Regular Savings Accounts: The Best Currently Available List!

wmb194

Bigwheels1111 said:

TSB, I sent £250 at 12.03am this morning and it was showing in the account 20 seconds later.

Is it dated today or tomorrow?

Bigwheels1111

wmb194 said:

Bigwheels1111 said:

TSB, I sent £250 at 12.03am this morning and it was showing in the account 20 seconds later.

Is it dated today or tomorrow?

When I look into the details it states Today.

sta0612

allegro120 said:

pecunianonolet said:

Can anybody remind me which regular saver accounts can take funding on Sunday 1st and which ones only from Monday 2nd using manual transfers? I know some can take an incoming payment on Sunday but won't pay you interest, which is why they need funding on Monday.

Sunday
Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Monday
Co-op, Hanley, Loughborough, Mansfield, MHBS, MonBS, Progressive, Saffron, Skipton, VM, RBS, Natwest.

Thanks for this. It’s incredibly helpful.

Does anyone know about HSBC, FD, Chorley or SRBS?

Just to note, deposits I’ve made into the following institutions’ regular savers today are showing dated as 2nd December:

Halifax
BOS
Lloyds
Nationwide

What this means for interest, I don’t know.

I’ve also made payments into Principality, but I’ve been unable to check when those have been dated yet.

KuchKuch

Flex Regular Saver Issue 2

As above I made a faster payment today, but its dated 2nd December.- I thought transactions done on non-working days do get acted as soon as possible and start earning interest that same day, but I'm now questioning that.

Also, can I make a 13th month payment on a Flex Regular Saver Issue 2 account?

TIA

Cold_comfort

ChewyyBacca said:

For people who had their Gatehouse reg saver (EPR 7%) mature, what was the actual profit rate you received? Is it 7% or a tad different?

An annual rate of 7% with 1/365th of that rate credited per day though the account actually lasted 366 days

simonsmithsays

simonsmithsays said:

subjecttocontract said:

Yesterday, Saturday, I sent  £7K to my ex Gatehouse regular saver account that's now paying 5%. Today, Sunday, I received an email confirming they had received the money. I'm impresse d.

Thanks for this.

I'm a day or so behind and in the last couple of hours have had the Profit Added and the reference has now changed.

Interestingly the bank transfer checks (from Nationwide) identified that the REG type of account no longer existed (but the ERG did).

So I'll now be depositing a wedge to Gatehouse.

Working out very well this so far as at 5% it'll be by far my best EA account. Hopefully, of those that are profiting from this, some of those being extremely critical earlier in this thread about them might return and balance out their previous posts.

Apologies for clogging this thread up with what's now a EA but....


Four hours after depositing a wedge into this newly matured account (on a Sunday) I've got the SMS confirming it's arrived and it's showing in the App

.
Bravo Gatehouse 👏 

Over and out for me on this one

masonic

simonsmithsays said:

simonsmithsays said:

subjecttocontract said:

Yesterday, Saturday, I sent  £7K to my ex Gatehouse regular saver account that's now paying 5%. Today, Sunday, I received an email confirming they had received the money. I'm impresse d.

Thanks for this.

I'm a day or so behind and in the last couple of hours have had the Profit Added and the reference has now changed.

Interestingly the bank transfer checks (from Nationwide) identified that the REG type of account no longer existed (but the ERG did).

So I'll now be depositing a wedge to Gatehouse.

Working out very well this so far as at 5% it'll be by far my best EA account. Hopefully, of those that are profiting from this, some of those being extremely critical earlier in this thread about them might return and balance out their previous posts.

Apologies for clogging this thread up with what's now a EA but....
Four hours after depositing a wedge into this newly matured account I've got the SMS confirming it's arrived and it's showing in the App
Bravo Gatehouse 👏 
Over and out for me on this one

Likewise for me, for my 13th payment into my RS, which matures towards the end of this month. Let's see what happens next...

Bob2000

sta0612 said:

allegro120 said:

pecunianonolet said:

Can anybody remind me which regular saver accounts can take funding on Sunday 1st and which ones only from Monday 2nd using manual transfers? I know some can take an incoming payment on Sunday but won't pay you interest, which is why they need funding on Monday.

Sunday
Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Monday
Co-op, Hanley, Loughborough, Mansfield, MHBS, MonBS, Progressive, Saffron, Skipton, VM, RBS, Natwest.

Thanks for this. It’s incredibly helpful.

Does anyone know about HSBC, FD, Chorley or SRBS?

Just to note, deposits I’ve made into the following institutions’ regular savers today are showing dated as 2nd December:

Halifax
BOS
Lloyds
Nationwide

What this means for interest, I don’t know.

I’ve also made payments into Principality, but I’ve been unable to check when those have been dated yet.

Regarding  Principality  l deposited  into the Xmas regular saver  via nationwide at 8am this morning(Sunday)

And on the PBS  online banking it states  1st of this month.

allegro120

sta0612 said:

allegro120 said:

pecunianonolet said:

Can anybody remind me which regular saver accounts can take funding on Sunday 1st and which ones only from Monday 2nd using manual transfers? I know some can take an incoming payment on Sunday but won't pay you interest, which is why they need funding on Monday.

Sunday
Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Monday
Co-op, Hanley, Loughborough, Mansfield, MHBS, MonBS, Progressive, Saffron, Skipton, VM, RBS, Natwest.

Thanks for this. It’s incredibly helpful.

Does anyone know about HSBC, FD, Chorley or SRBS?

Just to note, deposits I’ve made into the following institutions’ regular savers today are showing dated as 2nd December:

Halifax
BOS
Lloyds
Nationwide

What this means for interest, I don’t know.

I’ve also made payments into Principality, but I’ve been unable to check when those have been dated yet.

There's no choice for FD, it has to be SO and as with all standing orders the money is credited on working days only.  Don't know about HSBC because I use SO for funding HSBC RS.

Halifax, BoS, Lloyds and Nationwide - deposits dated next working day but the interest is earned from the day of deposit.

Principality - credited at weekends and as far as I know earns interest straight away.  It takes few hours for deposit to show.

allegro120

KuchKuch said:

Flex Regular Saver Issue 2

As above I made a faster payment today, but its dated 2nd December.- I thought transactions done on non-working days do get acted as soon as possible and start earning interest that same day, but I'm now questioning that.

Also, can I make a 13th month payment on a Flex Regular Saver Issue 2 account?

TIA

Your Flex RS deposit will start earning interest today. Yes, you can make 13th payment.