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Regular Savings Accounts: The Best Currently Available List!
Comments
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Thank you @special_saver2Special_Saver2 said:Hi Everybody,
I have updated page 1 of this thread.
- Saffron BS Small Saver interest rate increased to 4.8%
- Saffron BS 12 Month Members' Regular Saver interest rate increased to 4.5%
- Leeds BS Home Deposit Saver interest rate increased to 4.4% gross p.a. variable from 1st June 2023
- Leeds BS Regular Saver (Issue 40) interest rate increased to 4.25% gross p.a. variable from 1st June 2023
- For both of the Leeds accounts above the new interest rate is already on their website as a current interest rate whilst this page says the new interest rates are from 1st June 2023 so I am not sure exactly when the interest rate increase kicks in but I do not think it makes a big difference either way
- Hinckley and Rugby BS Regular Saver 30 Day Notice Account interest rate increased to 4.5% gross p.a. variable from 9th June 2023
I will do the next update within the next 2 weeks.
SS2
For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
Just to mention, on the front page there are 2 entries for the Darlington BS RMS. The rate is currently 4%, the 3.8% had a rate increaseIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Thanks a lot for pointing those items out.
I have just removed the duplicate Darlington BS account that had the old interest rate (and kept the entry that was correct) and I have updated the Leeds BS Regular Saver (Issue 40) entry to show the interest rate increases to 4.5% gross p.a. variable from 1st June 2023.
SS2
For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
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Save me trailing through a myriad, remind me..
Can you initially fund Club Lloyds RS at the end of the first month and at the beginning of the next? Or does it have to be at the monthlyversary?0 -
Yes - Calendar month - 1st - 31st (or last day of month).soulsaver said:Save me trailing through a myriad, remind me..
Can you initially fund Club Lloyds RS at the end of the first month and at the beginning of the next? Or does it have to be at the monthlyversary?
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
ForumUser7 said:
Yes - Calendar month - 1st - 31st (or last day of month).soulsaver said:Save me trailing through a myriad, remind me..
Can you initially fund Club Lloyds RS at the end of the first month and at the beginning of the next? Or does it have to be at the monthlyversary?
Much appreciated...gt94sss2 said:
Yes, you cansoulsaver said:Save me trailing through a myriad, remind me..
Can you initially fund Club Lloyds RS at the end of the first month and at the beginning of the next?
Why I ask, in 'How It Works' is the phrase 'needs to reach your account before the 25th'... ?
Club Lloyds Monthly Saver | Savings | Lloyds Bank
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I think it is to cover for standing orders on bank holidays and weekends etc.soulsaver said:ForumUser7 said:
Yes - Calendar month - 1st - 31st (or last day of month).soulsaver said:Save me trailing through a myriad, remind me..
Can you initially fund Club Lloyds RS at the end of the first month and at the beginning of the next? Or does it have to be at the monthlyversary?
Much appreciated...gt94sss2 said:
Yes, you cansoulsaver said:Save me trailing through a myriad, remind me..
Can you initially fund Club Lloyds RS at the end of the first month and at the beginning of the next?
Why I ask, in 'How It Works' is the phrase 'needs to reach your account before the 25th'... ?
Club Lloyds Monthly Saver | Savings | Lloyds BankIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.4 -
Just a reminder that there are a few regular savers upping their rates from tomorrow:
Bath BS 16-25 regular saver rises from 6.75% to 6.95%
Bath BS homestart regular saver rises from 3.99% to 4.24%
Bath BS regular saver rises from 3.59% to 3.79%
Buckinghamshire BS regular saver rises from 3.5% to 3.65%
Coventry BS regular saver (issue 5) and First Home Saver (issue 2) are both rising from 4.15% to 4.4%
Coventry BS FHS (NLA) rises from 5% to 5.1%
Leeds BS home deposit saver rises from 4% to 4.4%
Leeds BS regular saver rises from 4.25% to 4.5%
Mansfield BS regular saver + esaver rises from 3.75% to 4.25%
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... there are, but I wouldn't open an account that didn't pay more than 5%6
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Has anyone tried posting in a form for the Melton BS RS despite not living in the catchment area please? And were you successful? After my luck with MonBS, I'm wondering if it is worth a tryIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1
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