Regular Savings Accounts: The Best Currently Available List!

BestSeagull

sta0612 said:

Re. Melton:

Has anyone tried opening this account without using a cheque?

I don’t believe I currently have a chequebook.

@BestSeagull I believe you mentioned you may try to do so upthread (https://forums.moneysavingexpert.com/discussion/comment/80985704#Comment_80985704?utm_source=community-search&utm_medium=organic-search&utm_term=melton+cheque)

Yes, it was no problem at all. I sent the postal application in. Followed up by phone and got the account number that way. Did test transfer of £1. Called again to confirm it had arrived and sent the rest. Was also given online access details by phone. 

simonsmithsays

Nationwide 

All matured (£115.02 interest)

All funds removed 

Attempted to open the Flex Saver Issue 3 at 6.5% and am a little early.

Will try again later 

Gers

Re Nationwide RS. 

I closed my account yesterday afternoon. All monies were in my TSB account in minutes. Just now I've been able to open the RS3 and funded it. 

RG2015

My Nationwide regular saver is now showing as an instant access saver 10, but it will not allow me to open a new 6.5% regular saver yet.

Will it update later today or will it be 24 hours as their message says?

friolento

Gers said:

Re Nationwide RS. 

I closed my account yesterday afternoon. All monies were in my TSB account in minutes. Just now I've been able to open the RS3 and funded it. 

Same here (though I used a different bank for my matured funds)

2010

Not saying NW will pay a loyalty £100 next year, what with the takeover of VM.

But as well as a current account a savings account is also needed (minimum £100).

Frogletina

Frogletina said:

jameseonline said:

Got my money out of Nationwide and into Santander but can't seem to move it internally into the savings account I want it in, meh.

Also it seems I'm too early to apply for the Nationwide Flex Issue 3.

I've closed the regular saver but the money has not yet arrived into my Santander account. I'm hoping it will be there in the morning

Money was not in my Santander account this morning. I sent it via my nominated account - I wish I had sent a test payment first. Apparently, according to Nationwide, Santander have rejected it due to a mismatch in the name, although Santander cannot find the rejected payment. It left Nationwide with my first and second name but Nationwide can see the rejection as only showing my surname! Santander asked me to get the faster payment reference, but when I did and rang them back, they said it was too early to see it on their systems. 

Nationwide cannot do a recall until Monday. I have used the same nominated account before. I've just now amended it to show my full name including middle name, and sent a £1 from Santander to my flex account and returned it via my nominated account without a problem. 

csw5780

2010 said:

Not saying NW will pay a loyalty £100 next year, what with the takeover of VM.

But as well as a current account a savings account is also needed.

With a minimum of £100 in savings IIRC. 

Middle_of_the_Road

csw5780 said:

2010 said:

Not saying NW will pay a loyalty £100 next year, what with the takeover of VM.

But as well as a current account a savings account is also needed.

With a minimum of £100 in savings IIRC. 

If you have a Flex plus account, that qualifies you automatically.

Bridlington1

csw5780 said:

2010 said:

Not saying NW will pay a loyalty £100 next year, what with the takeover of VM.

But as well as a current account a savings account is also needed.

With a minimum of £100 in savings IIRC. 

Whilst that was the case in 2023 and 2024, there's no guarantee this'll be the case in 2025.

The eligibility criteria for the 2025 fairer share payment are yet to be decided, if they make little in the way of profits and lots of people have used their accounts in a way that makes them meet last year's terms Nationwide may choose to raise the minimum to above £100 and/or add more restrictions on eligibility.

I'd take the 2023 and 2024 terms as a rough guide of what I'd expect the terms to be for 2025 but with a big pinch of salt.