Regular Savings Accounts: The Best Currently Available List!

jaypers

Still a lot of talk about 3.5% accounts etc. Surely First Direct have reset the bar? I’ve got 3 Regular Savers on the go…….going forwards I won’t even be considering anything under 5%. 

Wheres_My_Cashback

Band7 said:

Wheres_My_Cashback said:

JamesPeter said:

Darlington Building Society:

The older Special Occasion Saver (no longer available to open) has also increased to 3.5% and earlier 'High Days and Holidays' RS up a measly 0.15% to 2.6%.

 

https://www.darlington.co.uk/savings-accounts/regular-savings-accounts/

Where have you obtained info from for the Special Occasion Saver ? I've just contacted them and they've told me there has not been any increase and the old rate remains. I did press them a few times on this and they were sure it hasn't increased, however I appreciate CS can 'sometimes' be wrong.

It’s on their website https://www.darlington.co.uk/savings-accounts/closed-savings-accounts/

Yes, see my edit to that post.

kaMelo

jaypers said:

Still a lot of talk about 3.5% accounts etc. Surely First Direct have reset the bar? I’ve got 3 Regular Savers on the go…….going forwards I won’t even be considering anything under 5%. 

Many will already have all accounts paying 5%, 4.5%, 4% etc. It then becomes a case of what's left.  If the regular saver is paying more than the best easy access then it may still be worth having.

Profiterole

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

kaMelo

. No you're not being stupid, it's currently not available.

CooperSF

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

Bridlington1

kaMelo said:

jaypers said:

Still a lot of talk about 3.5% accounts etc. Surely First Direct have reset the bar? I’ve got 3 Regular Savers on the go…….going forwards I won’t even be considering anything under 5%. 

Many will already have all accounts paying 5%, 4.5%, 4% etc. It then becomes a case of what's left.  If the regular saver is paying more than the best easy access then it may still be worth having.

Exactly. I've currently got 16 regular savers that I pay into regularly (excluding ecology for the direct debit), soon to be 18 once I have HSBC and Monmouthshire up and running. I have 2 easy access savings accounts at 3% so if any regular saver with not too stringent terms appears on the market paying above 3% I grab it.

ColdIron

CooperSF said:

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

Hardly a replacement with a max of £50 per month

t1redmonkey

Reg_Smeeton said:

Saffron Building Society Small Saver  


New issue released today, rate increases from 3.5% to 4% fixed

Any idea if this applies to existing accounts?  Just checked app and it's still showing as 3.5%.

Bridlington1

t1redmonkey said:

Reg_Smeeton said:

Saffron Building Society Small Saver  


New issue released today, rate increases from 3.5% to 4% fixed

Any idea if this applies to existing accounts?  Just checked app and it's still showing as 3.5%.

It doesn't. Though you can ring them and convert your account to the new rate, though the entire balance plus any interest earned to date, barring £50 will be transferred to your nominated account.