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Regular Savings Accounts: The Best Currently Available List!
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Maybe. I think if this is what it's all about, but I think their comment "we...are excited about what the future holds for the Society and its members" is overegging it a bit...
Can't see why they haven't commented today on what the "excitement" was all about; I mean, shout it from the rooftops!1 -
happybagger said:Maybe. I think if this is what it's all about, but I think their comment "we...are excited about what the future holds for the Society and its members" is overegging it a bit...
Can't see why they haven't commented today on what the "excitement" was all about; I mean, shout it from the rooftops!0 -
YBS Loyalty Regular Saver
Just transferred £500 from my instant access account to the LRS, and pleased to see it has gone through with today's date. (Wasn't sure if it would go through as Tuesday.)
(My YBS IA account is funded with a Halifax debit cardsatisfying one of the criteria for the £5 Reward).
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Nick_C said:YBS Loyalty Regular Saver
Just transferred £500 from my instant access account to the LRS, and pleased to see it has gone through with today's date. (Wasn't sure if it would go through as Tuesday.)
(My YBS IA account is funded with a Halifax debit cardsatisfying one of the criteria for the £5 Reward).
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Excuse my ignorance but how exactly does one do that?0
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soulsaver said:Nick_C said:YBS Loyalty Regular Saver
Just transferred £500 from my instant access account to the LRS, and pleased to see it has gone through with today's date. (Wasn't sure if it would go through as Tuesday.)
(My YBS IA account is funded with a Halifax debit cardsatisfying one of the criteria for the £5 Reward).
So if I made a deposit today by DC, the money wouldn't start earning interest until next Wednesday 5th.
By making a DC deposit to my IASA last Wednesday (or earlier), the funds had cleared yesterday and I was able to transfer them into my LRSA today.0 -
Newly_retired said:Excuse my ignorance but how exactly does one do that?Newly_retired said:Excuse my ignorance but how exactly does one do that?
Click on your LRS account to select it.
From the menu on the left hand side of the screen, select "Deposit Money"
But it takes two working days to clear. Which is why I suggest depositing in an instant access account, then transferring it across on the first of the month.
I've got an old IASA which is paying 0.3% on £11 -
Nick_C said
But it takes two working days to clear. Which is why I suggest depositing in an instant access account, then transferring it across on the first of the month.
I've got an old IASA which is paying 0.3% on £10 -
colsten said:Nick_C said
But it takes two working days to clear. Which is why I suggest depositing in an instant access account, then transferring it across on the first of the month.
I've got an old IASA which is paying 0.3% on £1
1) some people struggle for ideas to meet the £500 monthly spend on a Debit Card to qualify for the monthly £5 Halifax Reward.
2) it takes a day for a debit card transaction to be applied to most current accounts, so you only lose one day's interest if you are feeding from a current account that pays interest.
3) my strategy has allowed me to fund my YBS LRS account today, instead of on Tuesday. Would a FP into YBS have credited today? I don't know. Others will be able to answer that.
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Hi Folks,
Here is this weekend's update to this thread.
- Nationwide BS Start to Save account entry updated as I made a typographical error (I had meant to type you could pay in £100 per month, not £1,000 per month!) - it would have been an amazing account if it had allowed that much to be paid in!
I cannot see anything else to change for this week.I will do the next update next weekend.
SS2
For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
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