Regular Savings Accounts: The Best Currently Available List!

kaMelo

MarkFromCornwall said:

Every_Penny_Counts said:

JamesRobinson48 said:

Let's just hope the above would prevail over this account's specific T&Cs.  I dunno.

This suggests that the opposite priority applies...

6 - Terms and Conditions

These specific Product Terms and Conditions apply to this account in addition to our General Terms & Conditions for Savings Accounts. Where there is any inconsistency between the General Terms & Conditions for Savings Accounts and the specific Product Terms and Conditions, the specific Terms and Conditions will apply.

That is how I read it too. You can withdraw your money but it will close the account and any interest will be calculated at the easy saver rate. For 1.1% it's not for me as the Skipton is easy access and 1.2% currently. That may change of course but for the time being that's where it will stay.

snow62

Distinctly unimpressed with HSBC.  Regular Saver matured last Thursday so went online to open a new one on Friday.  Won't let me as it says I already have one.  To-ing and fro-ing over so-called 'Chat', which actually seems to mean wait up to a day for a response, eventually told it will take 5 working days for the account to switch to a Flexible Saver.  Meanwhile if I want to open a new RS before then I need to go to a branch.  No thanks, not going anywhere right now unless absolutely necessary.  If 1st Direct, part of HSBC, can do it, why can't HSBC themselves?

JamesRobinson48

Earl Shilton BS's website indicates that, after a hiatus of several months, this BS has now resumed accepting applications for its existing RS product (1.40% variable, max £500pm, indefinite life).  But only for existing members, or residents of defined local postcodes: broadly, in the Leicester area. For any who are eligible and interested, it's well worth reading the T&Cs closely as they are a little unusual.

veryintrigued

arsenalboy said:

colsten said:

The first upside of Covid-19 - - KRBS are presently taking postal applications for their RS. You need to call or email them for the application form, and send them an opening deposit either by cheque, or ask them to transfer the opening deposit from another KRBS account in your name.

This RS matures into a KRBS online saver, from which you can make electronic withdrawals (provided you have online access and a nominated current account). It's therefore suitable even for those who don't live anywhere near a KRBS Branch.

When I go onto the KRBS website it states branch only, there is nothing to suggest they will entertain an email approach, can you clarify please?

KRBS
Confirmed via email that anything other than visiting a branch to open this up will not be entertained.

interest_Ted

KRBS
Confirmed via email that anything other than visiting a branch to open this up will not be entertained.

Perhaps their staff need to look at their website under Support - Coronavirus FAQs -  can I still open an account in branch. 
I, for one, will simply be corresponding with my friendly branch when the time comes to renew my RS. 
Ted

Fingerbobs

lhsecons said:

Fingerbobs said:

Special_Saver2 said:

- Added Saffron BS 12 Month Fixed Rate Regular Saver (Issue 7) paying 1.5% fixed on up to £500 per month for 1 year but you can only have one Regular Saver with Saffron BS at any one time

Just went to apply for this, and found it's only available to customers resident in their usual range of postcodes. 

As is clearly stated in Special Saver2’s note!!

Rather annoying that this completely incorrect post which ridicules me by using two exclamation marks now has two thanks. I was correct, lhsecons was wrong. There was no mention of this restriction in any of SS2's posts when I made the comment. I don't know where lhsecons thought he/she saw this "note" but it didn't exist. Just wanted to get that off my chest.

colsten

veryintrigued said:

arsenalboy said:

colsten said:

The first upside of Covid-19 - - KRBS are presently taking postal applications for their RS. You need to call or email them for the application form, and send them an opening deposit either by cheque, or ask them to transfer the opening deposit from another KRBS account in your name.

This RS matures into a KRBS online saver, from which you can make electronic withdrawals (provided you have online access and a nominated current account). It's therefore suitable even for those who don't live anywhere near a KRBS Branch.

When I go onto the KRBS website it states branch only, there is nothing to suggest they will entertain an email approach, can you clarify please?

KRBS
Confirmed via email that anything other than visiting a branch to open this up will not be entertained.

Seems a bit of left hand right hand in KRBS. Their website says they cannot currently open accounts in Branch.

P3

Disappointed Monmouthshire BS Xmas 1.1% did not make the front page, 
Imo any RS interest rate higher than the current highest easy access saving account should be on here. 
By drip feeding, it is making profit no matter how small

typistretired

P3 said:

Disappointed Monmouthshire BS Xmas 1.1% did not make the front page, 
Imo any RS interest rate higher than the current highest easy access saving account should be on here. 
By drip feeding, it is making profit no matter how small

And you can pay in £1000 a month

SFindlay

P3 said:

Disappointed Monmouthshire BS Xmas 1.1% did not make the front page, 
Imo any RS interest rate higher than the current highest easy access saving account should be on here. 
By drip feeding, it is making profit no matter how small

SS2 keeps this running for all our benefits without any reward so think entitled to set the criteria for what makes it and what doesn't!!

You can't expect SS2 to follow the highest paying easy access account rate and change the front page list every week when the top paying easy access changes every few days!!

Be thankful for what's provided here and do your own research for the rest if you are personally willing to take anything paying less than what's listed here!!