Regular Savings Accounts: The Best Currently Available List!

allegro120

Bridlington1 said:

allegro120 said:

RG2015 said:

alrk said:

I only started opening regular savers this year and already have halifax, nationwide, YBS and principality, all running fro a few months.
there dont seem to have been any new ones to add. (I dont have saffron etc etc account)

am i missing anything?

First Direct 7%
Club Lloyds 6.25%
Lloyds 5.25%
NatWest 6%
RBS 6%
TSB 5%
HSBC 5%
Skipton 7.5% (existing customers only like Saffron)

And Principality issue 33 - 5.5%, or is it already NLA?

It's still there along with Loughborough at 5% (branch/post). The Saffron small saver at 4.8% could also be a useful one to have if they do something similar to their 9% offering in the future though.

What about Monmouthshire's Christmas and Coronation? Are they NLA now? 

I'm glad Saffron turned Small Saver into variable so I can now keep the continuity of membership without compromising on the rates.

ForumUser7

allegro120 said:

Bridlington1 said:

allegro120 said:

RG2015 said:

alrk said:

I only started opening regular savers this year and already have halifax, nationwide, YBS and principality, all running fro a few months.
there dont seem to have been any new ones to add. (I dont have saffron etc etc account)

am i missing anything?

First Direct 7%
Club Lloyds 6.25%
Lloyds 5.25%
NatWest 6%
RBS 6%
TSB 5%
HSBC 5%
Skipton 7.5% (existing customers only like Saffron)

And Principality issue 33 - 5.5%, or is it already NLA?

It's still there along with Loughborough at 5% (branch/post). The Saffron small saver at 4.8% could also be a useful one to have if they do something similar to their 9% offering in the future though.

What about Monmouthshire's Christmas and Coronation? Are they NLA now? 

I'm glad Saffron turned Small Saver into variable so I can now keep the continuity of membership without compromising on the rates.

NLA x2

If you asked them to switch the product from the old to the new like many of us did, that maintained membership. Certainly better in terms of not resetting account balance to 0 each time though

alrk

pookey said:

alrk said:

I only started opening regular savers this year and already have halifax, nationwide, YBS and principality, all running fro a few months.
there dont seem to have been any new ones to add. (I dont have saffron etc etc account)

am i missing anything?

Have you looked at the first page? 
First Direct 7%
Natwest and RBS 6.17%

Thank you for the suggestion but all of these require you to be existing account holder and i dont have any of those, and dont really want to move from santander

pokemaster

You don't have to move from Santander, you can just open accounts with them without doing the switching

pookey

alrk said:

pookey said:

alrk said:

I only started opening regular savers this year and already have halifax, nationwide, YBS and principality, all running fro a few months.
there dont seem to have been any new ones to add. (I dont have saffron etc etc account)

am i missing anything?

Have you looked at the first page? 
First Direct 7%
Natwest and RBS 6.17%

Thank you for the suggestion but all of these require you to be existing account holder and i dont have any of those, and dont really want to move from santander

You don't have to leave Santander to join a different bank you just have to open a new account. 

I'm sometimes a bit hesitant but if a different bank has a good rate it is worthwhile in the long run. I usually calculate the interest I can make to determine if it's worth it for myself

ForumUser7

Some more RSs today



Beehive Money Online Fixed Regular Saver:

• 6%
• £250 max monthly deposit

Nottingham BS Branch Fixed Regular Saver:

• 6%
• £250 max monthly deposit

Both state 'no early access', so likely no withdrawals or closure.

wiseonesomeofthetime

ForumUser7 said:

Some more RSs today



Beehive Money Online Fixed Regular Saver:

• 6%
• £250 max monthly deposit

Nottingham BS Branch Fixed Regular Saver:

• 6%
• £250 max monthly deposit

Both state 'no early access', so likely no withdrawals or closure.

I haven't got the Beehive app, or online account, yet, but does this mean it's not available yet . . . 



Clicking on FIND OUT MORE just takes you back to the same screen/page.

I am trying to clarify what Beehive deem as a month, i.e. calendar month or anniversary month.

For example, if I open and fund one today, can I deposit on Sat 1 July too?

Anyone with previous experience who can confirm please?

Update: Beebot has helped me confirm it's CALENDAR month

subjecttocontract

Is Beehive Money regular saver an app only account ?

wiseonesomeofthetime

subjecttocontract said:

Is Beehive Money regular saver an app only account ?

I don't know.

I have gone through the process of creating a profile account in the app, only to find that (a) the regular saver is not listed, and (b) they will not accept Starling as my linked account!!

Not great first impressions tbh.

Can log in online too, but still no sign of the regular saver.

Had to open an Easy Access account, which I don't need, just to gain access!!

t1redmonkey

subjecttocontract said:

Is Beehive Money regular saver an app only account ?

Yes, I think it's Nottingham BS's online seperately branded service (they both share the same FSCS limit).

Good to see a new entry into the RS market anyway, I hope 6% becomes the 'new' 5% for Regular Savers, since a lot of them are starting to lose their appeal with rates going up elsewhere.