Regular Savings Accounts: The Best Currently Available List!

happybagger

For those of us clinging on to either of the Bucks BS Reg Saver accounts, in the hope something decent might come along:

Bucks BS RS 3.40%
Bucks BS RS Locals (NLA) 3.80%

wef 1/12/25

Locals account used to be top paying...

Source: email

happybagger

RosieRooBear said:

Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

A lot of their accounts drop by more than the 0.25% drop, this one is a blow, had intended to fund this quite heavily

RosieRooBear

happybagger said:

RosieRooBear said:

Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

A lot of their accounts drop by more than the 0.25% drop, this one is a blow, had intended to fund this quite heavily

I agree, a blow for me too as I like this regular saver as there’s no end date. Hanley didn’t reduce it the last time interest rates went down so they’ve made sure to go for the full 0.5% this time 😪

Aidanmc

Bridlington1 said:

Leeds BS interest rate reduction 24/12/24

Home Deposit Saver from 5.15% to 5.05%

REGULAR SAVER (ISSUE 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56 & 57) from 5.1% to 4.95%

https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

I imagine the current Issue 58 will reduce then also?

ChewyyBacca

i have Santander Monthly Saver at 5%, since August which was hardly funded.
Can I refresh it quickly in the app?
or is there any 12 m restriction to open a new one?
Thanks

friolento

RosieRooBear said:

Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

https://www.thehanley.co.uk/savings-rates

Diddums . I was about to revive this account. Though I suppose 5% might soon be desirable.

flaneurs_lobster

friolento said:

RosieRooBear said:

Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

https://www.thehanley.co.uk/savings-rates

Diddums . I was about to revive this account. Though I suppose 5% might soon be desirable.

I've kept it ticking over too, the £1k monthly deposit limit is/was occasionally useful. Did need to fund at least £250/mth without too many gaps to maintain the rate.

allegro120

ChewyyBacca said:

i have Santander Monthly Saver at 5%, since August which was hardly funded.
Can I refresh it quickly in the app?
or is there any 12 m restriction to open a new one?
Thanks

If you had it since August 2024 it should be still opened and shown in your app. You don't have to fund it regularly in order to keep it opened. AFAIK there are no restrictions, you can close and open whenever you want.

allegro120

friolento said:

RosieRooBear said:

Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

https://www.thehanley.co.uk/savings-rates

Diddums . I was about to revive this account. Though I suppose 5% might soon be desirable.

Yes, I suppose 5% is the new reality.  I used it for debit card transactions to get £10 p/m from my two Halifax current accounts.  It fitted perfectly to match £500x2 requirement.  Need to think of a new strategy now, but definitely don't want to close this account.

exel1966

Changes afoot for the Principality First Home Saver Accounts....perhaps. It won't be the first time they've changed the account.

We’re always looking to improve the products and services we offer to ensure that we are meeting the needs of our customers and providing a positive experience. We're currently reviewing our First Home Steps savings account, as a valued Member, we would like your feedback on your experience of this product.