Regular Savings Accounts: The Best Currently Available List!

Rich2808

IanManc said:

veryintrigued said:

Talking about tangential..

Is it about time to take any anti YBS rants onto another thread and leave this one clear for people hoping to identify new products?

Or even better, perhaps people could just stop whingeing about YBS altogether.

YBS have come up with a regular saver with a high maximum monthly contribution and an excellent interest rate. I've been a YBS member on and off over the last 20 years and unfortunately I'm not eligible for this new regular saver account, but good luck to everyone who is.  🙂

Sorry - this thread is about helping people open and manage regular savers. Allowing online applications would make that easier. Maybe YBS will listen and learn?
Because frankly putting people at risk - staff and customers - by encouraging unnecessary branch visits during a lockdown in the midst of a pandemic doesn't seem very sensible. No regular saver - even one paying 3.5% - is worth that when YBS could permit online applications very easily.
Because they should also be thinking about minimsing risks to staff!

veryintrigued

Rich2808 said:

IanManc said:

veryintrigued said:

Talking about tangential..

Is it about time to take any anti YBS rants onto another thread and leave this one clear for people hoping to identify new products?

Or even better, perhaps people could just stop whingeing about YBS altogether.

YBS have come up with a regular saver with a high maximum monthly contribution and an excellent interest rate. I've been a YBS member on and off over the last 20 years and unfortunately I'm not eligible for this new regular saver account, but good luck to everyone who is.  🙂

Sorry - this thread is about helping people open and manage regular savers. Allowing online applications would make that easier. Maybe YBS will listen and learn?
Because frankly putting people at risk - staff and customers - by encouraging unnecessary branch visits during a lockdown in the midst of a pandemic doesn't seem very sensible. No regular saver - even one paying 3.5% - is worth that when YBS could permit online applications very easily.
Because they should also be thinking about minimsing risks to staff!

Simple solution for you.

Don't apply for it and sign off for tonight.

apt

Rich2808 said:

IanManc said:

veryintrigued said:

Talking about tangential..

Is it about time to take any anti YBS rants onto another thread and leave this one clear for people hoping to identify new products?

Or even better, perhaps people could just stop whingeing about YBS altogether.

YBS have come up with a regular saver with a high maximum monthly contribution and an excellent interest rate. I've been a YBS member on and off over the last 20 years and unfortunately I'm not eligible for this new regular saver account, but good luck to everyone who is.  🙂

Sorry - this thread is about helping people open and manage regular savers. Allowing online applications would make that easier. Maybe YBS will listen and learn?
Because frankly putting people at risk - staff and customers - by encouraging unnecessary branch visits during a lockdown in the midst of a pandemic doesn't seem very sensible. No regular saver - even one paying 3.5% - is worth that when YBS could permit online applications very easily.
Because they should also be thinking about minimsing risks to staff!

Can be managed online once opened. Can be opened without visiting a branch. Online opening would lead to many thousands of applications from people who are not eligible.

typistretired

I feel YBS have been very efficient over this Regular Saver especially as it has restrictions. My cheque has now cleared my current account. I feel Rich2808 should send YBS a secure message expressing his complaints as YBS are always looking for feedback and he will “get it off his chest”

eskbanker

apt said:
Online opening would lead to many thousands of applications from people who are not eligible.

Not if they included eligibility checking within the online application process!  Once they've decided what the rules actually are, codifying them shouldn't be beyond their capabilities....

what7

what7 said:

I wonder if I am eligible. I am already a member, with branch RS 1,2,3.
Before I closed these accounts, I opened Internet saver plus issue 7 in September 2020.


To qualify for the Loyalty Regular Saver you must have had a continuous member relationship with Yorkshire Building Society or Chelsea Building Society on or before the 1st January 2020.


You must have an active, open account (Savings or Mortgage) with Yorkshire Building Society or Chelsea Building Society or a SharePlans account that has been OPENED on or before the 1st January 2020, as either Main Holder, Other Holder or Trustee to be eligible for the Loyalty Regular Saver account.

I was able to apply via telephone appointment, it took 35 mins, simply enough, all paperwork and passbook arrived at home and via email, just need to pop in branch for withdrawal signature, no rush there, account shown online the next day, £500 deposit already done for  this month, await 1st march.

Just to reiterate, my exist saving account was not open b4 2020, however my closed RS was closed after I opened exist account, so it was classed as continuous membership.

bristolleedsfan

what7 said:

what7 said:

I wonder if I am eligible. I am already a member, with branch RS 1,2,3.
Before I closed these accounts, I opened Internet saver plus issue 7 in September 2020.


To qualify for the Loyalty Regular Saver you must have had a continuous member relationship with Yorkshire Building Society or Chelsea Building Society on or before the 1st January 2020.


You must have an active, open account (Savings or Mortgage) with Yorkshire Building Society or Chelsea Building Society or a SharePlans account that has been OPENED on or before the 1st January 2020, as either Main Holder, Other Holder or Trustee to be eligible for the Loyalty Regular Saver account.

I was able to apply via telephone appointment, it took 35 mins,

Interesting as this is secure message reply I received  "We are unable to open accounts over the phone. To open the new Loyalty regular saver your need to complete an application form"

what7

I got a call back from the branch I selected, she asked me what product I was looking for as the form online doesn't state what I wanted, she said telephone appointment or application form, as I wanted to save postage, I opt for telephone, she said we have one tomorrow at 2:30(when the branch close for public).

bristolleedsfan

what7 said:

I got a call back from the branch I selected, she asked me what product I was looking for as the form online doesn't state what I wanted, she said telephone appointment or application form, as I wanted to save postage, I opt for telephone, she said we have one tomorrow at 2:30(when the branch close for public).

I took phone everywhere I went Tuesday afternoon through to Thursday afternoon, also thought maybe might get offered a Telephone appointment after 2.30, I am sure both Royal Mail will manage to deliver my completed application form today and with my branch free of apparent telephone appointments will open my account today, https://forums.moneysavingexpert.com/discussion/comment/78106958/#Comment_78106958

Newly_retired

Well done YBS. I requested an application pack online which arrived next day on Wednesday. I put it in the post that day with my cheque, and today, Friday, I have just received my pass book showing my cheque paid in yesterday. How good is that, in these days of COVID delays, furloughs, postal delays etc. Now I can pay in on March 1st .