Regular Savings Accounts: The Best Currently Available List!

masonic

simonsmithsays said:

simonsmithsays said:

subjecttocontract said:

Yesterday, Saturday, I sent  £7K to my ex Gatehouse regular saver account that's now paying 5%. Today, Sunday, I received an email confirming they had received the money. I'm impresse d.

Thanks for this.

I'm a day or so behind and in the last couple of hours have had the Profit Added and the reference has now changed.

Interestingly the bank transfer checks (from Nationwide) identified that the REG type of account no longer existed (but the ERG did).

So I'll now be depositing a wedge to Gatehouse.

Working out very well this so far as at 5% it'll be by far my best EA account. Hopefully, of those that are profiting from this, some of those being extremely critical earlier in this thread about them might return and balance out their previous posts.

Apologies for clogging this thread up with what's now a EA but....
Four hours after depositing a wedge into this newly matured account I've got the SMS confirming it's arrived and it's showing in the App
Bravo Gatehouse 👏 
Over and out for me on this one

Likewise for me, for my 13th payment into my RS, which matures towards the end of this month. Let's see what happens next...

Bob2000

sta0612 said:

allegro120 said:

pecunianonolet said:

Can anybody remind me which regular saver accounts can take funding on Sunday 1st and which ones only from Monday 2nd using manual transfers? I know some can take an incoming payment on Sunday but won't pay you interest, which is why they need funding on Monday.

Sunday
Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Monday
Co-op, Hanley, Loughborough, Mansfield, MHBS, MonBS, Progressive, Saffron, Skipton, VM, RBS, Natwest.

Thanks for this. It’s incredibly helpful.

Does anyone know about HSBC, FD, Chorley or SRBS?

Just to note, deposits I’ve made into the following institutions’ regular savers today are showing dated as 2nd December:

Halifax
BOS
Lloyds
Nationwide

What this means for interest, I don’t know.

I’ve also made payments into Principality, but I’ve been unable to check when those have been dated yet.

Regarding  Principality  l deposited  into the Xmas regular saver  via nationwide at 8am this morning(Sunday)

And on the PBS  online banking it states  1st of this month.

allegro120

sta0612 said:

allegro120 said:

pecunianonolet said:

Can anybody remind me which regular saver accounts can take funding on Sunday 1st and which ones only from Monday 2nd using manual transfers? I know some can take an incoming payment on Sunday but won't pay you interest, which is why they need funding on Monday.

Sunday
Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Monday
Co-op, Hanley, Loughborough, Mansfield, MHBS, MonBS, Progressive, Saffron, Skipton, VM, RBS, Natwest.

Thanks for this. It’s incredibly helpful.

Does anyone know about HSBC, FD, Chorley or SRBS?

Just to note, deposits I’ve made into the following institutions’ regular savers today are showing dated as 2nd December:

Halifax
BOS
Lloyds
Nationwide

What this means for interest, I don’t know.

I’ve also made payments into Principality, but I’ve been unable to check when those have been dated yet.

There's no choice for FD, it has to be SO and as with all standing orders the money is credited on working days only.  Don't know about HSBC because I use SO for funding HSBC RS.

Halifax, BoS, Lloyds and Nationwide - deposits dated next working day but the interest is earned from the day of deposit.

Principality - credited at weekends and as far as I know earns interest straight away.  It takes few hours for deposit to show.

allegro120

KuchKuch said:

Flex Regular Saver Issue 2

As above I made a faster payment today, but its dated 2nd December.- I thought transactions done on non-working days do get acted as soon as possible and start earning interest that same day, but I'm now questioning that.

Also, can I make a 13th month payment on a Flex Regular Saver Issue 2 account?

TIA

Your Flex RS deposit will start earning interest today. Yes, you can make 13th payment.

PloughmansLunch

allegro120 said:

sta0612 said:

allegro120 said:

pecunianonolet said:

Can anybody remind me which regular saver accounts can take funding on Sunday 1st and which ones only from Monday 2nd using manual transfers? I know some can take an incoming payment on Sunday but won't pay you interest, which is why they need funding on Monday.

Sunday
Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Monday
Co-op, Hanley, Loughborough, Mansfield, MHBS, MonBS, Progressive, Saffron, Skipton, VM, RBS, Natwest.

Thanks for this. It’s incredibly helpful.

Does anyone know about HSBC, FD, Chorley or SRBS?

Just to note, deposits I’ve made into the following institutions’ regular savers today are showing dated as 2nd December:

Halifax
BOS
Lloyds
Nationwide

What this means for interest, I don’t know.

I’ve also made payments into Principality, but I’ve been unable to check when those have been dated yet.

There's no choice for FD, it has to be SO and as with all standing orders the money is credited on working days only.  Don't know about HSBC because I use SO for funding HSBC RS.

Halifax, BoS, Lloyds and Nationwide - deposits dated next working day but the interest is earned from the day of deposit.

Principality - credited at weekends and as far as I know earns interest straight away.  It takes few hours for deposit to show.

Manual payment into HSBC is dated today

jameseonline

I've asked this before but can we have dedicated place for account credits/deposits etc?, it seems to keep coming up in here on various pages. Think it would be really useful.

masonic

jameseonline said:

I've asked this before but can we have dedicated place for account credits/deposits etc?, it seems to keep coming up in here on various pages. Think it would be really useful.

Feel free to start one. That's how most of the content of the forum comes into existence.

GetRichOrDieSaving

I currently have a Current Account with Nationwide and hold a Flex RS. However I’m switching to Lloyds this week, will the Flex RS be closed or will it remain open? I have a credit card with them so will still hold an account and have access to the app. 

surreysaver

GetRichOrDieSaving said:

I currently have a Current Account with Nationwide and hold a Flex RS. However I’m switching to Lloyds this week, will the Flex RS be closed or will it remain open? I have a credit card with them so will still hold an account and have access to the app. 

Probably be transferred to a lesser paying account .
If you're doing switching, its worth using donor accounts rather than switching main accounts

flaneurs_lobster

GetRichOrDieSaving said:

I currently have a Current Account with Nationwide and hold a Flex RS. However I’m switching to Lloyds this week, will the Flex RS be closed or will it remain open? I have a credit card with them so will still hold an account and have access to the app. 

Why not open a second current account to maintain the requirement?