Regular Savings Accounts: The Best Currently Available List!

Fingerbobs

JamesRobinson48 said:

Fingerbobs said:

JamesRobinson48 said:

The Cambridge BS has today released a suite of new RS issues. Each runs for one year and has maximum monthly contribution of £250.  But the best one, only for members of at least three years standing, pays 5.00%!

https://www.cambridgebs.co.uk/savings/regular-savings/extra-reward-regular-saver

https://www.cambridgebs.co.uk/savings/regular-savings/reward-regular-saver

https://www.cambridgebs.co.uk/savings/bonds/loyalty-regular-saver

Bit of a dilemma for me. I'm eligible for the 3% account now, but if I open it now, I'll become eligible for the 5% account during the term of the 3% one. Do I wait to be eligible for the 5% one and hope they don't pull the accounts in the mean time, or just go for the 3% account now? Decisions, decisions...

I agree with Pokora. IMHO, such a generous rate is unlikely to remain on offer for long. Unless you will qualify for the 5% rate by mid November (?) latest, I would grab the 3% now.

I won't be eligible for the 5% until February, so will open the 3% one now.

Planning to hit a branch on Saturday and make the initial deposit as cash, in the hope it'll count as October's deposit.

Daliah

Fingerbobs said:

Planning to hit a branch on Saturday and make the initial deposit as cash, in the hope it'll count as October's deposit.

If you open it today and send your £300 by FP, your deposit will be credited today. Though they might have a cut-off at some stage before 5pm or so.

Section62

Daliah said:

Fingerbobs said:

Planning to hit a branch on Saturday and make the initial deposit as cash, in the hope it'll count as October's deposit.

If you open it today and send your £300 by FP, your deposit will be credited today. Though they might have a cut-off at some stage before 5pm or so.

Cambridge BS

If you open the account on the phone they can take the first deposit as a debit card payment.  Mine appeared in the account (viewed online) before the end of the phone call.

Special_Saver2

Hi Everybody,

I have just done this weekend's update. 

- Monmouthshire BS Existing Member Regular Saver Bond (Issue 1) withdrawn and removed from the list on page 1
- Earl Shilton BS Regular Monthly Saver interest rate updated (has dropped from 1.4% to 1.15%)
- Principality BS Thank You Online Saver (Issue 2) replaced with issue 3 and I cannot see any differences between issues 2 and 3
- Chorley BS Children's Regular Saver (Issue 2) interest rate updated (reduced from 1.75% to 1.25%)
- Nationwide BS Start to Save account withdrawn and removed from the list on page 1

- Skipton BS Existing Member Regular Saver Bond (Issue 1) and Skipton BS Existing Member Online Regular Saver Bond (Issue 1) both withdrawn and removed from the list on page 1
- Halifax Kids' Monthly Saver interest rate updated (reduced from 3.5% to 2.5%)
- Newcastle BS Fixed Regular Savings Account replaced with issue 2 and I cannot see any difference (including the same maturity date and interest rate)
- Principality BS First Home Steps Savings Account updated to issue 2; this account will mature after 5 years
- Nationwide FlexDirect Account (feeder account section) updated to show that 1.5% interest paid on up to £1,500 (was £2,500) for 1 year

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

happybagger

Link to Newcastle RS Issue 2 incorrect

https://www.newcastle.co.uk/savings/regular-saver/newcastle-fixed-regular-saver-(issue-2)/

someone

Monmouthshire Christmas Saver Bond Issue 3 is due to mature tomorrow (31st October). I elected for Issue 4 to be opened with £1000 and the remaining funds transferred to me. Issue 4 leaflet said it's on sale from the 1st November. Should I stop my Standing order or will it be accepted?

Every_Penny_Counts

JamesRobinson48 said:

Principality BS has offered a follow-on Christmas RS to customers whose existing Christmas RS is close to maturity. The terms seem similar to the maturing product (one year, max £125 pm / £1500 total, fixed rate), except that the interest rate on the follow-on product is lower at 1.05%. I guess I'll stay on board, having no Xmas spending plans to speak of!

That’s interesting. My maturity letter that I received dated Oct 20th didn’t give me an option of a follow on Xmas saver….

EPC

paul235

Every_Penny_Counts said:

JamesRobinson48 said:

Principality BS has offered a follow-on Christmas RS to customers whose existing Christmas RS is close to maturity. The terms seem similar to the maturing product (one year, max £125 pm / £1500 total, fixed rate), except that the interest rate on the follow-on product is lower at 1.05%. I guess I'll stay on board, having no Xmas spending plans to speak of!

That’s interesting. My maturity letter that I received dated Oct 20th didn’t give me an option of a follow on Xmas saver….

EPC

The follow on Xmas Saver is showing online , my maturity letter also did not give this option.

typistretired

You need to log into your account and the maturity option to open another Christmas Saver is shown within 14 days of maturity

Every_Penny_Counts

That's interesting because it has changed in the last few days.  When I originally logged on after recieving my letter I only had the option of issue 24 (which I already have).  Thankfully I put the decision off & logged out.  I have just logged on again after seeing JamesRobinson48's post & now the option is there as well as the issue 24.....

Thank you everyone for posting.

EPC