📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

17998008028048051699

Comments

  • Gers
    Gers Posts: 13,251 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Skipton Member Regular Saver now online:
    https://www.skipton.co.uk/savings/compare-all-savings-rates?

    Note can now be opened online.
    Anyone successfully applied online please? The account does not seem to want to be opened online. When I click apply online, it brings me to the page with account balances etc. and the account doesn't appear:



    Yes - I've just had a chat with an online agent and got this response:

    Mia
    We are having issues with the launch of the product, please could you try again later.
    9:19 AM


  • Skipton Member Regular Saver now online:
    https://www.skipton.co.uk/savings/compare-all-savings-rates?

    Note can now be opened online.
    Anyone successfully applied online please? The account does not seem to want to be opened online. When I click apply online, it brings me to the page with account balances etc. and the account doesn't appear:


    Try https://www.skipton.co.uk/savings/regular-savers/member-regular-saver#apply
  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Skipton member regular saver @ 7.50 - I've just managed to open the account via the desktop logon (rather than the app) - just needs funding now!
    Mortgage and debt free. Building up savings...
  • 10_66 said:
    Saffron are launching a members regular saver at 9% for those who have held a Saffron account since 1/6/22...


    I wonder if this will be like their Small Saver, in that you can't have this if you have one of their 12 month Members Regular Saver (with the exception of the Regular Saver ISA).

    I've just spoken to them. You can hold both simultaneously.


    Saffron

    £50 per month max but application suggests can deposit £500 initially

    Probably just a bug 
  • Section62
    Section62 Posts: 10,058 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    10_66 said:
    Saffron are launching a members regular saver at 9% for those who have held a Saffron account since 1/6/22...


    I wonder if this will be like their Small Saver, in that you can't have this if you have one of their 12 month Members Regular Saver (with the exception of the Regular Saver ISA).

    I've just spoken to them. You can hold both simultaneously.


    Saffron

    £50 per month max but application suggests can deposit £500 initially

    Probably just a bug 
    I was invited to make an initial deposit of £600... very tempting at 9%.  But I went with £50.

    The application process was very slow compared to normal, I think people may have problems later.
  • ForumUser7
    ForumUser7 Posts: 2,502 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 1 June 2023 at 9:43AM
    Re Skipton - all sorted - I called up.

    Re Saffron - their form is correct. Their system displays the maximum account balance, rather than the maximum monthly deposit. I've checked this with them before, and they agreed it is confusing, but said it is a limitation of their current system and is working as it should.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • t1redmonkey
    t1redmonkey Posts: 949 Forumite
    Part of the Furniture 500 Posts Energy Saving Champion Home Insurance Hacker!
    Seems like you can at least begin the application process even if you don't meet the Saffron BS criteria (e.g. you opened your first account with them more recently than June 2022), however from my experience Saffron do seem to have a control in place for catching ineligible account holders and then closing + returning funds a few days later, so most likely wouldn't be worth trying.
  • intalex
    intalex Posts: 989 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Opened Skipton from the app - funding seems manual, both initial and each month thereafter, it seems?
  • Speculator
    Speculator Posts: 2,381 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Skipton opened and funded in less than 2 mins.

    Now Saffron. 

    Will also reduce monthly deposits into any Fixed rate regular savers paying less than 5.5%
  • ForumUser7
    ForumUser7 Posts: 2,502 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    intalex said:
    Opened Skipton from the app - funding seems manual, both initial and each month thereafter, it seems?
    Not sure what you mean re manual - you can set up a standing order with your own bank to fund
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.