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Regular Savings Accounts: The Best Currently Available List!

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  • Well, here's another one
    I've had an interest statement from Stafford Railway BS and neither the interest credited, nor the balance, is correct. Already had the passbook updated and it's wrong on both counts.
    That sounds very disturbing!  But if it's their Regular Saver you're talking about, isn't the first interest payment on this account not due until 31st October?  Unless you closed the account obviously.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    No it's not the RS. 
    So may be best to take future discussions about this particular issue elsewhere, so we can continue to reserve this thread to RSs  o:)
  • eastofeden
    eastofeden Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Re Chorley Members Regular Saver
    They have obviously realised the interest cited in their original fact sheet (£55.50) was incorrect as I received an apology letter and revised fact sheet today with the interest now showing as £29.95. 
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 June 2020 at 3:22PM
    The Buckinghamshire locals only RS at 1.2% and £500 is probably worth adding SS?

    The 'normal' members at 0.95 and £500 probably falls short?
  • happybagger
    happybagger Posts: 1,035 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 5 June 2020 at 9:26PM
    On the Bucks RS Locals, I got this account a while back when it was 2%, by being an existing customer even though not in their postcode areas. With unlimited withdrawals, I use it as an instant access account
  • SFindlay
    SFindlay Posts: 393 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Hi Folks,

    Here is this weekend's update to this thread.

    Thanks for mentioning the new Chorley BS account. I cannot find it on their website yet unfortunately.

    I have not included the Bucks Locals 1.2% RS account as it falls below the criteria stated on page 1 of this thread and I would point out that you could open a NS&I Income Bonds account paying 1.16% without restrictions.

    I will do the next update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are on the first page
    https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
    Just for next update regarding Monmouthshire saver plus and christmas saver you have restriction as only available in England and Wales which is what's on their web site however I reside in Scotland and have opened one.
    Their savings T&C state to be eligible must reside in UK which is what I read when opened the saver plus a couple of months ago (just before rate drop so you can all blame me!!) and only saw the website saying England and Wales after I opened it. I phoned them and clarified that the web site is wrong and all their savings accounts are open to the whole of UK and it's only their mortgage products that are restricted to England and Wales. 
  • Special_Saver2
    Special_Saver2 Posts: 1,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks a lot, I have just updated the first page with that information.
  • lucky77
    lucky77 Posts: 217 Forumite
    Part of the Furniture 100 Posts
    Loughborough BS Monthly Saver 2
    Another rate drop I'm afraid. Down from 1.75% to 1.1% from 9th July with terms changing to those of their Flexible monthly saver. Maximum monthly deposit allowed increases to £500 and minimum of 9 monthly deposits to be made.
  • happybagger
    happybagger Posts: 1,035 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 10 June 2020 at 7:27PM
    Do you have a letter listing any other LBS RS account rate amendments?  Monthly saver (first issue without a number, or other issues) and Save to Buy?
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