Regular Savings Accounts: The Best Currently Available List!

surreysaver

simonsmithsays said:

Cambridge BS

Has the Extra reward RS escaped the reduction as it's not listed on the document I've received via email 

Its fixed. Mine matures in a month and they've sent me an email asking me to set my maturity instructions, but all the link does is take me to the log in.
I've sent them a secure message asking to open a new Extra Reward RS upon maturity 

Nick_C

Re feeding your NatWest RS.  Pay small amounts of Council Tax by Debit Card. Also part payments of credit cards. 

pochisoldi

Nick_C said:

Re feeding your NatWest RS.  Pay small amounts of Council Tax by Debit Card. Also part payments of credit cards. 

"Small amounts" for me meant paying £1.01 to give a £1.98 double roundup

NatWest Mortgages ("use debit card", not a transfer)
Barclays Mortgages
Yorkshire BS savings (seem to take one day longer to go through)
Skipton BS savings
Water accounts
Gas/Electric accounts

Some of these only accept one payment a day, not really an issue for me as I used to do a "once a week".
I also found that one credit cards wouldn't let me pay anything less than the amount due on the statement, leaving me with a small window between payment date and statement date where I could make a minimal payment.

Bridlington1

pochisoldi said:

Nick_C said:

Re feeding your NatWest RS.  Pay small amounts of Council Tax by Debit Card. Also part payments of credit cards. 

"Small amounts" for me meant paying £1.01 to give a £1.98 double roundup

NatWest Mortgages ("use debit card", not a transfer)
Barclays Mortgages
Yorkshire BS savings (seem to take one day longer to go through)
Skipton BS savings
Water accounts
Gas/Electric accounts

Some of these only accept one payment a day, not really an issue for me as I used to do a "once a week".
I also found that one credit cards wouldn't let me pay anything less than the amount due on the statement, leaving me with a small window between payment date and statement date where I could make a minimal payment.

Alternatively there's a fair few ideas listed on this thread:
https://forums.moneysavingexpert.com/discussion/comment/80045720/#Comment_80045720

begbeer

I have a halifax regular saver which is automatically renewed each year, but I have not put any money into it for the last few years, if I pay into it in December will the year start then,  or do I have to close it and reopen another one, if so how do I do this.

Speculator

begbeer said:

I have a halifax regular saver which is automatically renewed each year, but I have not put any money into it for the last few years, if I pay into it in December will the year start then,  or do I have to close it and reopen another one, if so how do I do this.

Close it by renewing to an Everyday Saver then log out, log back in and it will let you open a new regular saver.

poolboy

I got to 5k natwest saver fairly quickly by putting each shopping item through individually at morrisons, double roundups, easily 10 quid a day.  I m really surprised I wasn't binned off.  Don't forget the natwest sister banks, bank of scotland, wish ulster would launch one.

Middle_of_the_Road

poolboy said:

I got to 5k natwest saver fairly quickly by putting each shopping item through individually at morrisons, double roundups, easily 10 quid a day.  I m really surprised I wasn't binned off.  Don't forget the natwest sister banks, bank of scotland, wish ulster would launch one.

That's RBS. BOS is part of the Lloyds group.

allegro120

poolboy said:

I got to 5k natwest saver fairly quickly by putting each shopping item through individually at morrisons, double roundups, easily 10 quid a day.  I m really surprised I wasn't binned off.  Don't forget the natwest sister banks, bank of scotland, wish ulster would launch one.

Rather interesting technique That must consume more time than doing it via NS&I Direct Saver. With NS&I I did about 4 per minute.

Ulster never offers the same savings products as the other two.

  

allegro120

begbeer said:

I have a halifax regular saver which is automatically renewed each year, but I have not put any money into it for the last few years, if I pay into it in December will the year start then,  or do I have to close it and reopen another one, if so how do I do this.

The year started when your account was renewed.  

Some time ago when the rates were rapidly increasingI was able to close this account online and immediately open a new one.  I've looked at it now and couldn't find the option to close regular saver online, but as others pointed out you can morph the account into something else and open a new one straight away.