Regular Savings Accounts: The Best Currently Available List!

what7

bristolleedsfan said:

what7 said:

Considering I am getting 0.778% with BOS Lloyds current account.

For now .........

Glass half empty

Special_Saver2

Hi Folks,

Here is this weekend's update to this thread.

- Halifax, Bank of Scotland and Lloyds regular savers that were all paying 1% now paying 0.75% for accounts opened now so I have removed them from the first page of this thread as they no longer meet the criteria for inclusion in this thread
- Lloyds Club Lloyds Monthly Saver (which is the one that requires you have a Club Lloyds current account) interest rate dropped from 1.5% to 1% for accounts opened now; this account still meets the criteria for inclusion in this thread so I have updated the entry in post 6 accordingly

In my last post last weekend, I had written that the Virgin Money Home Buying Coach Regular Saver issue 4 was replaced with issue 5. This was incorrect - issue 3 was replaced with issue 4. I had correctly updated from issue 3 to issue 4 on the first page of this thread last weekend but got the numbering wrong on my post where I summarised the updated changes. Apologies for that.

Many thanks to all the people who continue to make useful contributions to this thread.

I will do the next update next weekend.

SS2

---

For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

[Deleted User]

I am sorry to bring this up again as I know it  is annoying to many readers, but is anyone else with more than one Coventry BS Regular Saver still not received the letter about closing accounts? I haven't received mine yet and am wondering if I should stop paying into the accounts but I don't know which one(s) will be left unaffected. 

Usa2019

I haven't received anything but then again I didn't apply issue 5.

Carry on what you doing until you get something

SFindlay

Deleted_User said:

I am sorry to bring this up again as I know it  is annoying to many readers, but is anyone else with more than one Coventry BS Regular Saver still not received the letter about closing accounts? I haven't received mine yet and am wondering if I should stop paying into the accounts but I don't know which one(s) will be left unaffected. 

Don't apologise, forum is for everyone's and its a relevant point so tough if it's not valid to some!! 

Bottom line is you haven't had any notification (and may never get any) so keep paying in to them and make the most of what you can whilst you can.

Also don't think opening issue 5 has any bearing on getting notification. 

1882

Usa2019 said:

I haven't received anything but then again I didn't apply issue 5.

Carry on what you doing until you get something

Same here!

arsenalboy

1882 said:

Usa2019 said:

I haven't received anything but then again I didn't apply issue 5.

Carry on what you doing until you get something

Same here!

nor have I .

lightbulb2760

It might be time to cash-in on the M&S monthly saver, as it seems there's no point in holding on to it until maturity. M&S are promising to pay the full interest (£44.50) as though the account were held for 12 months if the account is closed now, without the need to wait until maturity, or the pending closure of all current accounts in August. Details are in a recently updated MSE news article, and M&S confirmed this in a phone call this morning.

castle96

Interest on the amount in the a/c now, or on the 12 months payments, ie incl. those that you don't pay in if closed now ??

eskbanker

lightbulb2760 said:

It might be time to cash-in on the M&S monthly saver, as it seems there's no point in holding on to it until maturity. M&S are promising to pay the full interest (£44.50) as though the account were held for 12 months if the account is closed now, without the need to wait until maturity, or the pending closure of all current accounts in August. Details are in a recently updated MSE news article, and M&S confirmed this in a phone call this morning.

castle96 said:

Interest on the amount in the a/c now, or on the 12 months payments, ie incl. those that you don't pay in if closed now ??

The latter - the situation with the M&S regular saver has been discussed at length on the thread on the banking board about the trigger event, i.e. the closure of the current accounts: https://forums.moneysavingexpert.com/discussion/6247452/m-s-bank-closing-all-current-accounts/p1