Regular Savings Accounts: The Best Currently Available List!

trickydicky14

typistretired said:

Descrabled surely it is better to have your savings in a regular saver paying 1% than an easy access account paying far less?

My maths is not great but when you can get easy access at 0.60% from the likes of Saga compared to 1% RS can’t be much in it.

I have had dozens of RS but now as they come to and end, I’m putting my cash elsewhere for now.

Just put a load into a 0.86% for six months plus an extra £20 from Raisin that’s got to be competitive to a 1% RS?

Yes I do understand some can’t find lump sum cash to save in one go but if you have the money six months is no time to wait.

Speculator

typistretired said:

Speculator said:

Anyone still waiting for their Chorley maturity money?

Was sent on  31/10 by BACS apparently. 

Me.  But awaiting a few maturity funds from other building societies today but probably not arrive until late in the day.  You state BACS that takes longer than faster payment interesting to see when it will arrive.

My previous Chorley maturity was sent by BACS on 30/6 (Wednesday) and reached my current account on 5/7 (Monday) so 4 working days.

Therefore, Chorley maturities will probably reach our accounts on Thursday at the earliest.

typistretired

Speculator - sorry my Chorley BS does not mature until end of month. Should have realised as I sent a faster payment yesterday which is showing in the account. I do not use standing orders for Chorley BS. Thanks for the heads up about BACS payment.

typistretired

Trickdicky14 note my subtitle 

schiff

typistretired said:

Descrabled surely it is better to have your savings in a regular saver paying 1% than an easy access account paying far less?

Any deposits in RSs at 1.00% that I have need to be withdrawable or accessible via closure. That makes them part of my 'ready money' (eg for more interesting RSs) and they pay a better rate than ready access.
  
Keeping at least one RS in a building society can also offer the chance of a future loyalty RS à la Skipton et al. 

castle96

I wonder what the BofE will do on Thurs. Increase rate? Might prompt a few better RSs...maybe

[Deleted User]

Speculator said:

Anyone still waiting for their Chorley maturity money?

Was sent on  31/10 by BACS apparently. 

I'm still waiting. It should normally be in by close of business today.

typistretired

My two Monmouthshire maturities i.e. Regular Saver 5 and Christmas Saver have just arrived in my nominated account

Speculator

Deleted_User said:

Speculator said:

Anyone still waiting for their Chorley maturity money?

Was sent on  31/10 by BACS apparently. 

I'm still waiting. It should normally be in by close of business today.

Think it's going to be Thursday unfortunately.

My previous Chorley maturity via BACS took 4 working days.

[Deleted User]

Deleted_User said:

Speculator said:

Anyone still waiting for their Chorley maturity money?

Was sent on  31/10 by BACS apparently. 

I'm still waiting. It should normally be in by close of business today.

Think it's going to be Thursday unfortunately.

My previous Chorley maturity via BACS took 4 working days.

Chorley maturity funds have arrived in my account Tuesday evening.