Regular Savings Accounts: The Best Currently Available List!

NottinghamKnight

Wheres_My_Cashback said:

ChilliBob said:

A bit of a side question but is this thred probably *the* best place to find out about new accounts first?! 

For RS accounts, yes as many are discussed before MSE has picked up or them or they won't even get a mention on the main MSE site.

To the point that staffers are now posting on this thread rather than setting up their own threads generally several days later,

schiff

Does this mean that there is a Seasonal RS that is due to mature on 30/11/20? I have Members 2 (June 21) and a Loyalty Seasonal RS due to mature October next. This won't benefit me then?

Sailtheworld

cricidmuslibale said:

JamesRobinson48 said:

cricidmuslibale said:

How easy is it to apply for a Chorley BS Regular saver, please? I.e. do you have to post in documents for identity purposes which is a bit of a faff to say the least or can the application process basically be done online?

If you take a look at their Identification Requirements page you'll see that, like many BSs, they say that they first attempt electronic verification and only ask you for docs later on if that fails. Personally, touch wood, I've never had any ID issue with them.  

Thanks very much! Yes I've also just had a look at their website myself for the very 1st time and this does indeed seem to be the case. As it happens I don't live a million miles away from Chorley (about 25 miles in fact) so in the worst case scenario I would be prepared to travel to one of their branches for a one-off visit if necessary.

You're willing, during a pandemic, to take three hours to make a 50 mile round trip and pay for parking to get your hands on a regular saver that pays 1.25%? 

This time next year you'll have made £20 in interest.

Wheres_My_Cashback

Sailtheworld said:

cricidmuslibale said:

JamesRobinson48 said:

cricidmuslibale said:

How easy is it to apply for a Chorley BS Regular saver, please? I.e. do you have to post in documents for identity purposes which is a bit of a faff to say the least or can the application process basically be done online?

If you take a look at their Identification Requirements page you'll see that, like many BSs, they say that they first attempt electronic verification and only ask you for docs later on if that fails. Personally, touch wood, I've never had any ID issue with them.  

Thanks very much! Yes I've also just had a look at their website myself for the very 1st time and this does indeed seem to be the case. As it happens I don't live a million miles away from Chorley (about 25 miles in fact) so in the worst case scenario I would be prepared to travel to one of their branches for a one-off visit if necessary.

You're willing, during a pandemic, to take three hours to make a 50 mile round trip and pay for parking to get your hands on a regular saver that pays 1.25%? 

This time next year you'll have made £20 in interest.

Three hours !!! I doubt he's going by bus/bicycle ;-)

Sailtheworld

Wheres_My_Cashback said:

Sailtheworld said:

cricidmuslibale said:

JamesRobinson48 said:

cricidmuslibale said:

How easy is it to apply for a Chorley BS Regular saver, please? I.e. do you have to post in documents for identity purposes which is a bit of a faff to say the least or can the application process basically be done online?

If you take a look at their Identification Requirements page you'll see that, like many BSs, they say that they first attempt electronic verification and only ask you for docs later on if that fails. Personally, touch wood, I've never had any ID issue with them.  

Thanks very much! Yes I've also just had a look at their website myself for the very 1st time and this does indeed seem to be the case. As it happens I don't live a million miles away from Chorley (about 25 miles in fact) so in the worst case scenario I would be prepared to travel to one of their branches for a one-off visit if necessary.

You're willing, during a pandemic, to take three hours to make a 50 mile round trip and pay for parking to get your hands on a regular saver that pays 1.25%? 

This time next year you'll have made £20 in interest.

Three hours !!! I doubt he's going by bus/bicycle ;-)

The only way it's worth doing is to go by bicycle if they happened to have a 50 mile training ride already planned.

Otherwise it's not worth the time let alone the petrol money.

schiff

By bus pass if qualified?

Sailtheworld

schiff said:

By bus pass if qualified?

What elderly person would take a 50 mile round trip on a bus, during a pandemic, to get £20 in interest this time next year?

cricidmuslibale

JamesRobinson48 said:

cricidmuslibale said:

As it happens I don't live a million miles away from Chorley (about 25 miles in fact) so in the worst case scenario I would be prepared to travel to one of their branches for a one-off visit if necessary.

I hope this was a joke. If I had thought anyone might make a journey just to open a 1.25% RS, in time of COVID, I would never have mentioned this Chorley product in the first place.

Don't worry it's very likely I won't actually be going there in person. The lowish variable interest rate doesn't justify it for a start. (Now if it was 2.75% and fixed for example then things might be different). It seems at the moment anyway that a postal application containing a form completed online followed by electronic identity checks ought to be sufficient in any case.

cricidmuslibale

schiff said:

By bus pass if qualified?

Sailtheworld said:

schiff said:

By bus pass if qualified?

What elderly person would take a 50 mile round trip on a bus, during a pandemic, to get £20 in interest this time next year?

I'm far too young for that! I would consider a bike ride in good weather but only for at least double the proposed interest rate and if it was fixed rather than variable!

Sailtheworld

If it was 2.75% you'd have to factor in the long queue of money saving experts clogging the streets of Chorley.