Regular Savings Accounts: The Best Currently Available List!

ColdIron

CooperSF said:

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

Hardly a replacement with a max of £50 per month

t1redmonkey

Reg_Smeeton said:

Saffron Building Society Small Saver  


New issue released today, rate increases from 3.5% to 4% fixed

Any idea if this applies to existing accounts?  Just checked app and it's still showing as 3.5%.

Bridlington1

t1redmonkey said:

Reg_Smeeton said:

Saffron Building Society Small Saver  


New issue released today, rate increases from 3.5% to 4% fixed

Any idea if this applies to existing accounts?  Just checked app and it's still showing as 3.5%.

It doesn't. Though you can ring them and convert your account to the new rate, though the entire balance plus any interest earned to date, barring £50 will be transferred to your nominated account.

Band7

jaypers said:

Still a lot of talk about 3.5% accounts etc. Surely First Direct have reset the bar? I’ve got 3 Regular Savers on the go…….going forwards I won’t even be considering anything under 5%. 

3.5% accounts are great for people who still have money left after filling up all the higher rates. And for people who don’t want or can’t have the pre-req current accounts for the higher rate RSs

Profiterole

ColdIron said:

CooperSF said:

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

Hardly a replacement with a max of £50 per month

Yep, these were my thoughts too

schiff

If I remember correctly you can't have both the £500 pm SAFFRON regular saver and the £50 pm Small Saver?

The £500 account is currently at 3.00% - maybe a replacement is on the cards?

apt

ColdIron said:

CooperSF said:

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

Hardly a replacement with a max of £50 per month

Yes, that's a piddling amount. Am expecting Nationwide to return with a regular saver with a decent monthly limit and good headline rate. 

EssexHebridean

CooperSF said:

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

I believe Profiterole was referring to the Flex Regular saver which is currently unavailable. The Start to Save is a different account. 

t1redmonkey

Bridlington1 said:

t1redmonkey said:

Reg_Smeeton said:

Saffron Building Society Small Saver  


New issue released today, rate increases from 3.5% to 4% fixed

Any idea if this applies to existing accounts?  Just checked app and it's still showing as 3.5%.

It doesn't. Though you can ring them and convert your account to the new rate, though the entire balance plus any interest earned to date, barring £50 will be transferred to your nominated account.

I sent them a secure message on this, and they replied within 4 minutes!  As you explained, they came back and said they could transfer £50 from my existing Small Saver into the new 4% one, but rest would have to be paid out to me.  So I confirmed I was fine with this, and they went ahead and took those actions within 10 minutes.  Very quick of them to respond/action those secure messages in this day and age I have to say.

ScarletBea

ColdIron said:

CooperSF said:

Profiterole said:

I'm probably being stupid as usual, so be gentle with me  Just had a Nationwide Regular Saver mature and can't for the life of me find on their website how to open another one? Have they stopped doing them does anyone know? Appreciate any replies. Thanks.

Now called Start to Save Issue 2

Hardly a replacement with a max of £50 per month

Yes, that's why I put the matured amount into a 3-year 4.75% fixed rate bond, that seems a good rate, especially as rates are coming down now.