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Regular Savings Accounts: The Best Currently Available List!

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  • Speculator
    Speculator Posts: 2,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 8 June 2021 at 1:02PM
    Chorley 1.85% members regular saver due to mature start of next month.
    Remember to cancel your standing orders if you don't want to continue deposits into the new Members regular below.
  • Speculator
    Speculator Posts: 2,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 8 June 2021 at 11:51AM
    Just got my Chorley maturity letter.
    invitation to open another Members Regular saver paying 1.05% enclosed.
    To be eligible, you must be an existing member who has held a maturing Members Regular Saver account Fixed Term  01/07/2020 - 30/06/2021
    ------------------------------------------------------------------------------
    Max monthly deposit £250 pm.
    Fixed term 01/07/2021 to 30/06/2022

    Doesn't say what the minimum monthly deposit is but I will probably open with £50 pm and hope for a better paying account next year.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 June 2021 at 7:07PM
    Just got my Chorley maturity letter.
    invitation to open another Members Regular saver paying 1.05% enclosed.
    To be eligible, you must be an existing member who has held a maturing Members Regular Saver account Fixed Term  01/07/2020 - 30/06/2021
    ------------------------------------------------------------------------------
    Max monthly deposit £250 pm.
    Fixed term 01/07/2021 to 30/06/2022

    Doesn't say what the minimum monthly deposit is but I will probably open with £50 pm and hope for a better paying account next year.
    Chorley

    In affect its the same account (number and sort code) so we can just continue payments.

    One of a few where waiting for maturity instructions is advantageous rather stopping s.o's.

    Edit - also see that I have the minimum amount as £1 on the previous incarnation.

    (£1 - £250 range).

    Suspect this will be similar

  • Is Hargreaves Lansdown better than Fisher Investments for investing quite a large sum,and willing to leave it for a number of years.?
  • schiff
    schiff Posts: 20,257 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Chorley
    I'm becoming optimistic about slightly higher interest rates before long due to inflation etc. So I'm choosy about opening new accounts with conditions like this one - variable interest rate, no withdrawals till maturity, no early closure - and an interest rate around 1%. 
    I've always maxed monthly deposits into regular savers and having nominal amounts awaiting better times here and there doesn't appeal to my sense of tidiness.
    I do have a few RSs paying 1% but the interest rate is fixed and withdrawals are allowed, so in an emergency I have ready access.
  • Speculator
    Speculator Posts: 2,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 9 June 2021 at 3:59PM
    Chorley
    Just called them.
    They confirmed minimum monthly payment is £1 and you don't need to send in your passbook with your maturity form. 
    Going to continue with £10 per month so I qualify for next years Members regular saver.

  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    10_66 said:
    liamcov said:
    I have a reminder to give Triodos 33 days notice - does anyone know how we do this?
    I've sent them a secure message to ask when the exact maturity date is as I'm not sure whether it's the anniversary of application date or when the funds hit the account.  So I imagine you request notice via their secure message service.
    Another one who sent Tridos a secure message a couple of days ago to ask when and how - and to spell out I'd like to withdraw and not lose any interest.

    I'll feedback here the reply and would appreciate anyone else doing so too please 



    I received my Maturity letter for my Triodos Fixed Regular Saver about 1 month before maturity date. I logged on and sent a secure message asking for my balance plus interest to be sent automatically on my maturity date to my nominated account. They replied within minutes in the affirmative requesting me to confirm sort code, account number and name on the account. I appreciate their customer service!
  • I hate those banks which tease you at the end of a Regular saver term, My 2% Halifax Regular Saver has had the interest added overnight, dated yesterday 14 June, but I can't move the principal plus interest  (£3250 + £34.62) until Halifax move the money into the maturity easy access account set up by them when the RS was opened.This might happen tomorrow or the day after. The Halifax RS doesn't allow "early" closure so I'm sitting with an account to which the interest has been added but which I can't yet access.Why can't they design things so that it all happens at the same time???
  • polymaff
    polymaff Posts: 3,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 June 2021 at 5:55PM
    I hate those banks which tease you at the end of a Regular saver term, My 2% Halifax Regular Saver has had the interest added overnight, dated yesterday 14 June, but I can't move the principal plus interest  (£3250 + £34.62) until Halifax move the money into the maturity easy access account set up by them when the RS was opened.This might happen tomorrow or the day after. The Halifax RS doesn't allow "early" closure so I'm sitting with an account to which the interest has been added but which I can't yet access.Why can't they design things so that it all happens at the same time???

    Had the same issue here - but the money was available the next day.
    Cost me about 3p?  I don't know if this still applies, but at one time the cash could be accessed over the telephone on the due day.

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