Regular Savings Accounts: The Best Currently Available List!

happybagger

Conversely, if rates start to fall over the period of the fixed rate account, the variable rate RS accounts and the EA feeders might fall behind. As said by someone else above, each person has their own circumstances to weigh up.

Reg_Smeeton

Reg_Smeeton said:

Is it just me or does the Regular Saver market seem a bit moribund right now? I’m closing/reducing my funding of almost all of mine given that I can by and large get better rates easy access or 1 yr fixes. 

This aged well  , three months on and the situation has completely reversed! 

Band7

Reg_Smeeton said:

Reg_Smeeton said:

Is it just me or does the Regular Saver market seem a bit moribund right now? I’m closing/reducing my funding of almost all of mine given that I can by and large get better rates easy access or 1 yr fixes. 

This aged well  , three months on and the situation has completely reversed! 

Could you try another moribund assessment of the Regular Saver market, please, to see whether your prediction can spur another rally? ta very muchly

schiff

I've been following the methods described by JamesRobinson48 for some years, had up to three RSs maturing each month to feed my existing RSs, but that has now been turned on its head. My next maturities are May, August, September. So my ongoing payments are coming out of easy access money (principally Santander 2.75% and Coventry 3.25%) and if and when that runs out I'll be withdrawing funds from ongoing RSs, or even closing them.

ForumUser7

Effective 13th Jan, Hinckley And Rugby Building Society rates are increasing (Source ~ https://www.hrbs.co.uk/wp-content/uploads/2023/01/Interest-Rates-Notice-01-23.pdf):

• Regular Saver 30 Day Notice is going from 4.25% to 4.75%

Effective 1st Feb, Bath Building Society rates are increasing (Source ~ Customer Marketing Email):

• 16-25 Regular Saver is going from 5.95% to 6.35%!
• Homestart Regular Saver is going from 3.10% to 3.49%
• The Regular Saver is going from 2.79% to 3.19%

trickydicky14

ForumUser7 said:

Effective 13th Jan, Hinckley And Rugby Building Society rates are increasing (Source ~ https://www.hrbs.co.uk/wp-content/uploads/2023/01/Interest-Rates-Notice-01-23.pdf):

• Regular Saver 30 Day Notice is going from 4.25% to 4.75%

Effective 1st Feb, Bath Building Society rates are increasing (Source ~ Customer Marketing Email):

• 16-25 Regular Saver is going from 5.95% to 6.35%!
• Homestart Regular Saver is going from 3.10% to 3.49%
• The Regular Saver is going from 2.79% to 3.19%

I’ve just been to the Hinckley & Rugby website regarding the regular saver and can’t find the forms to fill in for the account! Am I loosing the plot, can some one direct me to them please.

Bridlington1

trickydicky14 said:

ForumUser7 said:

Effective 13th Jan, Hinckley And Rugby Building Society rates are increasing (Source ~ https://www.hrbs.co.uk/wp-content/uploads/2023/01/Interest-Rates-Notice-01-23.pdf):

• Regular Saver 30 Day Notice is going from 4.25% to 4.75%

Effective 1st Feb, Bath Building Society rates are increasing (Source ~ Customer Marketing Email):

• 16-25 Regular Saver is going from 5.95% to 6.35%!
• Homestart Regular Saver is going from 3.10% to 3.49%
• The Regular Saver is going from 2.79% to 3.19%

I’ve just been to the Hinckley & Rugby website regarding the regular saver and can’t find the forms to fill in for the account! Am I loosing the plot, can some one direct me to them please.

I couldn't find it either so just rang them instead and they sent me an application pack, which arrived the next day. Quite a quick account to set up considering it's a postal account. 

londoner62

I had trouble locating the application button a couple of months back

You need to hit the 'Apply Now' tab which is located immediately above the Summary Box.

https://www.hrbs.co.uk/saving-product/regular-saver-30-day-notice-account/ 

dcs34

For those with an existing Cambridge regular saver account who are interested in the reward regular saver, it is possible to request this be opened at maturity of your existing regular saver account with the first month's funds being taken from the maturing account.

subjecttocontract

According to the MSE site the Barclays rainy day account is a regular saver with no limits on monthly credits. So, can I just deposit £5k once into the account ?