Regular Savings Accounts: The Best Currently Available List!

ColdIron

Bigwheels1111 said:

Nationwide Flex Regular Saver 3 opened, funded and 12 payments set up by DD.

I think you mean Standing Order. The RS cannot take payments with Direct Debits

[Deleted User]

jameseonline said:

Just opened Issue 3 of Flex Regular Saver from Nationwide 😊

Do you have to put the full amount in one go?

As in £200 deposit or can I open it, stick a quid in and add to it next week?

Bigwheels1111

ColdIron said:

Bigwheels1111 said:

Nationwide Flex Regular Saver 3 opened, funded and 12 payments set up by DD.

I think you mean Standing Order. The RS cannot take payments with Direct Debits

You are right SO.

Bridlington1

[Deleted User] said:

jameseonline said:

Just opened Issue 3 of Flex Regular Saver from Nationwide 😊

Do you have to put the full amount in one go?

As in £200 deposit or can I open it, stick a quid in and add to it next week?

The £200 doesn't have to be paid in one go.

[Deleted User]

Bridlington1 said:

[Deleted User] said:

jameseonline said:

Just opened Issue 3 of Flex Regular Saver from Nationwide 😊

Do you have to put the full amount in one go?

As in £200 deposit or can I open it, stick a quid in and add to it next week?

The £200 doesn't have to be paid in one go.

Thankyou. I did look at the t&c before asking, it did look that way but I wasn't certain. Many thanks.

jameseonline

I don't know why you wouldn't put £200 in in 1 go if you've just opened it to be honest, the quicker you put money in the more interest you'll get.

If by next week you mean tomorrow just open it tomorrow or something if you don't think they will get rid of the account, otherwise open it now & fund it and wait till October 1st till your next payment.

I don't think you can do more than 1 payment a month, I opened mine with £200 today it's been credited with tomorrow's date.

Interestingly is you have 1 month from time of opening to fund the account before they will close it.

WillPS

jameseonline said:

I don't know why you wouldn't put £200 in in 1 go if you've just opened it to be honest, the quicker you put money in the more interest you'll get.

Because you haven't got £200 spare/earning less than 6.5%.

jameseonline

WillPS said:

jameseonline said:

I don't know why you wouldn't put £200 in in 1 go if you've just opened it to be honest, the quicker you put money in the more interest you'll get.

Because you haven't got £200 spare/earning less than 6.5%.

I suspect it's fear of missing out then?, I just had to get it setup following the previous one ending & using £200 from that to fund the new one

allegro120

jameseonline said:

I opened mine with £200 today it's been credited with tomorrow's date.

I've made the same mistake.  I forgot to look at my spreadsheet where it is clearly stated "NO" for weekend deposits.  Not a big deal, only about 3.5p loss I think

allegro120

Bridlington1 said:

masonic said:

Issue with Halifax early closure is that it requires a branch visit IIRC.

Unless you renew the account into an EA account, which can be done online without penalty. From there you can close the account in online banking.

Halifax.
If my memory is not failing me, when they increased the rate last time I was able to close old and open new RS online without any "renewal" tricks.