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Regular Savings Accounts: The Best Currently Available List!

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  • castle96
    castle96 Posts: 2,980 Forumite
    Part of the Furniture 1,000 Posts
    mmm. Must have done just that (and forgotten) back in Aug. Thanks
  • WindfallWendy
    WindfallWendy Posts: 175 Forumite
    100 Posts Name Dropper Photogenic
    simonsmithsays said:
    We definitely need more @Bridlington1 on here.

    Whilst I don't want to weigh them down with any responsibility of digging up more gems I've been tremendously appreciative of, not only the work they've put in on this thread but also of them keeping it on track (which ironically is not what I'm doing now) and not getting involved in spats.
    I'm not sure where the comment about spats stems from (should I be paranoid?!) but just in case anyone thought I was being rude (which I wasn't), I genuinely do appreciate the commitment to the interest and *was* just checking that the comment about a payment into a regular saver being considered 'late' was just a self-imposed position.

    Further, I was keen to make sure that there weren't any Regular Saver accounts out there which would likely have a monthly deadline for any money going in... just in case there is potential to get stung. I don't think this is the case though as I haven't heard anyone respond to this point. I guess it could be a neat way for banks to justify reducing interest, but also could get quite convoluted, so they just stick to a calendar month payment. Correct? I should probably get into the habit of reading the small print. I'm still only a month into my MSE journey  :)
  • WindfallWendy
    WindfallWendy Posts: 175 Forumite
    100 Posts Name Dropper Photogenic
    edited 29 October 2024 at 4:53PM
    castle96 said:
    mmm. Must have done just that (and forgotten) back in Aug. Thanks
    I think the current bonus rate is only about 6% now though, so I'm holding on to my 7% as long as I can (two more days). But it's still better than the default :)
  • kaMelo
    kaMelo Posts: 2,862 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    surreysaver said:
    I've got an email off Ecology saying they're no longer accepting direct debits for saving accounts from 15th January

    Well that is disappointing news.
  • ForumUser7
    ForumUser7 Posts: 2,472 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    kaMelo said:
    surreysaver said:
    I've got an email off Ecology saying they're no longer accepting direct debits for saving accounts from 15th January

    Well that is disappointing news.
    Their regular saver is now unfortunately of really limited use/no use. Direct debits were the only reason I held accounts with ecology.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • allegro120
    allegro120 Posts: 1,928 Forumite
    1,000 Posts Second Anniversary Name Dropper
    surreysaver said:
    I've got an email off Ecology saying they're no longer accepting direct debits for saving accounts from 15th January
    I now have 6 spare DD facilities to replace Ecology.  Good of them that they gave far in advance notice.
  • surreysaver
    surreysaver Posts: 4,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    allegro120 said:
    surreysaver said:
    I've got an email off Ecology saying they're no longer accepting direct debits for saving accounts from 15th January
    I now have 6 spare DD facilities to replace Ecology.  Good of them that they gave far in advance notice.
    Yes, my Ecology direct debit has been sitting there direct debiting away to provide one of my direct debits to earn interest on my Club Lloyds account to that I don't earn as that's non competitive anymore as well!
    I consider myself to be a male feminist. Is that allowed?
  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    "Regular Savings Accounts: The Best Currently Available List!“
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