Regular Savings Accounts: The Best Currently Available List!

10_66

jaypers said:

For those interested in the Zopa Regular Saver and are keen to be invited to open the Zopa Bank Account, which is needed to qualify for the RS, there is a waitlist you can sign up to. Not sure if this makes things any more likely or quicker, but maybe worth a go - https://www.zopa.com/bank-account

When I clicked on the "how do I sign up" link, I just got the same message as before; "The Zopa bank account is currently in a beta phase, which means some functionality is still being built and only a limited number of customers can open an account. Don’t worry though, we’ll be opening to more of you in the coming months".   
Edit:  I see what I did.  I don't usually follow links, so I went via Zopa's website, and the link to it there has the additional word "help" in the URL (hence I got the same previous message).

trickydicky14

Just got an email from Darlington BS
12 month Regular saver, 5.10% variable pay up to £250 a month. 2 withdrawals a year.
May appeal to some.

RosieRooBear

Skipton have announced their rate changes effective from 9th December 2024. I can’t see any mention of their Home Deposit Saver Issue 1 5.06% being reduced. My eyesight isn’t great so please correct me if I’m wrong.

https://www.skipton.co.uk/-/media/skipton-co-uk/pdf/savings/dec-9th-rate-changes.ashx

t1redmonkey

Saffron BS regular savers reducing from 4th December:

Small Saver reducing from 5.5% to 5%:



12 Month Member's Regular Saver reducing from 5% to 4.75%:



Unsure about the 8% loyalty account at the moment.

Bridlington1

t1redmonkey said:

Saffron BS regular savers reducing from 4th December:

Small Saver reducing from 5.5% to 5%:



12 Month Member's Regular Saver reducing from 5% to 4.75%:



Unsure about the 8% loyalty account at the moment.

It shall remain at 8%. The account pays a fixed rate of interest till the end of its term.

t1redmonkey

Bridlington1 said:

t1redmonkey said:

Saffron BS regular savers reducing from 4th December:

Small Saver reducing from 5.5% to 5%:



12 Month Member's Regular Saver reducing from 5% to 4.75%:



Unsure about the 8% loyalty account at the moment.

It shall remain at 8%. The account pays a fixed rate of interest till the end of its term.

Ah thanks, I had it mistakenly labelled as variable in my spreadsheet.

Bridlington1

Leeds BS Home Deposit Saver at 5.15% is now NLA. Replaced by Issue 2 at 5.05%

EDIT: For those wanting to apply for Issue 1, the application link remains live for now:
https://access.leedsbuildingsociety.co.uk/AccountOpening/ApplyOnline?productIdentifier=HOMESAV&tcFilename=HOMESAV.pdf&declarationFilename=declarations/non-isa//&campaignCustomerType=null&campaignSource=null&campaignMedium=null&campaignName=null

moi

RosieRooBear said:

Skipton have announced their rate changes effective from 9th December 2024. I can’t see any mention of their Home Deposit Saver Issue 1 5.06% being reduced. My eyesight isn’t great so please correct me if I’m wrong.

https://www.skipton.co.uk/-/media/skipton-co-uk/pdf/savings/dec-9th-rate-changes.ashx

I was looking for it too, and don't see it either. None of the "Home" accounts on the list match the current rate of the Home Deposit Saver Issue 1.
 I was also searching for the 7% regular saver on that list, only to realise that account isn't a variable rate! (d'oh! 😳) 

t1redmonkey

Monmouthshire BS have updated their rates today.  I believe having a quick scan of the NLA regular savers, they've not reduced any of them: https://media.monbs.com/savings/withdrawn-variable-rate-accounts/

They have however withdrawn their 4.5% regular saver issue 4 today, and replaced it with an issue 5 at 4.15%.

Kazza242

Stafford Building Society have announced:

"On 7th November 2024 the Bank of England reduced the Bank Base Rate from 5.00% to 4.75%, a reduction of 0.25%.

We have therefore reviewed the rates payable on our mortgage and savings accounts and made the decision to reduce all variable savings rates and our mortgage Standard Variable Rate for residential mortgages by the same amount, 0.25%. The changes will take effect from 1st December 2024 for savers and 1st January 2025 for borrowers.

Impacted, eligible members will receive a personal notification of the change this month."

Link to the announcement, here.

Therefore, the Stafford Regular Saver (issue 1) rate will reduce from 5.15% to 4.90% from 1st December 2024.