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Regular Savings Accounts: The Best Currently Available List!
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I did the same but have already given maturity instruction to open a Regular Saver Bond (Issue 30) on 5 November which they do not allow to change to open a Christmas 2023 Regular Saver instead .
Last year Principality didn't offer a Christmas regular saver to everyone, you had to have a previous years Christmas regular saver and choose the "Maturity Christmas Saver" from your maturity options on the previous years Christmas saver. This was the only reason I kept the account in place, despite the poor rate it offered, just in case they did the same again this year.
This year however they have opened the account up to everyone again.0 -
BoE rate rise confirmed at 0.75% to 3.00%.
Let the fun and games begin.....eventually !3 -
I'm assuming my HSBC 3% won't be changing but hope I'm wrong.Wheres_My_Cashback said:BoE rate rise confirmed at 0.75% to 3.00%.
Let the fun and games begin.....eventually !2 -
Yes - any predictions around who will be the first to offer the "next big thing" rate?!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Can't see it. Think HSBC and some others would have already taken this rise into account with their latest offerings, but of course that's not an RS.westv said:
I'm assuming my HSBC 3% won't be changing but hope I'm wrong.Wheres_My_Cashback said:BoE rate rise confirmed at 0.75% to 3.00%.
Let the fun and games begin.....eventually !1 -
No, their RS is still a dire 1% 🤦♂️0
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Is their month, a calendar month or an account anniversary month, guessing the latter? Wondering if it needs to be a SO? Does Principality allow you to pay in via a debit card each month?Kazza242 said:According to Moneyfacts, Principality Building Society will be launching their Christmas 2023 Regular Saver Bond, paying 5.00%
Pay in between £1 - £125 per month. The maximum account balance (not including interest) is £1,500.
The account has a 1 year term. Withdrawals are NOT permitted before maturity.
The account can be opened online or in branch.
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Christmas-2023-Regular-Saver-Bond0 -
@snapdragon it’s a calendar month I believe. It doesn’t have to be an SO, can be cheque, faster payment etc. They don’t allow debit card payments on this accountSnapdragon said:
Is there month, a calendar month or an account anniversary month, guessing the latter? Wondering if it needs to be a SO? Does Principality allow you to pay in via a debit card each month?Kazza242 said:According to Moneyfacts, Principality Building Society will be launching their Christmas 2023 Regular Saver Bond, paying 5.00%
Pay in between £1 - £125 per month. The maximum account balance (not including interest) is £1,500.
The account has a 1 year term. Withdrawals are NOT permitted before maturity.
The account can be opened online or in branch.
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Christmas-2023-Regular-Saver-Bond
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I'm hoping it's calendar month as I have set my SO for 1st of the month.
Didn't see a debit card option tbh.1 -
Principality Christmas SaverNote that the maximum payment into the a/c is £1500 or 12 payments at the maximum of £125.1
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