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Regular Savings Accounts: The Best Currently Available List!

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  • cricidmuslibale
    cricidmuslibale Posts: 642 Forumite
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    edited 1 April 2021 at 8:01PM
    SFindlay said:
    I'm now firmly of the view that Easter needs to be fixed as the 3rd weekend in April so that it cannot possibly clash with the end of the financial year! At roughly 5.30 pm this afternoon I sent an important faster payment to Yorkshire Building Society from my main current account with with one of the big banks and it is yet to show in my YBS account. I'm now very worried that it won't be credited for today, 1st April, and instead will be credited for 6th April which will cost me in lost interest in c.11 months time!

    Edit: The YBS account is a Loyalty Regular Saver currently paying 3.5% so hopefully you can see why I might be a little anxious right now.
    All because you missed out on 4 days interest on £500 at a measly 3.5% we have to all fit in with your preferences!! Maybe you should have made the transfer before half 5, I did all mine this morning and they've went through fine!! It's called being organised I believe. 
    If you want to be nasty and unpleasant please go elsewhere! I didn't have the money available until late this afternoon otherwise I obviously would have transferred it earlier!
  • I'm now firmly of the view that Easter needs to be fixed as the 3rd weekend in April so that it cannot possibly clash with the end of the financial year! At roughly 5.30 pm this afternoon I sent an important faster payment to Yorkshire Building Society from my main current account with with one of the big banks and it is yet to show in my YBS account. I'm now very worried that it won't be credited for today, 1st April, and instead will be credited for 6th April which will cost me in lost interest in c.11 months time!

    Edit: The YBS account is a Loyalty Regular Saver currently paying 3.5% so hopefully you can see why I might be a little anxious right now.
    It's less than 4.8p a day, assuming you've deposited the full £500, in lost interest isn't it?

    In any case the payment will be there later today if it's a FP.


    Thank you very much for the reassuring words! Yes I did deposit the full £500 but in two chunks, one much smaller than the other, for safety reasons.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm now firmly of the view that Easter needs to be fixed as the 3rd weekend in April so that it cannot possibly clash with the end of the financial year! At roughly 5.30 pm this afternoon I sent an important faster payment to Yorkshire Building Society from my main current account with with one of the big banks and it is yet to show in my YBS account. I'm now very worried that it won't be credited for today, 1st April, and instead will be credited for 6th April which will cost me in lost interest in c.11 months time!

    Edit: The YBS account is a Loyalty Regular Saver currently paying 3.5% so hopefully you can see why I might be a little anxious right now.
    It's less than 4.8p a day, assuming you've deposited the full £500, in lost interest isn't it?

    In any case the payment will be there later today if it's a FP.


    Thank you very much for the reassuring words! Yes I did deposit the full £500 but in two chunks, one much smaller than the other, for safety reasons.
    'Apparently' this was some weird April Fool everyone?!

    What a strange person






  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just to spoken to Monmouthshire BS and got a similar message.
    It will be in my account at midnight.
    I wish I knew that before I moved funds around this morning.
    At least, I know now for future closures.


    Check your current account mine arrived around 6pm
    "Look after your pennies and your pounds will look after themselves"
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 April 2021 at 9:47PM
    Just to spoken to Monmouthshire BS and got a similar message.
    It will be in my account at midnight.
    I wish I knew that before I moved funds around this morning.
    At least, I know now for future closures.


    Check your current account mine arrived around 6pm
    Mines (12k) still not in a Nationwide and is still showing online at Monmouthshire as a REVERSION ESCALATOR INSTANT
  • cricidmuslibale
    cricidmuslibale Posts: 642 Forumite
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    edited 1 April 2021 at 10:04PM
    I'm now firmly of the view that Easter needs to be fixed as the 3rd weekend in April so that it cannot possibly clash with the end of the financial year! At roughly 5.30 pm this afternoon I sent an important faster payment to Yorkshire Building Society from my main current account with with one of the big banks and it is yet to show in my YBS account. I'm now very worried that it won't be credited for today, 1st April, and instead will be credited for 6th April which will cost me in lost interest in c.11 months time!

    Edit: The YBS account is a Loyalty Regular Saver currently paying 3.5% so hopefully you can see why I might be a little anxious right now.
    It's less than 4.8p a day, assuming you've deposited the full £500, in lost interest isn't it?

    In any case the payment will be there later today if it's a FP.


    Thank you very much for the reassuring words! Yes I did deposit the full £500 but in two chunks, one much smaller than the other, for safety reasons.
    'Apparently' this was some weird April Fool everyone?!

    What a strange person






    No, those two sentences alone were entirely genuine although I now fully regret thanking you at all when you so clearly wish to be so unnecessarily unpleasant! The paragraph above was in order to support the thread I created separately to this; that thread was the real April Fool! You can insult me as much as you like; it won't bother me at all, but just for the record, I'm very far from strange but I do have a sense of humour and I'm certainly not apologising for that to anyone!
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Mines (12k) still not in a Nationwide and is still showing online at Monmouthshire as a REVERSION ESCALATOR INSTANT
    Wow never heard that expression please enlighten us when Monmouthshire explain!
    "Look after your pennies and your pounds will look after themselves"
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Cricidmuslibale
    I have been a poster on here since 2008 but I must admit your user name fascinates me! My user name is because I learnt to type when I retired 
    "Look after your pennies and your pounds will look after themselves"
  • Cricidmuslibale
    I have been a poster on here since 2008 but I must admit your user name fascinates me! My user name is because I learnt to type when I retired 
    It's short for cricket, cider, music, liberalism and ale (which is the only bit in full obvs.) All things I really love, with music right at the heart of the word and the most important thing of all to me. I wanted to add tennis too but then I would have to become Tencricidmuslibale which looks a bit daft I think.

    By the way I love typing, not only because it's very useful in itself which it undoubtedly is, but also because it greatly assists in keeping both the hands, all fingers and the two thumbs in a good position for playing the piano, organ or any other keyboard instrument. Typing frequently also helps me to keep all my digits as nimble and flexible as possible which again is very helpful for playing all types of keyboard instruments! 
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am a penny pincher but today - distracted by the grandkids home for half term I sent my first payment to YBS to a saver account instead of regular saver and they have informed me my refund will not hit my current account until next banking day so my £500 is in lah lah land
    "Look after your pennies and your pounds will look after themselves"
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