Regular Savings Accounts: The Best Currently Available List!

AndyTh_2

Daliah said:

AndyTh_2 said:

Seems I'm not eligible for the YBS Loyalty Regular Saver even though I've continuously had accounts with them since 2020 (different accounts over time)

Are they limiting the 1 year to currently open accounts, rather than continuous membership between accounts overlapping that are now closed?

e.g. 2020 I had an ISA, then months before closing I opened a "Online Rainy Day" savings account to keep membership for loyalties like this, which I closed after opening the Internet Saver issue 10 in 2022

Their programs will probably just look at how long your existing account has been open. I'd call them - a human will be able to see that you have had accounts without interrupt. 

Thanks, and yes I did message them. Their sending me a paper application for it, acknowledging the system only looks at currently open accounts.

Hopefully that application will go through ok.

Nick_C

I tried to apply for the new YBS RSA from the YBS app yesterday, and it not come up as an available account.

But when I followed the link upthread I was able to apply for the account through the website, and open and fund it instantly. 

wiseonesomeofthetime

AndyTh_2 said:

Daliah said:

AndyTh_2 said:

Seems I'm not eligible for the YBS Loyalty Regular Saver even though I've continuously had accounts with them since 2020 (different accounts over time)

Are they limiting the 1 year to currently open accounts, rather than continuous membership between accounts overlapping that are now closed?

e.g. 2020 I had an ISA, then months before closing I opened a "Online Rainy Day" savings account to keep membership for loyalties like this, which I closed after opening the Internet Saver issue 10 in 2022

Their programs will probably just look at how long your existing account has been open. I'd call them - a human will be able to see that you have had accounts without interrupt. 

Thanks, and yes I did message them. Their sending me a paper application for it, acknowledging the system only looks at currently open accounts.

Hopefully that application will go through ok.

I have received the same response. 

Snail mail it is then 👍

DragonQ

Descrabled said:

Wheres_My_Cashback said:

Remember it's the 20th tomorrow and we all know what happens at 1400 on the 20th of every other month....

Virgin HBC 12 and hopefully a jump up to 2% 

Me thinks 2% is not enough. I'm using  my HB accounts as easy access from August.  I have little savings earning less than 1.75%

See also report on BBC that BoE may increase rates by 0.5% in August.

Just sorted a 5 year mortgage fix for 2.0% so savings going above in the near future would be quite nice. Can't risk opening no-withdrawal accounts right now but I have a few regular savers at 2-3.5% with no penalties to withdraw and the rest in Chase 1.5%.

clowning

I opened a savings account with YBS in May last year, which has had a £10 balance, in the hope of a loyalty offer. I have now opened a regular esaver. Perfect 

Descrabled

Furness 3 year (no longer available)

Increased to 1.7%, from 1.6%, interest come 1st August

trickydicky14

Descrabled said:

Furness 3 year (no longer available)

Increased to 1.7%, from 1.6%, interest come 1st August

Strange reading this as I decided to close my Furness 3 year only a week ago. For me, even at 1.7% I think I would have shut it down, I'm only opening new ones over 2% and then only if I can get access to the money without penalty. When I'm getting over 1.5% on instant access I don't see the point, I've been putting all my spare cash in 90 day accounts @ 1.9% and giving notice as soon as opened. I feel the savings market is far to fluid just now to do much else but that's just my view.

Descrabled

trickydicky14 said:

Descrabled said:

Furness 3 year (no longer available)

Increased to 1.7%, from 1.6%, interest come 1st August

Strange reading this as I decided to close my Furness 3 year only a week ago. For me, even at 1.7% I think I would have shut it down, I'm only opening new ones over 2% and then only if I can get access to the money without penalty. When I'm getting over 1.5% on instant access I don't see the point, I've been putting all my spare cash in 90 day accounts @ 1.9% and giving notice as soon as opened. I feel the savings market is far to fluid just now to do much else but that's just my view.

I agree with your sentiments.  I have decided that I will, following the BoE rate change in the first week of August, then rationalise my whole range of savings.

Special_Saver2

Hi Everybody,

I have changed the following items on page 1 of this thread for this weekend's update.

- Yorkshire BS Loyalty Regular Saver added to page 1 paying 5% variable on up to £500 per month for 12 months
- Virgin Money Home Buying Coach Regular Saver (Issue 12) updated from issue 11, same interest rate as issue 11 but maturity date of issue 12 extended to 20th August 2023

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

pokora

@Special_Saver2  Feeder account Virgin Money needs an update.

Linked saving account now pays 1.56% interest on balances up to £25,000 and 0.75% on balances over £25,000.

https://uk.virginmoney.com/current-accounts/m-plus-saver/#terms-and-tariff