Regular Savings Accounts: The Best Currently Available List!

dcs34

schiff said:

I've had the letter from Principality BS that I've been expecting about the maturing Issue 22. A form to fill in and return telling them what I would prefer them to do with the proceeds. And no franked return envelope!
PS: I think the answer is to let the matured RS become an Easy Saver (their option if they hear nothing prior to the maturity date) and close it.

There's an Issue 24 I think paying about 1%, which might not be worth it for everyone of course.

Speculator

Chorley 1.85% members regular saver due to mature start of next month.
Remember to cancel your standing orders if you don't want to continue deposits into the new Members regular below.

Speculator

Just got my Chorley maturity letter.
invitation to open another Members Regular saver paying 1.05% enclosed.
To be eligible, you must be an existing member who has held a maturing Members Regular Saver account Fixed Term  01/07/2020 - 30/06/2021
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Max monthly deposit £250 pm.
Fixed term 01/07/2021 to 30/06/2022

Doesn't say what the minimum monthly deposit is but I will probably open with £50 pm and hope for a better paying account next year.

veryintrigued

Speculator said:

Just got my Chorley maturity letter.
invitation to open another Members Regular saver paying 1.05% enclosed.
To be eligible, you must be an existing member who has held a maturing Members Regular Saver account Fixed Term  01/07/2020 - 30/06/2021
------------------------------------------------------------------------------
Max monthly deposit £250 pm.
Fixed term 01/07/2021 to 30/06/2022

Doesn't say what the minimum monthly deposit is but I will probably open with £50 pm and hope for a better paying account next year.

Chorley

In affect its the same account (number and sort code) so we can just continue payments.

One of a few where waiting for maturity instructions is advantageous rather stopping s.o's.

Edit - also see that I have the minimum amount as £1 on the previous incarnation.

(£1 - £250 range).

Suspect this will be similar

chxz123

Is Hargreaves Lansdown better than Fisher Investments for investing quite a large sum,and willing to leave it for a number of years.?

schiff

Chorley
I'm becoming optimistic about slightly higher interest rates before long due to inflation etc. So I'm choosy about opening new accounts with conditions like this one - variable interest rate, no withdrawals till maturity, no early closure - and an interest rate around 1%. 
I've always maxed monthly deposits into regular savers and having nominal amounts awaiting better times here and there doesn't appeal to my sense of tidiness.
I do have a few RSs paying 1% but the interest rate is fixed and withdrawals are allowed, so in an emergency I have ready access.

Speculator

Chorley
Just called them.
They confirmed minimum monthly payment is £1 and you don't need to send in your passbook with your maturity form. 
Going to continue with £10 per month so I qualify for next years Members regular saver.

where_are_we

veryintrigued said:

10_66 said:

liamcov said:

I have a reminder to give Triodos 33 days notice - does anyone know how we do this?

I've sent them a secure message to ask when the exact maturity date is as I'm not sure whether it's the anniversary of application date or when the funds hit the account.  So I imagine you request notice via their secure message service.

Another one who sent Tridos a secure message a couple of days ago to ask when and how - and to spell out I'd like to withdraw and not lose any interest.

I'll feedback here the reply and would appreciate anyone else doing so too please 

I received my Maturity letter for my Triodos Fixed Regular Saver about 1 month before maturity date. I logged on and sent a secure message asking for my balance plus interest to be sent automatically on my maturity date to my nominated account. They replied within minutes in the affirmative requesting me to confirm sort code, account number and name on the account. I appreciate their customer service!

Special_Saver2

Hi Everybody,

Here is this weekend's update to this thread.

I cannot find anything that has changed for this weekend.

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

[Deleted User]

I hate those banks which tease you at the end of a Regular saver term, My 2% Halifax Regular Saver has had the interest added overnight, dated yesterday 14 June, but I can't move the principal plus interest  (£3250 + £34.62) until Halifax move the money into the maturity easy access account set up by them when the RS was opened.This might happen tomorrow or the day after. The Halifax RS doesn't allow "early" closure so I'm sitting with an account to which the interest has been added but which I can't yet access.Why can't they design things so that it all happens at the same time???