Regular Savings Accounts: The Best Currently Available List!

s71hj

Re MHBS regular saver
Can't get the application underway on my phone browser. The APPLY button is partially broken up in it's display and does nothing so I guess I'll have to try on my computer.

Digital_Payback

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

soulsaver

WillPS said:

CuparLad said:

WillPS said:

What they're saying is if you have both accounts you can't deposit more than £3k/month in total between the two, so if you max out this one you can only contribute up to £2750/month in to the other (although why you'd bother when the interest rate is so low with a notice period for withdrawals defeats me).

Not quite. The maximum combined monthly deposit is £250 with a maximum combined balance of £3000 (soon to be £3750)

In that case, what's the point of a monthly saver account with a monthly deposit limit equal to the overall balance limit?

I'm putting MHBS on my 'weird' list. That'll teach 'em.

Just put it on your suspected typo list...

Bridlington1

Just a reminder the Leeds BS interest rate reductions come into effect tomorrow. Of note:

REGULAR SAVER (ISSUE 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53 & 54) from 5.25% to 5.1% (brings it in line with the currently available issue 55)

Home Deposit Saver- NO CHANGE for balances below £30k (remains at 5.15%), though the rate on balances of £30k+ reduces from 2.45% to 2.3%.

WillPS

chris_the_bee said:

WillPS said:

CuparLad said:

WillPS said:

What they're saying is if you have both accounts you can't deposit more than £3k/month in total between the two, so if you max out this one you can only contribute up to £2750/month in to the other (although why you'd bother when the interest rate is so low with a notice period for withdrawals defeats me).

Not quite. The maximum combined monthly deposit is £250 with a maximum combined balance of £3000 (soon to be £3750)

In that case, what's the point of a monthly saver account with a monthly deposit limit equal to the overall balance limit?

I'm putting MHBS on my 'weird' list. That'll teach 'em.

One does not equal the other.
The maximum combined monthly deposit over the two accounts is £250
The maximum combined balance over the two accounts is £3000 (soon to be £3750)
So if you contribute £250 to one of the accounts, you cannot contribute that month to the other one as well, but you could contribute £125 to each of the two.

https://mhbs.co.uk/my-membership/exclusive-products/member-monthly-saver-30r1/

"Save between £10 – £3,000 a month"

That one has a different total balance allowable tho, so I guess the total balance isn't shared.

t1redmonkey

soulsaver said:

So after a call to Market Harb BS, they have agreed to make the max pay in 15 payments! So a max £3750
and will be amending the terms to reflect that shortly...

And another morsel of interest - they update deposits every 2 hours during office hours ... so you should be able to see weekday deposits online same day made before 15.00 hours.  

Seems even payments after 3pm can appear same day, since I didn't send funds until around 3:30pm but can already see it in the regular saver

ChewyyBacca

t1redmonkey said:

soulsaver said:

So after a call to Market Harb BS, they have agreed to make the max pay in 15 payments! So a max £3750
and will be amending the terms to reflect that shortly...

And another morsel of interest - they update deposits every 2 hours during office hours ... so you should be able to see weekday deposits online same day made before 15.00 hours.  

Seems even payments after 3pm can appear same day, since I didn't send funds until around 3:30pm but can already see it in the regular saver

I transferred at 16:08, funds havent arrived yet in my MHBS saver. Im still hoping

Hattie627

Bridlington1 said:

Just a reminder the Leeds BS interest rate reductions come into effect tomorrow. Of note:

REGULAR SAVER (ISSUE 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53 & 54) from 5.25% to 5.1% (brings it in line with the currently available issue 55)

Home Deposit Saver- NO CHANGE for balances below £30k (remains at 5.15%), though the rate on balances of £30k+ reduces from 2.45% to 2.3%.

Also the Leeds BS Limited Issue Online Access Account (Issues 53, 54 & 55) go down from 5.10% to 4.85% tomorrow. (Not RS accounts but I have been using mine as main feeder account recently).

Hattie627

Market Harborough BS

The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either.  Is this okay?

I can't fund until tomorrow as CoP not recognising the details. 

 

t1redmonkey

Hattie627 said:

Market Harborough BS

The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either.  Is this okay?

I can't fund until tomorrow as CoP not recognising the details. 

 

Same here.  Though if you go to 'View Account Details' (not 'Interest and Tax Information') it shows the interest rate as 6% on that screen.  At least it does for me.