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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • reub075 said:
    Saffron
    It might be that a new (or possibly the existing loyalty R S) is about to surface at 2.55%, c.f existing 2.05% for £50 to £500 per month.  Do we all have to go through the rigmarole of restarting the account?

    I can't see this officially confirmed elsewhere on this thread, but Saffron have released Issue 11 of their Existing Members Regular Saver:

    Saffron 12 Month Fixed Rate Members Regular Saver Issue 11 2.55%


    If you have a previous issue of the Regular Saver, and are quick off the mark (i.e. phoning up or Secure Messaging today), you can request conversion from the older issue RS with lower interest rate to this new Issue 11 paying 2.55%
    The account number and sort code can be preserved, with today's account balance plus interest (less £500) refunded to nominated account today. £500 can be kept in the converted account and classed as August's deposit, then the account can be funded tomorrow with Septermber's £500 deposit.
    I wasn't able to call yesterday to do this, so went through secure message this morning. As when I updated the account in June, it was actioned swiftly and the money was all moved around within an hour or so
    Save £12k in 2022 #54 reporting for duty 
  • Saffron BS were very efficient responding to my secure message to open a new RS11. Balance plus interest of old RS10 moved into nominated account very quickly. Remember to extend your standing order to 1/8/23. You can amend the old SO easily rather than set up a new one, because there is no change in account details.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Saffron BS were very efficient responding to my secure message to open a new RS11. Balance plus interest of old RS10 moved into nominated account very quickly. Remember to extend your standing order to 1/8/23. You can amend the old SO easily rather than set up a new one, because there is no change in account details.
    Thanks for the reminder about the SO - -  I had entirely forgotten about that!
  • Nick_C
    Nick_C Posts: 7,622 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    skitskut said:
    Not seen it mentioned here yet but Nationwide BS Flex Regular Saver has gone up to 3.00% from 1 Sep (1% if you make >3 withdrawals)

    https://forums.moneysavingexpert.com/discussion/comment/79426030/#Comment_79426030
    Over62 said:
    isasmurf said:
    Nationwide Flex RS increases to 3% on 1st Sept
    Also their Start to Save issue 2.  Good news.

  • Can anyone explain why Cynergy bank is missing from the best easy access savings rate table? They are offering 1.85% p.a. (including 1st year bonus of 0.15%). They were on the MSE table but have recently disappeared.
    Also missing from the Savingschampoin web site.
  • 10_66
    10_66 Posts: 3,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    km47 said:
    Can anyone explain why Cynergy bank is missing from the best easy access savings rate table? They are offering 1.85% p.a. (including 1st year bonus of 0.15%). They were on the MSE table but have recently disappeared.
    Also missing from the Savingschampoin web site.
    It's probably because they're only offering the account to existing customers now.
  • apt said:
    Darlington bs regular savers increased by 0.3%. Special occasion saver now 2.5%.
    Good news.

    The green Saver is also up to 2.1% for those interested.
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