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Regular Savings Accounts: The Best Currently Available List!

18478488508528531699

Comments

  • pecunianonolet
    pecunianonolet Posts: 1,898 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Looks like perhaps nothing exciting with first direct

    https://www.firstdirect.com/savings-and-investments/savings/


    Underwhelming. 
  • Bigwheels1111
    Bigwheels1111 Posts: 3,125 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Very Underwhelming,
    Just took out a Virgin 3y ISA @ 5.20%
    JN Bank Fixed Term Savings Account4/5 years now 6.0%

  • crumpet_man
    crumpet_man Posts: 796 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

    I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.
  • Bridlington1
    Bridlington1 Posts: 4,280 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

    I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.
    Renew into an easy saver, empty and you can close from there. I've not done it in the app before but this definitely works in online banking.
  • pecunianonolet
    pecunianonolet Posts: 1,898 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

    I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.
    Only worth doing if you're less than 3 months in if I remember corectly from all the tables and calculations posted. 
  • I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

    I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.
    As others rightly say, it's online banking only. Go to other actions, bottom one is renew account.

    Mine are 8 months in. Lloyds and BoS ones will go if my YBS Loyalty 6 Saver hits 4.5% else will continue to run until maturity in October. Club Lloyds will survive for definite.
  • crumpet_man
    crumpet_man Posts: 796 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Thanks for the info, I will try on online banking.  

    I think the under three months thing may be different now that we have had a rate increase and anyway, I have a new home for the funds.
  • crumpet_man
    crumpet_man Posts: 796 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    The renew into easy saver in online banking worked, thanks very much for the info.

    I have done that with the 4.5% account, I might leave the Club 5.5% to run.
  • ForumUser7
    ForumUser7 Posts: 2,554 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I’ve been logged out of the Skipton app on one device, and am unable to log onto the Skipton website on any device (log in, shows me the screen with my accounts and immediately logs out).

    Anyone else having this issue? I was logging on to fund my EA with a debit card, to then transfer to the RS once it clears next month (or so)
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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