Regular Savings Accounts: The Best Currently Available List!

ForumUser7

Descrabled said:

Forness 3 year regular saver (no longer available)

Received letter today confirming that they have been so good as to increased interest from 2.2% to 2.5%; disgraceful.

Presently my medium interest on my regular savers is 3.6%. The number of my regular savers have been halved in the last 6 months, even after opening the 4 Lloyds group regular savers.

I'm expcting soon to start closing any regular savers that pay 2.5%.

Edit Sorry I am neither Welsh nor German!

When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank you

Section62

ForumUser7 said:

When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank you

Lloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)

If you are a Club Lloyds member you can have both.

Wheres_My_Cashback

Descrabled said:

Forness 3 year regular saver (no longer available)

Received letter today confirming that they have been so good as to increased interest from 2.2% to 2.5%; disgraceful.

Presently my medium interest on my regular savers is 3.6%. The number of my regular savers have been halved in the last 6 months, even after opening the 4 Lloyds group regular savers.

I'm expcting soon to start closing any regular savers that pay 2.5%.

Edit Sorry I am neither Welsh nor German!

Emptied FBS 3yr and the 1yr a long time ago and have just closed Principality BS 29 at 2.80%, my current threshold is 2.85%

Auf Wiedersehen...pet / Hwyl fawr

londoner62

soulsaver said:

A German can be an English resident then?

Works in this household for an American national to be a British resident in England. Usually calls for another form to be filled in when applying for BS or bank account, regular or RS but that is all.

polymaff

Section62 said:

ForumUser7 said:

When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank you

Lloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)

If you are a Club Lloyds member you can have both.

Section62   that is two - and your post said "my" ... "4".  That was the issue.

RG2015

polymaff said:

Section62 said:

ForumUser7 said:

When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank you

Lloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)

If you are a Club Lloyds member you can have both.

Section62   that is two - and your post said "my" ... "4".  That was the issue.

Once again, you have me totally lost. Looks clear to me, both the Lloyds ones and BOS and Halifax. Unless I am missing something.

Lloyds Group

1) Lloyds RS 4.5%
2) Club Lloyds RS 5.25%
3) BOS RS 4.5%
4) Halifax RS 4.5%

Band7

polymaff said:

Section62 said:

ForumUser7 said:

When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank you

Lloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)

If you are a Club Lloyds member you can have both.

Section62   that is two - and your post said "my" ... "4".  That was the issue.

I haven't seen anyone claiming that they have 4 regular savers at Lloyds. The only reference I can find is to 4 regular savers at the Lloyds group, which is entirely correct.

ForumUser7

RG2015 said:

polymaff said:

Section62 said:

ForumUser7 said:

When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank you

Lloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)

If you are a Club Lloyds member you can have both.

Section62   that is two - and your post said "my" ... "4".  That was the issue.

Once again, you have me totally lost. Looks clear to me, both the Lloyds ones and BOS and Halifax. Unless I am missing something.

Lloyds Group

1) Lloyds RS 4.5%
2) Club Lloyds RS 5.25%
3) BOS RS 4.5%
4) Halifax RS 4.5%

There are 4 1 year regular savers that can be opened through Lloyds Banking group, which comprises Halifax, bank of Scotland and Lloyds. As I am currently ineligible for the club Lloyds one, I’d semi-forgotten about it - hence I’ve got 3 of the 4. Thanks everyone for reminding me.

Hoping to see some good new regular saver rates after tomorrows base rate increase!

Kazza242

According to Moneyfacts, Principality Building Society will be launching their Christmas 2023 Regular Saver Bond, paying 5.00%

Pay in between £1 - £125 per month.  The maximum account balance (not including interest) is £1,500. 

The account has a 1 year term.  Withdrawals are NOT permitted before maturity.

The account can be opened online or in branch.

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Christmas-2023-Regular-Saver-Bond

AndyTh_2

Kazza242 said:

According to Moneyfacts, Principality Building Society will be launching their Christmas 2023 Regular Saver Bond, paying 5.00%

Pay in between £1 - £125 per month.  The maximum account balance (not including interest) is £1,500. 

The account has a 1 year term.  Withdrawals are NOT permitted before maturity.

The account can be opened online or in branch.

https://www.principality.co.uk/en/savings-accounts/Regular-Saver  

> Withdrawals are NOT permitted before maturity.

I guess, if like the 1 year regular saver bond, you can still close the account without taking a penalty.