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Regular Savings Accounts: The Best Currently Available List!

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  • cricidmuslibale
    cricidmuslibale Posts: 642 Forumite
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    edited 5 October 2022 at 2:38PM
    liamcov said:
    Might not make the list but Virgin M saver is up 2% (2.02 AER) from 03/10, balances upto £25k but needs the current account which is paying the same rate on upto £1k.
    So what is the new rate from then?
    Moving Forwards has pointed out that the Virgin M Saver is up from 1.70% to 2.00% (interest paid quarterly) from 03/10 on balances up to £25k, and the interest rate on balances above £25k has also gone up from 1.00% to 1.50%. The M Plus current account on up to £1k also pays 2.00% (2.02% AER) (and has done so since mid 2020) but pays interest monthly rather than quarterly.
  • where_are_we
    where_are_we Posts: 1,228 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 October 2022 at 2:38PM
    Santander new RS16 @ 2.75%. Why is there a difference in updating from old RS15 to new RS16 when using the App and when doing it online? We have a joint account, one of us uses the Santander App and the other uses online. Using the App and going to "chat" etc the old RS15 was closed and money transferred to current account all on Monday. Then, after the stipulated 2 working days a new RS16 was opened today, funded with £200 and SO for 11 £200 payments set up ,starting in just over a months time. All done and dusted. However, OH, using the online process has heard nothing since Monday. Are there any forumites, using the online process and going to "chat" still waiting?
  • 10_66
    10_66 Posts: 3,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Santander new RS16 @ 2.75%. Why is there a difference in updating from old RS15 to new RS16 when using the App and when doing it online? We have a joint account, one of us uses the Santander App and the other uses online. Using the App and going to "chat" etc the old RS15 was closed and money transferred to current account all on Monday. Then, after the stipulated 2 working days a new RS16 was opened today, funded with £200 and SO for 11 £200 payments set up ,starting in just over a months time. All done and dusted. However, OH, using the online process has heard nothing since Monday. Are there any forumites, using the online process and going to "chat" still waiting?
    Both OH and me use PC.  Both of us asked for closure via chat, and because we couldn't wait for hours for reply, the chat kept being closed.  We both repeated the process a couple of times, OH's was closed, mine wasn't and I had to ring to do it.  Both of us had to open the new version ourselves, as we were advised they can't upgrade (despite the fact that's the phrase they use on the chat options).
  • Section62
    Section62 Posts: 10,070 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    liamcov said:
    For anyone who has/thinking of getting an account with Nottingham BS I have just received a letter saying they are closing 17 of their branches!
    A copy of the letter including a list of the affected branches is here -

    https://www.thenottingham.com/~/media/files/generic/branch-closures/branch-closure-letter.pdf?la=en

  • Growingold
    Growingold Posts: 496 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Santander new RS16 @ 2.75%. Why is there a difference in updating from old RS15 to new RS16 when using the App and when doing it online? We have a joint account, one of us uses the Santander App and the other uses online. Using the App and going to "chat" etc the old RS15 was closed and money transferred to current account all on Monday. Then, after the stipulated 2 working days a new RS16 was opened today, funded with £200 and SO for 11 £200 payments set up ,starting in just over a months time. All done and dusted. However, OH, using the online process has heard nothing since Monday. Are there any forumites, using the online process and going to "chat" still waiting?
    Yes I used online process early Monday and I'm still waiting 

  • chris_the_bee
    chris_the_bee Posts: 440 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 5 October 2022 at 9:48PM
    Dudley BS raising rates WEF 6th October. They seem to have a myriad of RS in their increases chart, so you need to check. Their website isn't much help, as it seems to offer two RS at 1.45% which would rise to 2.2%. Looks like mine increases from 1.65% to 2.4%. 
    https://www.dudleybuildingsociety.co.uk/savings/existing-customers/saving-rate-changes/
  • ForumUser7
    ForumUser7 Posts: 2,503 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Dudley BS raising rates WEF 6th October. They seem to have a myriad of RS in their increases chart, so you need to check. Their website isn't much help, as it seems to offer two RS at 1.45% which would rise to 2.2%. Looks like mine increases from 1.65% to 2.4%. 
    https://www.dudleybuildingsociety.co.uk/savings/existing-customers/saving-rate-changes/
    that link shows rates effective from 6th September for me.

    is it updating tomorrow, or have you somehow got a different screen to me please?

    thanks
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dudley BS raising rates WEF 6th October. They seem to have a myriad of RS in their increases chart, so you need to check. Their website isn't much help, as it seems to offer two RS at 1.45% which would rise to 2.2%. Looks like mine increases from 1.65% to 2.4%. 
    https://www.dudleybuildingsociety.co.uk/savings/existing-customers/saving-rate-changes/
    that link shows rates effective from 6th September for me.

    is it updating tomorrow, or have you somehow got a different screen to me please?

    thanks
    Ignore the hyperlinks on the above web page, just scroll down and there is a chart 'Affected interest rates by product' which gives rates WEF 6th Oct. Their website is a bit of a nightmare.
  • cageyr
    cageyr Posts: 84 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Santander new RS16 @ 2.75%. Why is there a difference in updating from old RS15 to new RS16 when using the App and when doing it online? We have a joint account, one of us uses the Santander App and the other uses online. Using the App and going to "chat" etc the old RS15 was closed and money transferred to current account all on Monday. Then, after the stipulated 2 working days a new RS16 was opened today, funded with £200 and SO for 11 £200 payments set up ,starting in just over a months time. All done and dusted. However, OH, using the online process has heard nothing since Monday. Are there any forumites, using the online process and going to "chat" still waiting?

    Closed successfully online via chat although it took 3hrs for them to respond. (I kept getting logged off but, when I logged back in periodically, chat was still active.) Once I'd got a response, RS15 was closed with interest same day. Santander chat doesn't work for me in Firefox.
  • bristolleedsfan
    bristolleedsfan Posts: 12,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 October 2022 at 8:44AM
    Not wanting to get into discussing specific details of deviation(s) has anyone who deviated from Santander reg saver T+C subsequently closed it prematurely without anything being said by Santander or otherwise about having deviated from T+C ?
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