Regular Savings Accounts: The Best Currently Available List!

Vortigern

dcs34 said:
Not sure if it got missed or didn't meet the interest rate / T&C thresholds, but could add Beehive (NBS) Home Start Regular Saver paying 2.5% on £500/month, matures 1st Nov 2023.

https://www.beehivemoney.co.uk/savings/regular-saver/

NBS is Nottingham BS but the account is not limited to locals.

where_are_we

Beehive RS @ 2.5% fixed with no withdrawals for 12 months? I will miss this one out. Interest rates have further to rise.

trickydicky14

where_are_we said:

Beehive RS @ 2.5% fixed with no withdrawals for 12 months? I will miss this one out. Interest rates have further to rise.

That’s the fly in the ointment

kaMelo

Cumberland RS and First Home Saver both up to 2.05% as of 7th September.

Reg_Smeeton

Special_Saver2 said:

5. Matures After More Than 12 Months, Requires Another Account

Royal Bank of Scotland Digital Regular Saver Account

Interest rate: 3.75% gross p.a. (3.82% AER) variable up to £1,000 then 0.5% on £1,001 - £5,000 then 0.4% above £5,000 from 12th September 2022
Monthly payment: £1-£150 
Miss any payments: No stated penalty for missing a payment
Penalty-free withdrawals: Yes, as many as you wish. No interest paid in the month the account is closed.
Age of applicant: 18 years or over
How to open account: Online or using the bank's app
Special conditions: You must have a current account with them. Open to any UK resident.

Do we have any confirmation of the rate rise on this account from 12/9? I’ve seen the info on the NatWest website, but can’t see anything about it on RBS

RG2015

Reg_Smeeton said:

Special_Saver2 said:

5. Matures After More Than 12 Months, Requires Another Account

Royal Bank of Scotland Digital Regular Saver Account

Interest rate: 3.75% gross p.a. (3.82% AER) variable up to £1,000 then 0.5% on £1,001 - £5,000 then 0.4% above £5,000 from 12th September 2022
Monthly payment: £1-£150 
Miss any payments: No stated penalty for missing a payment
Penalty-free withdrawals: Yes, as many as you wish. No interest paid in the month the account is closed.
Age of applicant: 18 years or over
How to open account: Online or using the bank's app
Special conditions: You must have a current account with them. Open to any UK resident.

Do we have any confirmation of the rate rise on this account from 12/9? I’ve seen the info on the NatWest website, but can’t see anything about it on RBS

It is here.

https://www.rbs.co.uk/savings/manage-your-savings/savings-interest-rates-changes.html

easysaver

Principality: Dylan Regular Saver Bond

Does anyone have more than one issue of this account?  It appears to be allowed from the product information:

• The child can only have one of this issue number of the Dylan Regular Saver Bond

ForumUser7

easysaver said:

Principality: Dylan Regular Saver Bond

Does anyone have more than one issue of this account?  It appears to be allowed from the product information:

• The child can only have one of this issue number of the Dylan Regular Saver Bond

I hold a 9 and 10, but I know you couldn’t hold 2 10s for example. You can hold one of each issue, but not more than one of each issue

Special_Saver2

Hi Everybody,

I have changed the following items on page 1 of this thread for this weekend's update.

- Saffron BS Small Saver (Issue 5) updated from issue 4 (and issue 5 is paying a higher interest rate of 3% fixed on up to £50 per month for 12 months

- Saffron BS 12 Month Fixed Rate Members Regular Saver (Issue 11) added paying 2.55% on up to £500 per month for 12 months but only open to existing members and you cannot hold both this and the Small Saver account

- Beehive (part of Nottingham BS) Home Starter Regular Saver added paying 2.5% on up to £500 per month with no withdrawals allowed until 1st November 2023 (this account looks incredibly similar to this one: Nottingham BS Seasonal Saver (Issue 4), which is already on page 1)

- Cumberland BS accounts interest rates both updated to 2.05%

I do not have time right now to review what interest rate thresholds to use for inclusion on page 1 of this thread and decide whether to then add the new Mansfield BS accounts. I will do that next time.

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

EarthBoy

The interest rate on the Club Lloyds Monthly Saver has increased to 2.75% from today (was 1.50% before).

Lloyds' ordinary Monthly Saver has gone up from 1.25% to 2.50%.