Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

Would be surprised (but definitely not opposed) if FD increases the rate on the Regular Saver.  However their sister bank, HSBC, are the ones who absolutely should be increasing their RS.  Would be amazing if they did similar to what Natwest/RBS or Halifax/BoS do (essentially having the same products) and then we get two 7% Regular Savers

ForumUser7

Looks like perhaps nothing exciting with first direct

https://www.firstdirect.com/savings-and-investments/savings/

pecunianonolet

ForumUser7 said:

Looks like perhaps nothing exciting with first direct

https://www.firstdirect.com/savings-and-investments/savings/

Underwhelming. 

Bigwheels1111

Very Underwhelming,

Just took out a Virgin 3y ISA @ 5.20%

JN Bank Fixed Term Savings Account4/5 years now 6.0%

crumpet_man

I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.

Bridlington1

crumpet_man said:

I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.

Renew into an easy saver, empty and you can close from there. I've not done it in the app before but this definitely works in online banking.

pecunianonolet

crumpet_man said:

I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.

Only worth doing if you're less than 3 months in if I remember corectly from all the tables and calculations posted. 

wiseonesomeofthetime

crumpet_man said:

I know this has come up before but I cannot find it by searching, how do I close a Lloyds monthly saver and Club saver?  It does not seem possible to do it through the app.

I opened both accounts when the rate was 4.5% and 5.5% respectively and would like to close and open new accounts which have the increased rate.

As others rightly say, it's online banking only. Go to other actions, bottom one is renew account.

Mine are 8 months in. Lloyds and BoS ones will go if my YBS Loyalty 6 Saver hits 4.5% else will continue to run until maturity in October. Club Lloyds will survive for definite.

crumpet_man

Thanks for the info, I will try on online banking.  

I think the under three months thing may be different now that we have had a rate increase and anyway, I have a new home for the funds.

crumpet_man

The renew into easy saver in online banking worked, thanks very much for the info.

I have done that with the 4.5% account, I might leave the Club 5.5% to run.