Regular Savings Accounts: The Best Currently Available List!

ForumUser7

Kazza242 said:

DJDools said:

Kazza242 said:

ForumUser7 said:

YBS not showing RS on moneyfacts anymore - could either be going NLA, or increasing as easy access YBS not showing either

Confirmed, YBS Regular Savers on MoneyFacts at 5% - not 100% sure, but I think it is a rate increase rather than new issue. Will be able to confirm tomorrow

I logged into YBS Online and my Regular E-Saver account (opened on the 1st June 2023) and which previously paid 4.50% is now 5.00%

I believe the YBS Christmas 2023 Regular e-Saver went Up from 4.75% to 5% on 17/05/2023, and previously up from 4.5%  on 4/4/23

Hi, I think you meant to quote the post from the MSE member called Middle_of_the_Road (above).  They were referring to a different account, the YBS Christmas 23 Regular e-Saver, which has not had an interest rate change today.  It is still paying 5.00% (as of 17th May 2023).

Please note that my post was referring to the YBS Regular e-Saver account, which has had its interest rate increased from 4.75% to 5.00% as of today (29/06/2023).  I checked this on YBS Online banking earlier, as I have this account and it is definitely now paying an increased rate of 5.00%.  

The rate on the Regular e-Saver has gone from 4.50% to 5.00%. YBS product page still shows the 4.50%.

It was Christmas Regular e-Saver that was 4.75%, then went to 5% effective 17th May

Kazza242

ForumUser7 said:

Kazza242 said:

DJDools said:

Kazza242 said:

ForumUser7 said:

YBS not showing RS on moneyfacts anymore - could either be going NLA, or increasing as easy access YBS not showing either

Confirmed, YBS Regular Savers on MoneyFacts at 5% - not 100% sure, but I think it is a rate increase rather than new issue. Will be able to confirm tomorrow

I logged into YBS Online and my Regular E-Saver account (opened on the 1st June 2023) and which previously paid 4.50% is now 5.00%

I believe the YBS Christmas 2023 Regular e-Saver went Up from 4.75% to 5% on 17/05/2023, and previously up from 4.5%  on 4/4/23

Hi, I think you meant to quote the post from the MSE member called Middle_of_the_Road (above).  They were referring to a different account, the YBS Christmas 23 Regular e-Saver, which has not had an interest rate change today.  It is still paying 5.00% (as of 17th May 2023).

Please note that my post was referring to the YBS Regular e-Saver account, which has had its interest rate increased from 4.75% to 5.00% as of today (29/06/2023).  I checked this on YBS Online banking earlier, as I have this account and it is definitely now paying an increased rate of 5.00%.  

The rate on the Regular e-Saver has gone from 4.50% to 5.00%. YBS product page still shows the 4.50%.

It was Christmas Regular e-Saver that was 4.75%, then went to 5% effective 17th May

Yes, I know  .  I was explaining this to the MSE members called, DJDools (and wisesomeofthetime) above.  They got the YBS accounts mixed up.   No problem.   

simonsmithsays

ForumUser7 said:

Middle_of_the_Road said:

Christmas saver now 5%

Christmas Saver was already 5% IIRC

It was ~ https://forums.moneysavingexpert.com/discussion/comment/80044650/#Comment_80044650

No increase to the Loyalty regular esaver either

Still at 5.5%

They are not an RS but the Loyalty 6 esaver remains at 4% too. The Loyalty ISA remains at 4.5% too

So much for loyalty eh?

AndyTh_2

simonsmithsays said:

ForumUser7 said:

Middle_of_the_Road said:

Christmas saver now 5%

Christmas Saver was already 5% IIRC

It was ~ https://forums.moneysavingexpert.com/discussion/comment/80044650/#Comment_80044650

No increase to the Loyalty regular esaver either

Still at 5.5%

They are not an RS but the Loyalty 6 esaver remains at 4% too. The Loyalty ISA remains at 4.5% too

So much for loyalty eh?

If you look at https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf a lot of YBS accounts are getting an update on 7th July

Xmas regular saver getting the full 0.5% points increase to 5.5%

Loyalty regular saver getting the full 0.5% points increase to 6%

 Loyalty 6 access esaver and ISA getting the full 0.5% points increase to 4.5% and 5% respectively


and today:


Regular saver (the 4.5% one) getting updated to 5%

pscotty

New Coventry rates

https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-savings.pdf

Frogletina

AndyTh_2 said:

simonsmithsays said:

ForumUser7 said:

Middle_of_the_Road said:

Christmas saver now 5%

Christmas Saver was already 5% IIRC

It was ~ https://forums.moneysavingexpert.com/discussion/comment/80044650/#Comment_80044650

No increase to the Loyalty regular esaver either

Still at 5.5%

They are not an RS but the Loyalty 6 esaver remains at 4% too. The Loyalty ISA remains at 4.5% too

So much for loyalty eh?

If you look at https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf a lot of YBS accounts are getting an update on 7th July

Xmas regular saver getting the full 0.5% points increase to 5.5%

Loyalty regular saver getting the full 0.5% points increase to 6%

 Loyalty 6 access esaver and ISA getting the full 0.5% points increase to 4.5% and 5% respectively


and today:


Regular saver (the 4.5% one) getting updated to 5%

AndyTh_2 said:

simonsmithsays said:

ForumUser7 said:

Middle_of_the_Road said:

Christmas saver now 5%

Christmas Saver was already 5% IIRC

It was ~ https://forums.moneysavingexpert.com/discussion/comment/80044650/#Comment_80044650

No increase to the Loyalty regular esaver either

Still at 5.5%

They are not an RS but the Loyalty 6 esaver remains at 4% too. The Loyalty ISA remains at 4.5% too

So much for loyalty eh?

If you look at https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf a lot of YBS accounts are getting an update on 7th July

Xmas regular saver getting the full 0.5% points increase to 5.5%

Loyalty regular saver getting the full 0.5% points increase to 6%

 Loyalty 6 access esaver and ISA getting the full 0.5% points increase to 4.5% and 5% respectively


and today:


Regular saver (the 4.5% one) getting updated to 5%

I've just made my final payment into my Loyalty regular saver - just missed out on 6%. I'm hoping they have a new one in the pipeline!

ForumUser7

https://www.express.co.uk/finance/personalfinance/1785703/Yorkshire-Building-Society-interest-rates-increase

"For the Loyalty Saver which has a new rate of five percent, a person can deposit up to £250 each month.

The account has a one-year term so a person can deposit up to £3,000 over this time. Interest is calculated daily on cleared balances."

Anyone know which account this is? Thinking they've mis-named the Regular Saver and Regular eSaver

jaypers

Is anyone here using Beehive’s 6% RS? Mentioned in MSE recommendations but not seen it discussed here, 

ForumUser7

jaypers said:

Is anyone here using Beehive’s 6% RS? Mentioned in MSE recommendations but not seen it discussed here, 

Lots of us are ~ https://forums.moneysavingexpert.com/discussion/comment/80136255/#Comment_80136255

jaypers

ForumUser7 said:

jaypers said:

Is anyone here using Beehive’s 6% RS? Mentioned in MSE recommendations but not seen it discussed here, 

Lots of us are ~ https://forums.moneysavingexpert.com/discussion/comment/80136255/#Comment_80136255

Thanks. If I open today (June), presumably I can pay another £250 on Monday (July)?