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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Nick_C said:
    YBS passbook arrived in post today. I will make another deposit on Monday.
    When and how did you open the account?
    Local branch emailed application on Tuesday and I completed and posted 1st Class same day.
    "Look after your pennies and your pounds will look after themselves"
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    A reminder for those eligible for a YBS Regular Saver: you can download the applications form from https://www.ybs.co.uk/productdata/Application-YB571317B.pdf (link opens the PDF).

    If you get your completed application form & cheque to your local Branch or Agency by first thing tomorrow morning, you still stand a chance that they open your account in February, and that you can make your 2nd deposit on Monday March 1. You don't have to wait for the passbook, or until your cheque has cleared - as soon as you can see the account in the app/online, you know the date of the first deposit. It takes an overnight update for your new account to show. You can obviously also call them tomorrow and politely ask whether they'll process your application before end of play tomorrow.
  • No joy with a callback despite completing form mentioned, asking via Chat who said would pass message on to branch and also asking by secure message on Tuesday for account opening telephone call, no facility to print of form, forms arrived by post today which have been returned with envelope marked urgent account opening  :D
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 February 2021 at 3:59PM
    Good luck hope everything goes okay for you.
    "Look after your pennies and your pounds will look after themselves"
  • Rich2808
    Rich2808 Posts: 1,392 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Good of Yorkshire BS to open this account with such a high rate.
    But is this the most efficient use of branch staff time under lockdown and reduced opening hours when there may be people with urgent mortgage or savings maturity issues etc who need face to face meetings?
    Why not allow online applications and let head office deal with all this in a more efficient way?  If a small local society like the Tipton can manage this why not a large national one with millions of members?
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 February 2021 at 7:17PM
    Rich2808 said:
    Good of Yorkshire BS to open this account with such a high rate.
    But is this the most efficient use of branch staff time under lockdown and reduced opening hours when there may be people with urgent mortgage or savings maturity issues etc who need face to face meetings?
    Why not allow online applications and let head office deal with all this in a more efficient way?  If a small local society like the Tipton can manage this why not a large national one with millions of members?
    Or maybe lots of these aren't actually being opened at full YBS branches and are instead being opened at agencies where they (the one I used) are thankful of this product and thankful of being off furlough.

    Just because it doesn't fit your personal circumstances doesn't mean it doesn't help others circumstances.

    On a tangential note this product is a great friend of the Halifax Reward account.

  • Kazza242
    Kazza242 Posts: 2,203 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I called a YBS branch this morning about the account.  They said they would post an application form out to me, but I asked if I could complete the form and then hand it in to the branch, as I was going to be in the vicinity of a branch today.  They agreed and opened the account and called me back 20 minutes later to collect the passbook and account documentation.   

    Great service.  SO for the second payment is setup for 1st March.  

    I was eligible for the account because I have an old Internet Saver with them that accepts DD payments.  
    Please call me 'Kazza'.
  • Kazza 242
    I was eligible for the account because I have an old Internet Saver with them that accepts DD payments.  
    I have one of those accounts, its been a God send to me when opening new Current accounts, hope it never gets pulled.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
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