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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Exactly. You’d think they’d have timed the product to be ready for the upcoming maturity date. It’s not as if it’s their first paper round in this market. 

    I can confirm the online maturity page only gave the options outlined in the paper pack.

    I’m glad someone else finds it odd!
  • Out of interest, do those Principality 'Maturity Regular Savers' let you transfer in the entirety of the money in the product that's just matured?
  • ToastLady said:
    Trying to open a Christmas saver with PBS. Am an existing customer but it keeps running into a problem. Will probably go into branch to sort it out as I'm not a fan of BS online services to be honest. MHBS feels like I've gone back in time by about 20 years!

    Anyway apologies for mini-rant. I just wondered if anyone else (existing PBS customers) had been having a problem too?
    I had a few error problems too last night. Tried link supplied by ForumUser7 and got in and up and set up new account within a few minutes. https://online.principality.co.uk/Originations/LaunchPage.aspx?ProductCode=6081&ProductType=RegularSaver&CIJ=true#!
    Well, I'm glad I'm not the only one, but I do still keep getting the error. It shows me all the documents and I tick a box to accept and then it goes whoopsie. Is it likely they system needs me to click on every pdf link??
    Just need a little patience I think.  I also had problems with both the 6 month regular saver and this new one. Got there eventually. Just seems a bit random.
    FINALLY!! It worked! Bring on Christmas 2025!! 😁
  • ForumUser7
    ForumUser7 Posts: 2,502 Forumite
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    Out of interest, do those Principality 'Maturity Regular Savers' let you transfer in the entirety of the money in the product that's just matured?
    No - just up to the maximum monthly deposit AFAIK.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • PowerSavingMode
    PowerSavingMode Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 27 October 2024 at 6:13PM
    mebu60 said:
    jaypers said:
    Looks like the interest for the YBS Christmas Regular Saver has been credited today. Mine showing as £40.95
    I'm planning to close on Thursday and transfer out so that I get the funds on Friday rather than next week. 
    Re:  YBS Christmas Regular eSaver 2024

    Doesn't it mature on Thursday (31st) and automatically transfer into an easy access account on the same day?
  • Dizzycap
    Dizzycap Posts: 1,176 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 27 October 2024 at 6:21PM
    DJDools said:
    mebu60 said:
    jaypers said:
    Looks like the interest for the YBS Christmas Regular Saver has been credited today. Mine showing as £40.95
    I'm planning to close on Thursday and transfer out so that I get the funds on Friday rather than next week. 
    Re:  YBS Christmas Regular eSaver 2024

    Doesn't it mature on Thursday (31st) and automatically transfer into an easy access account on the same day?
    Yes, it's suppose to ;)
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  • Dizzycap said:
    DJDools said:
    mebu60 said:
    jaypers said:
    Looks like the interest for the YBS Christmas Regular Saver has been credited today. Mine showing as £40.95
    I'm planning to close on Thursday and transfer out so that I get the funds on Friday rather than next week. 
    Re:  YBS Christmas Regular eSaver 2024

    Doesn't it mature on Thursday (31st) and automatically transfer into an easy access account on the same day?
    Yes, it's suppose to ;)

    It becomes an Easy Access account on Nov 1.
  • Bridlington1
    Bridlington1 Posts: 3,946 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    DJDools said:
    mebu60 said:
    jaypers said:
    Looks like the interest for the YBS Christmas Regular Saver has been credited today. Mine showing as £40.95
    I'm planning to close on Thursday and transfer out so that I get the funds on Friday rather than next week. 
    Re:  YBS Christmas Regular eSaver 2024

    Doesn't it mature on Thursday (31st) and automatically transfer into an easy access account on the same day?
    It becomes an EA account on 1/11/24. Given that withdrawals from YBS arrive the next day this would mean the funds won't arrive in your nominated account until Sat 2/11/24 if you waited till it had converted before withdrawing, thus if you are wanting to use the funds to feed other regular savers I'd advise closing it early at some point on 31/10/24 to ensure your funds arrive on time for the regular savers.
  • DJDools said:
    mebu60 said:
    jaypers said:
    Looks like the interest for the YBS Christmas Regular Saver has been credited today. Mine showing as £40.95
    I'm planning to close on Thursday and transfer out so that I get the funds on Friday rather than next week. 
    Re:  YBS Christmas Regular eSaver 2024

    Doesn't it mature on Thursday (31st) and automatically transfer into an easy access account on the same day?
    It becomes an EA account on 1/11/24. Given that withdrawals from YBS arrive the next day this would mean the funds won't arrive in your nominated account until Sat 2/11/24 if you waited till it had converted before withdrawing, thus if you are wanting to use the funds to feed other regular savers I'd advise closing it early at some point on 31/10/24 to ensure your funds arrive on time for the regular savers.
    Thank you. I'll probably set up a withdrawal (haven't withdrawn so far) for the Thursday, then, and leave in £1 or thereabouts.
  • mebu60
    mebu60 Posts: 1,689 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    DJDools said:
    mebu60 said:
    jaypers said:
    Looks like the interest for the YBS Christmas Regular Saver has been credited today. Mine showing as £40.95
    I'm planning to close on Thursday and transfer out so that I get the funds on Friday rather than next week. 
    Re:  YBS Christmas Regular eSaver 2024

    Doesn't it mature on Thursday (31st) and automatically transfer into an easy access account on the same day?
    No, it becomes an EA on Friday 01:11 I believe. If I cancelled it then and transferred the funds out even if they arrived Saturday rather than Monday I wouldn't be able to move them on on the Saturday, hence the Thursday plan. 
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