📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax Reward Account changing to £3 charge with “lifestyle rewards”

19394969899147

Comments

  • portenio
    portenio Posts: 74 Forumite
    10 Posts First Anniversary
    All set for this month. Yoo Hoo  :):D:)
              

  • phillw
    phillw Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 June 2020 at 12:57PM
    portenio said:
    All set for this month. Yoo Hoo  :):D:)

    I was on track, but the tracker has now disappeared from the app and online.
    *edit* it just came back... I wonder if the £5 reward is going to appear and disappear :D
    I'm half expecting them to decide after the fact that we didn't actually meet the requirements.
  • portenio
    portenio Posts: 74 Forumite
    10 Posts First Anniversary
    edited 26 June 2020 at 1:08PM
    phillw said:
    portenio said:
    All set for this month. Yoo Hoo  :):D:)

    I was on track, but the tracker has now disappeared from the app and online.
    *edit* it just came back... I wonder if the £5 reward is going to appear and disappear :D
    I'm half expecting them to decide after the fact that we didn't actually meet the requirements.
    LOL Hopefully not!
    Mine also appears and disappears all the time. logs me out, shows error messages, you name it....
    I am happy to go through all these hoops if come 12/7 I get my 10 pounder.
    We shall see. :) Happy for now, my bit is done.
  • The tracker is pretty-much useless to me because my salary is paid into the account on the last working day of every month, so the tracker is basically never going to show me as being on-track. 
    Me too; my pension payments go in at the end of the month. Don't expect it to show in the tracker but I do expect to get the £5 Reward.
  • badger09
    badger09 Posts: 11,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 26 June 2020 at 1:26PM
    portenio said:
    phillw said:
    portenio said:
    All set for this month. Yoo Hoo  :):D:)

    I was on track, but the tracker has now disappeared from the app and online.
    *edit* it just came back... I wonder if the £5 reward is going to appear and disappear :D
    I'm half expecting them to decide after the fact that we didn't actually meet the requirements.
    LOL Hopefully not!
    Mine also appears and disappears all the time. logs me out, shows error messages, you name it....
    I am happy to go through all these hoops if come 12/7 I get my 10 pounder.
    We shall see. :) Happy for now, my bit is done.
    Much to my amusement, every time I click on the tracker in my app, the message is 'Sorry its taking so long'. 
    Erm... about 3 days :D   
  • where_are_we
    where_are_we Posts: 1,223 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Will opening a second sole Halifax Reward Current Account and setting up Reward Extras for that account succeed?
    "You can only choose one Reward Extra Offer per account, even if the account is in joint names."
    The above T&C`s seem to indicate it would be OK because you are choosing one Reward Extra Offer for one account and then choosing a second Reward Extra Account for another different account.


  • LittleVoice
    LittleVoice Posts: 8,974 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Will opening a second sole Halifax Reward Current Account and setting up Reward Extras for that account succeed?
    "You can only choose one Reward Extra Offer per account, even if the account is in joint names."
    The above T&C`s seem to indicate it would be OK because you are choosing one Reward Extra Offer for one account and then choosing a second Reward Extra Account for another different account.
    No, it doesn't mean that.
    One sole account, one joint account.
    The joint account obviously has two named people on it but only one reward extra offer is available - you can't choose, for example, £5 and cinema tickets for the joint account but only the £5 or cinema tickets.
  • where_are_we
    where_are_we Posts: 1,223 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Will opening a second sole Halifax Reward Current Account and setting up Reward Extras for that account succeed?
    "You can only choose one Reward Extra Offer per account, even if the account is in joint names."
    The above T&C`s seem to indicate it would be OK because you are choosing one Reward Extra Offer for one account and then choosing a second Reward Extra Offer for another different account.
    No, it doesn't mean that.
    One sole account, one joint account.
    The joint account obviously has two named people on it but only one reward extra offer is available - you can't choose, for example, £5 and cinema tickets for the joint account but only the £5 or cinema tickets.

    I realise you can only have one Reward Extra Offer for one joint account and I assume a couple can have one sole account each and one joint account totalling three Reward Extras. However new joint account applications require a branch visit which we want to avoid. The T&C`s imply one Reward Extra per account. Therefore having two sole accounts means you can have one Reward Extra for each account. Am I correct?
  • masonic
    masonic Posts: 27,391 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 27 June 2020 at 12:59PM
    Will opening a second sole Halifax Reward Current Account and setting up Reward Extras for that account succeed?
    "You can only choose one Reward Extra Offer per account, even if the account is in joint names."
    The above T&C`s seem to indicate it would be OK because you are choosing one Reward Extra Offer for one account and then choosing a second Reward Extra Offer for another different account.
    No, it doesn't mean that.
    One sole account, one joint account.
    The joint account obviously has two named people on it but only one reward extra offer is available - you can't choose, for example, £5 and cinema tickets for the joint account but only the £5 or cinema tickets.

    I realise you can only have one Reward Extra Offer for one joint account and I assume a couple can have one sole account each and one joint account totalling three Reward Extras. However new joint account applications require a branch visit which we want to avoid. The T&C`s imply one Reward Extra per account. Therefore having two sole accounts means you can have one Reward Extra for each account. Am I correct?
    The T&Cs do not just "imply" one Reward Extra per account. They explicitly state it. You cannot obtain more than one reward from a single account.
    Therefore
    No, not therefore.
    having two sole accounts means you can have one Reward Extra for each account. Am I correct?
    That is correct, if a limit was not put on the number of account you can hold, then you could in theory open any number of accounts and have one reward from each of them. You cannot open a second sole account.
  • portenio
    portenio Posts: 74 Forumite
    10 Posts First Anniversary
    masonic said:
    Will opening a second sole Halifax Reward Current Account and setting up Reward Extras for that account succeed?
    "You can only choose one Reward Extra Offer per account, even if the account is in joint names."
    The above T&C`s seem to indicate it would be OK because you are choosing one Reward Extra Offer for one account and then choosing a second Reward Extra Offer for another different account.
    No, it doesn't mean that.
    One sole account, one joint account.
    The joint account obviously has two named people on it but only one reward extra offer is available - you can't choose, for example, £5 and cinema tickets for the joint account but only the £5 or cinema tickets.

    I realise you can only have one Reward Extra Offer for one joint account and I assume a couple can have one sole account each and one joint account totalling three Reward Extras. However new joint account applications require a branch visit which we want to avoid. The T&C`s imply one Reward Extra per account. Therefore having two sole accounts means you can have one Reward Extra for each account. Am I correct?
    The T&Cs do not just "imply" one Reward Extra per account. They explicitly state it. You cannot obtain more than one reward from a single account.
    Therefore
    No, not therefore.
    having two sole accounts means you can have one Reward Extra for each account. Am I correct?
    That is correct, if a limit was not put on the number of account you can hold, then you could in theory open any number of accounts and have one reward from each of them. You cannot open a second sole account.
    OK. So the conclusions to these comments would be:
    - People who have legacy sole Reward accounts will get 1 reward extra per account regardless of the number of accounts (as in the past multiple sole accounts were possible.
    - People who attempt to open more sole accounts from 1st June won't succeed.
    This is how I interpreted these tricky T&C's all along.
    Is it your reasoning too?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.