicated because of the knock-on to university admissions, but they could of course use predicted grades for one year.

leylandsunaddict

You'd have to check with your insurers. Not all policies are the same.

heatherw_01

Just ask them but I doubt any would cover that!

jaynesavage8

This is on my mind too. Booked holiday for after the period school told me, but now no idea if we will be covered if exams are moved! 
Only paid deposit, but not had time to sort travel insurance, now impossible to call any of them!