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Regular Savings Accounts: The Best Currently Available List!
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Moneyfacts Reports:
Saffron BS Small Saver -> 4.80%
Website and app not yet reflecting, but I believe it is likely the existing variable rate issue currently paying 4.65%
Saffron BS Member RS -> 4.50%
Website and app not yet reflecting, but I believe it is likely the existing variable rate issue currently paying 4.35%
No Children RS increase showing as yet, but I’m crossing my fingers MoneyFacts is just being slow.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.16 -
Confirmed in online banking.ForumUser7 said:Moneyfacts Reports:
Saffron BS Member RS -> 4.50%
Website and app not yet reflecting, but I believe it is likely the existing variable rate issue currently paying 4.35%3 -
Saffron BS MRS has gone up to 4.5% and thank goodness they changed the interest rate to variable such that you don`t have to go through that palava of closing old MRS and opening new one in order to gain the higher interest rate of a new issue.
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I only have Small Saver with Saffron. I was going to close and open again, looked at my app and the account name changed from "issue 7" to "variable" displaying the new 4.8% rate. Good news that they simplified it!where_are_we said:Saffron BS MRS has gone up to 4.5% and thank goodness they changed the interest rate to variable such that you don`t have to go through that palava of closing old MRS and opening new one in order to gain the higher interest rate of a new issue.2 -
Effective 1st June, Leeds BS RS Issues 23-40 to increase:
From:£100 - £6000(+ accrued interest) - 4.25%
Above £6000(+ accrued interest) - 1.90%To:
£100 - £6000(+ accrued interest) - 4.50%
Above £6000(+ accrued interest) - 2.00%INCREASE ON HOME DEPOSIT SAVER
From 4.00% to 4.40%, oddly rate sheet states 'Tax Free' (same with RSI40)
Source ~ https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.9 -
With the HSBC Regular Saver, can you cancel the standing order completely if you don't want to pay into it in a particular month?0
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According to T&C you have to pay minimum £25 a month. I didn't see anywhere saying that you can miss a month. I wouldn't try it, they might close your account and you'll get "flexible saver" rate. You can change your standing order to £25 though or probably cancel it and pay in manually.t1redmonkey said:With the HSBC Regular Saver, can you cancel the standing order completely if you don't want to pay into it in a particular month?1 -
Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.
See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf
Please call me 'Kazza'.7 -
Just in the nick of time, I was going to post them my passbook requesting that they empty the account tomorrow. It appears they've saved me a trip to the post office.Kazza242 said:Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.
See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf3 -
So they reduced from 4.50% to 4,25% on 5th May and probably had a number of account closures and now back to 4.50% on 9th June. The mind boggles !Kazza242 said:Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.
See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf
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