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Regular Savings Accounts: The Best Currently Available List!
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Has anyone been able to open the First Home Steps Account (Issue 3) by post?
I know they say it has to be opened in branch so..0 -
Have you considered this account? https://www.principality.co.uk/en/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online Looks to me like the online alternative with the same rates, but of course read through the information on their website to see if it suits. This can be opened online, so may be easier than trying to get a branch account opened by postgt94sss2 said:Has anyone been able to open the First Home Steps Account (Issue 3) by post?
I know they say it has to be opened in branch so..If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
If that was true then we would rarely see the phrase 'excluding Northern Ireland'!soulsaver said:
No they are not. That would be illegal.subjecttocontract said:Yes I'm sure there are, but that wasn't the question.
Swansea are limiting new applications to Welsh residents.
Are there any savings accounts that specifically limit applications just from English residents ?
I suspect there arent.
I don't see a problem with postcode restrictions but I do see a problem with restricting a whole nation.0 -
Forness 3 year regular saver (no longer available)Received letter today confirming that they have been so good as to increased interest from 2.2% to 2.5%; disgraceful.Presently my medium interest on my regular savers is 3.6%. The number of my regular savers have been halved in the last 6 months, even after opening the 4 Lloyds group regular savers.I'm expcting soon to start closing any regular savers that pay 2.5%.Edit Sorry I am neither Welsh nor German!
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When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank youDescrabled said:Forness 3 year regular saver (no longer available)Received letter today confirming that they have been so good as to increased interest from 2.2% to 2.5%; disgraceful.Presently my medium interest on my regular savers is 3.6%. The number of my regular savers have been halved in the last 6 months, even after opening the 4 Lloyds group regular savers.I'm expcting soon to start closing any regular savers that pay 2.5%.Edit Sorry I am neither Welsh nor German!If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
ForumUser7 said:
When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank youLloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)If you are a Club Lloyds member you can have both.3 -
Emptied FBS 3yr and the 1yr a long time ago and have just closed Principality BS 29 at 2.80%, my current threshold is 2.85%Descrabled said:Forness 3 year regular saver (no longer available)Received letter today confirming that they have been so good as to increased interest from 2.2% to 2.5%; disgraceful.Presently my medium interest on my regular savers is 3.6%. The number of my regular savers have been halved in the last 6 months, even after opening the 4 Lloyds group regular savers.I'm expcting soon to start closing any regular savers that pay 2.5%.Edit Sorry I am neither Welsh nor German!
Auf Wiedersehen...pet / Hwyl fawr2 -
Works in this household for an American national to be a British resident in England. Usually calls for another form to be filled in when applying for BS or bank account, regular or RS but that is all.A German can be an English resident then?0 -
Section62 that is two - and your post said "my" ... "4". That was the issue.Section62 said:ForumUser7 said:
When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank youLloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)If you are a Club Lloyds member you can have both.
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Once again, you have me totally lost. Looks clear to me, both the Lloyds ones and BOS and Halifax. Unless I am missing something.polymaff said:Section62 that is two - and your post said "my" ... "4". That was the issue.Section62 said:ForumUser7 said:
When you say the 4 Lloyds group regular savers, what do you mean please? I have the Bank of Scotland, Halifax and Lloyds ones all at 4.5%, but if there is a 4th available I'd certainly like to look at opening it. Thank youLloyds do two - Club Lloyds RS (at 5.25%) and the standard RS (at 4.5%)If you are a Club Lloyds member you can have both.
Lloyds Group
1) Lloyds RS 4.5%
2) Club Lloyds RS 5.25%
3) BOS RS 4.5%
4) Halifax RS 4.5%
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