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Regular Savings Accounts: The Best Currently Available List!
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Bigwheels1111 said:Just been told by Clare from MHBS, that they are changing the terms because a few of us have asked if 15 payments of £250 are correct as end end of November.£3,750 of deposits are fine.0
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Digital_Payback said:Same happened me.Turn your phone sideways to landscape mode.It then works. Apply button on right hand side.1
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t1redmonkey said:Hattie627 said:Market Harborough BS
The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either. Is this okay?
I can't fund until tomorrow as CoP not recognising the details.
Plenty of quirks with MHBS to keep us on our toes.
PS the account terms seem to indicate that interest is added to the account monthly. But presumably cannot be withdrawn until end of the term. Does that mean all interest will be taxable in 2025/26?0 -
francoghezzi said:Bigwheels1111 said:Just been told by Clare from MHBS, that they are changing the terms because a few of us have asked if 15 payments of £250 are correct as end end of November.£3,750 of deposits are fine.Yes, thats what I understand.I've set up my SO until 01/11/25.3
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WillPS said:CuparLad said:WillPS said:What they're saying is if you have both accounts you can't deposit more than £3k/month in total between the two, so if you max out this one you can only contribute up to £2750/month in to the other (although why you'd bother when the interest rate is so low with a notice period for withdrawals defeats me).In that case, what's the point of a monthly saver account with a monthly deposit limit equal to the overall balance limit?I'm putting MHBS on my 'wierd' list. That'll teach 'em.1
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WillPS said:Market Harborough 6% (fixed), with credit to @35har1old above
- Save between £10 – £250 a month
- Annual interest paid on maturity
- You must make regular monthly deposits
- Even with a penalty early withdrawals are not allowed (closure is not permitted either)
- Initial deposit must be received with 10 days of opening the account
Matures end of November 2025.
Super find! Thanks for sharing. Opened and funded within 10 minutes and with complete online access within minutes to view the account, so even better!~ NSD 2025 - NSD June 10/20 (5 x💯)# No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)# No.19 52 Week Env Challenge £1230.57 / £1378 (89%)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯2 -
Hattie627 said:Market Harborough BS
The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either. Is this okay?
I can't fund until tomorrow as CoP not recognising the details.
MHBS only have two regular savers available and the other is for existing members so anyone who has applied as a new customer could not have got the wrong account if MHBS follow their own terms.0 -
Kim_13 said:Hattie627 said:Market Harborough BS
The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either. Is this okay?
I can't fund until tomorrow as CoP not recognising the details.
MHBS only have two regular savers available and the other is for existing members so anyone who has applied as a new customer could not have got the wrong account if MHBS follow their own terms.
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Hattie627 said:Market Harborough BS
The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either. Is this okay?
I can't fund until tomorrow as CoP not recognising the details.
It will not show up for CoP as money goes into a Barclay Bank account.Quite a few of my regular savers have this issue.Gatehouse bank are the same.2 -
Thanks @35har1old for the nice find with MHBS.
Just tried to apply and I was told it needs to be reviewed and they will come back to me. Not sure if its because it is out of hours or it does not like something on my application. Hopefully sorted in the morning.0
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