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Regular Savings Accounts: The Best Currently Available List!

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  • Aidanmc
    Aidanmc Posts: 1,310 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Leeds BS interest rate reduction 24/12/24

    Home Deposit Saver from 5.15% to 5.05%

    REGULAR SAVER (ISSUE 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56 & 57) from 5.1% to 4.95%

    https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

    I imagine the current Issue 58 will reduce then also?
  • i have Santander Monthly Saver at 5%, since August which was hardly funded.
    Can I refresh it quickly in the app?
    or is there any 12 m restriction to open a new one?
    Thanks
  • friolento
    friolento Posts: 2,413 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

    https://www.thehanley.co.uk/savings-rates

    Diddums :'(. I was about to revive this account. Though I suppose 5% might soon be desirable.
  • friolento said:
    Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

    https://www.thehanley.co.uk/savings-rates

    Diddums :'(. I was about to revive this account. Though I suppose 5% might soon be desirable.
    I've kept it ticking over too, the £1k monthly deposit limit is/was occasionally useful. Did need to fund at least £250/mth without too many gaps to maintain the rate.
  • allegro120
    allegro120 Posts: 1,873 Forumite
    1,000 Posts Second Anniversary Name Dropper
    i have Santander Monthly Saver at 5%, since August which was hardly funded.
    Can I refresh it quickly in the app?
    or is there any 12 m restriction to open a new one?
    Thanks
    If you had it since August 2024 it should be still opened and shown in your app. You don't have to fund it regularly in order to keep it opened. AFAIK there are no restrictions, you can close and open whenever you want.
  • allegro120
    allegro120 Posts: 1,873 Forumite
    1,000 Posts Second Anniversary Name Dropper
    friolento said:
    Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

    https://www.thehanley.co.uk/savings-rates

    Diddums :'(. I was about to revive this account. Though I suppose 5% might soon be desirable.
    Yes, I suppose 5% is the new reality.  I used it for debit card transactions to get £10 p/m from my two Halifax current accounts.  It fitted perfectly to match £500x2 requirement.  Need to think of a new strategy now, but definitely don't want to close this account.
  • exel1966
    exel1966 Posts: 5,045 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Changes afoot for the Principality First Home Saver Accounts....perhaps. It won't be the first time they've changed the account.

    We’re always looking to improve the products and services we offer to ensure that we are meeting the needs of our customers and providing a positive experience. We're currently reviewing our First Home Steps savings account, as a valued Member, we would like your feedback on your experience of this product.


  • rob37uk
    rob37uk Posts: 22 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Aidanmc said:
    Leeds BS interest rate reduction 24/12/24

    Home Deposit Saver from 5.15% to 5.05%

    REGULAR SAVER (ISSUE 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56 & 57) from 5.1% to 4.95%

    https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

    I imagine the current Issue 58 will reduce then also?
    I don't know the answer to that, I'll contact them tomorrow and see if I can get further info. I'll omit it from my list of rate changes for the time being.

    Additionally the Leeds BS RS Issue 55 is listed as reducing from 5.25% to 5% on 24/12/24. I suspect this is a typo as IIRC Issue 55 was launched at 5.1% just before they announced their other regular savers were reducing to 5.1% after the previous BOE Base Rate change.

    Apologies for failing to mention this earlier, I'd spotted the Leeds BS reductions towards the end of my break at work so was fairly rushed to report them onto the forum before I started working again.
    Leeds RS 55 is now listed as reducing to 5.10% from 24/12/24
  • Dizzycap
    Dizzycap Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 15 November 2024 at 10:40PM
    Hanley Online Regular Saver (NLA) interest rate reduction from 5.5% to 5% wef 01/12/2024

    https://www.thehanley.co.uk/savings-rates
    This has come as a blow, as like others, I was going to start fully loading each month. However, with 6 free withdraws a year, it still has its place, even as a 2 month draw down account to fund higher regular savers, if needed ;)
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