Regular Savings Accounts: The Best Currently Available List!

leaher149

To open this account u first have to open a club Lloyd's account where you have to pay in 1500 a month....can you the few days later withdraw this and not have to pay the £3 month service fee and still continue to fund the savings acc?

glider3560

leaher149 said:

To open this account u first have to open a club Lloyd's account where you have to pay in 1500 a month....can you the few days later withdraw this and not have to pay the £3 month service fee and still continue to fund the savings acc?

You can withdraw the money immediately.

SFindlay

leaher149 said:

To open this account u first have to open a club Lloyd's account where you have to pay in 1500 a month....can you the few days later withdraw this and not have to pay the £3 month service fee and still continue to fund the savings acc?

The majority of the 1500 I pay in a month is paid out to regular savers the very same day, 650 goes immediately to club Lloyd's and standard Lloyd's savers, 500 to  one of my Principality monthly savers and 250 to one of my Virgin monthly savers. Although you have to pay the 1500 in there is no restriction on how long it has to remain there. 

leaher149

Thanks everyone...similar to the nationwide deal...you just lose out on the interest in the current account....but do you keep the benefit...I chose the discount card

Special_Saver2

Hi Everybody,

Here is this weekend's update to this thread.
- First Direct Regular Saver account entry updated to reflect that the £10 fee has been removed and that their current accounts are not currently available to new customers
- Al Rayan Everyday Saver (Issue 2) in the feeder account section has an interest rate of 0.8% now (was 1%)

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page

solartom

My Santander RS  Issue 9 (2%) matured  just befoe the weekend  the new Issue 10 on offer now is  paying 1.5% 

Over62

solartom said:

My Santander RS  Issue 9 (2%) matured  just befoe the weekend  the new Issue 10 on offer now is  paying 1.5% 

Oh no, mine matures on Wednesday and was going to let it roll over but not now.  There are still some 2% regular savers I've not got yet so I'd better be quick and open one before they bite the dust too.  Not long ago, I wouldn't look at a regular saver under 2.5%!  We'll meet again?

RG2015

Over62 said:

solartom said:

My Santander RS  Issue 9 (2%) matured  just befoe the weekend  the new Issue 10 on offer now is  paying 1.5% 

Oh no, mine matures on Wednesday and was going to let it roll over but not now.  There are still some 2% regular savers I've not got yet so I'd better be quick and open one before they bite the dust too.  Not long ago, I wouldn't look at a regular saver under 2.5%!  We'll meet again?

I got my renewal letter a couple of weeks ago saying mine would renew at 2%. Check your e documents in online banking for your letter. You may just have scraped in at 2% for an issue 9.

SFindlay

Over62 said:

solartom said:

My Santander RS  Issue 9 (2%) matured  just befoe the weekend  the new Issue 10 on offer now is  paying 1.5% 

Oh no, mine matures on Wednesday and was going to let it roll over but not now.  There are still some 2% regular savers I've not got yet so I'd better be quick and open one before they bite the dust too.  Not long ago, I wouldn't look at a regular saver under 2.5%!  We'll meet again?

Really only Halifax and Virgin paying 2% unless tied in with a current account or you live  near some of the smaller providers who only open in branch and dont really think opening a regular saver would be seen as essential travel!! Rest like Principality (issue 22 dropped to 1.5%) YBS (closed to new applicants) Cambridge (closed to new applicants) have all disappeared. 

glider3560

Reminder that the first (of two) interest rate reductions on Yorkshire Building Society happens today.

In order to withdraw or close by bank transfer, you need to set the bank details up in advance (which took a day to get activated on my account).  You also won't get the money on the same day, they say "by end of the next working day".