Regular Savings Accounts: The Best Currently Available List!

allegro120

t1redmonkey said:

With the HSBC Regular Saver, can you cancel the standing order completely if you don't want to pay into it in a particular month?

According to T&C you have to pay minimum £25 a month.  I didn't see anywhere saying that you can miss a month.  I wouldn't try it, they might close your account and you'll get "flexible saver" rate.  You can change your standing order to £25 though or probably cancel it and pay in manually.

Kazza242

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

Bridlington1

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

Just in the nick of time, I was going to post them my passbook requesting that they empty the account tomorrow. It appears they've saved me a trip to the post office.

Wheres_My_Cashback

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

So they reduced from 4.50% to 4,25% on 5th May and probably had a number of account closures and now back to 4.50% on 9th June. The mind boggles !

trickydicky14

Wheres_My_Cashback said:

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

So they reduced from 4.50% to 4,25% on 5th May and probably had a number of account closures and now back to 4.50% on 9th June. The mind boggles !

What a shower, I've just closed mine, got the cheque two days ago. Still not bothered, currently not entertaining anything under 5%. Lot's around much better than H&R.

ForumUser7

Wheres_My_Cashback said:

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

So they reduced from 4.50% to 4,25% on 5th May and probably had a number of account closures and now back to 4.50% on 9th June. The mind boggles !

From 4.75% to 4.25% then to 4.50% I think

Edited: To include rate notice effective 09/06/2023

dcs34

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

Just after loads of customers will have emptied their accounts from the rate decrease and reset the account balances H&R have to pay interest on!

Still, as a HRT I've decided to simplify my regular saver madness and only keep accounts at 5.5% or better (on the basis the 3.3% tax-free offered by PBs is less hassle to maintain). So I can stay on the moral high-ground from my account closure flouncing!

Wheres_My_Cashback

ForumUser7 said:

Wheres_My_Cashback said:

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

So they reduced from 4.50% to 4,25% on 5th May and probably had a number of account closures and now back to 4.50% on 9th June. The mind boggles !

From 4.75% to 4.25% then to 4.50% I think

Yep, you're right, it was indeed 4.75%

allegro120

ForumUser7 said:

Wheres_My_Cashback said:

Kazza242 said:

Hinckley & Rugby BS will be increasing the interest rate paid on their 30 Day Notice Regular Saver, from 4.25% to 4.50% w.e.f 9th June 2023.

See https://www.hrbs.co.uk/wp-content/uploads/2023/05/Interest-rates-notice-9-June-23-Future-notice-web.pdf

So they reduced from 4.50% to 4,25% on 5th May and probably had a number of account closures and now back to 4.50% on 9th June. The mind boggles !

From 4.75% to 4.25% then to 4.50% I think

Very hectic behaviour for a BS I won't be returning for 4.50%, especially for something that requires writing letters and involves receiving and cashing cheques instead of a normal bank transfer.  Also 4.5% is now below my threshold for RS accounts. I still have BoS and Lloyds at that rate maturing in Oct/Nov, but won't get involved in any new offers at less than 4.75% at this stage.

subjecttocontract

Initially I decided to only open regular savers that were 4.5% or better. I've got 17 now but only 5 are below 5%.
H & R at 4.5% can easily be bettered.